5 Tips to Live Below Your Means
Budgeting Couple
by Michelle Salater
6d ago
Yes, bills suck. But they’re probably not the problem. Generally, people make more than enough to cover basic necessities. So why do we struggle to pay our bills? Discretionary spending is what gets us into trouble.  It is critical to find ways to support ourselves from falling into unconscious spending patterns. Spending more than you earn leads to debt, having less savings, and little investments for your future. We all know this, but living below your means is often easier said than done – especially in a world where it’s easy to buy, buy, buy. Here are 5 easy ways to do just that. Imp ..read more
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5 Secrets of Professional Organizers
Budgeting Couple
by Michelle Salater
1w ago
Keeping your home organized can seem like a daunting task and you may think you need a professional organizer to put your horse in order.  But you don’t need one!  You can do it yourself, save a ton of money, and conquer your clutter once and for all.  Here are 5 secrets of professional organizers to get you started.  1. Start with Less It’s a misconception that organization means moving things into different places. This is just rearranging clutter.  And organized clutter is still clutter.  Professional organizers first declutter because when there is less “stuf ..read more
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5 Things That Make Your House Feel Cluttered
Budgeting Couple
by Michelle Salater
3w ago
Clutter is a pretty common issue for homeowners, but it can be tricky to get rid of. That’s because clutter is hard to see. All you know is that your home feels cluttered. This article will help you attune your eye to the aspects that make your home feel cluttered. Take care of these areas to make your home feel more open and spacious. 1. Cluttered Surfaces Surface spaces are prime real estate for clutter – especially areas that are a bit more out of sight.  Notice the surfaces around your home that hold forgotten piles of stuff (stacks of papers, books, or clothes.)  The kitchen co ..read more
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Must Do’s for Living Cheap
Budgeting Couple
by Michelle Salater
3M ago
Now is always the perfect time to make some changes to better your financial situation. The problem is that people often make this much more difficult than they need to.  As a result, they never get started. There are several things you can do to cut back on your spending that won’t make you feel like you are making huge sacrifices to your lifestyle.  In fact, many of these must do’s for living cheap are normal things wealthy people do. Here are 6 must do’s for living cheap to implement in the new year.  1. Give Yourself an Allowance Our first must-do for living cheap is to giv ..read more
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4 Easy Ways to Budget Money That Actually Work
Budgeting Couple
by Michelle Salater
3M ago
Have you ever reached the end of the month and realized you were out of money? It happens to a lot of us. And when it does, it means you need a budget. Now, before you roll your eyes, hear me out: there is a better – and easier – way to budget your money than you’ve been taught.  There are 4 simple ways to budget that work for anyone – no matter how much or how little money you make.  Put these 4 tips to use and you’ll find your financial situation improves.  1. Keep Your Income over Your Expenses When it comes to finding ways to budget money, the place to start is with a clear ..read more
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How to Start Decluttering and Organizing Your Closet Fast
Budgeting Couple
by Michelle Salater
3M ago
Is your closet full of clothes? Do you feel you have “nothing to wear?” Do you spend too much time choosing an outfit?  It’s time to declutter your closet.  Too many clothes creates noise making it difficult to choose an outfit. Not to mention, the confined space incites irritation. A cluttered closet is not functional!  Limit your closet to pieces you enjoy and wear regularly.  Follow these steps below to easily say goodbye to excess in your wardrobe.  1. Adopt the Right Attitude We hold on to clothing because we tell ourselves that we might wear it someday.  Th ..read more
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7 Habits to Copy From Women Who Are Always Saving Money
Budgeting Couple
by Wendi Warren
4M ago
Do you ever feel like you’re drowning in a sea of financial stress? Well, get ready to sail toward success with these secret strategies used by financially savvy women. These women have discovered the key to stability, and now it’s your turn.  By adopting their habits, you can navigate a course to find financial freedom and peace. 1. Successful Women Budget Budgeting is the cornerstone of financial stability. When it comes to managing your money, prioritizing financial goals is key.  Women who always have money understand the importance of setting clear objectives and allocating fun ..read more
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10 Things to Stop Buying to Save Thousands
Budgeting Couple
by Evan Sutherland
4M ago
Here are some simple things you definitely want to stop buying. When you are not conscious of your spending, your bank account tends to run on empty. If you want to make progress on your savings goals, start with better spending habits today. Stop Buying “Stuff” Look around your home. How much stuff have you accumulated? How did it happen? Well… it feels really good to buy stuff we like. “Treat yo’ self,” they say. There’s no denying that buying “stuff” is tempting. That’s not to say there is something wrong with personal spending. But if that personal spending goes unchecked, “stuff” drains ..read more
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How To Not Compare Yourself to Others
Budgeting Couple
by Evan Sutherland
4M ago
Comparison is a fundamental function of mind. It allows us to plan, think critically and solve problems. So it may be unreasonable to hope that the mind can altogether stop comparing us against others. But that’s okay! We can appreciate our mind’s ability to compare when it is helpful, and work with our mind when it takes its abilities too far. Let’s shine some light on harmful comparing thoughts and limit their ability to cause us pain.  1. Cut off the negative voice  Comparing yourself to another happens in an instant (hello familiar feelings of shame and unworthiness). If we’re n ..read more
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Home Decluttering Ideas: How and Where to Start
Budgeting Couple
by Michelle Salater
5M ago
If you aren’t careful, clutter can take over your home. And when clutter takes over your home, it takes over your life. Studies have shown that those with cluttered homes are less satisfied with their lives, struggle to focus, and deal with memory issues. All solid reasons for decluttering your home.  Looking around at the clutter may seem like an overwhelming and impossible task – and it can be difficult to know how and where to start.  Don’t give up before you even get started. These tips will relieve the pressure and show you how to easily and effortlessly declutter.  How to ..read more
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