In a perfect world, there would be such a thing as risk-free travel. Unfortunately, no matter what type of trip we are planning, there’s always the chance that things go wrong. Travel insurance exists to offer protection from the unexpected, and mitigate the financial risks associated with traveling.  Hopefully you don’t need to use your travel insurance plan, and can enjoy a stress-free vacation. However, in the unfortunate event that you encounter travel issues, it’s important to know the steps needed to be reimbursed by your travel insurance provider through filing a claim.  How t ..read more

The days and weeks leading up to a trip can be full of excitement, with travelers looking forward to new adventures and experiences. But the reality is, regardless of the amount of preparation in place, trips often don’t go exactly as planned, due to flight cancellations, airport delays, lost luggage, medical emergencies, or other common travel disruptions.  Having protection against the unexpected is why many savvy travelers make sure they are covered by travel insurance before departing for their trips. While travel insurance can be purchased through airlines and third-party sites like ..read more

When booking travel, there’s always a risk that things won’t go according to plan. Unexpected events such as medical emergencies, severe weather, and lost luggage can put travelers in stressful situations, which can not only ruin their travel plans, but also lead to financial loss. Flight insurance is designed to protect travelers’ financial investments and provide them with peace of mind heading into a trip. What is Flight Insurance? Flight insurance is an insurance option that protects the cost of a traveler’s flight. These policies can be purchased by insuring all prepaid and nonrefundable ..read more

The past three years have been rough on both the cruise industry, and those who prefer to take their vacation at sea. Between virus outbreaks canceling departures, canceled ventures to ports of call, and weather causing ships to navigate rough seas, some travelers are left wondering: “Are cruises safe?”  Making matters worse is the case of the passenger who fell off a cruise liner off the coast of New Orleans in November 2022 – and survived! According to a news release from the U.S. Coast Guard, the passenger was found after being reported missing from the ship with the help of response c ..read more

Whether you’re planning a getaway across the globe or a family vacation around the country, there’s no denying the cost of travel is increasing. From inflation to rising gas prices and airline tickets, Americans are spending more on their vacations, and Squaremouth expects this trend will continue in the years to come.  As the cost of travel reaches new heights, savvy travelers are purchasing travel insurance to protect themselves from financial loss in the event an unforeseen circumstance disrupts their plans. As travel experts would agree, insuring travel plans on the spot, at the time ..read more

Cuba has been a country shrouded in mystery and wonder for many Americans. Just 90 miles off the shores of Key West, it’s no surprise why many Americans wonder if they can visit Cuba. With continuous changes to travel restrictions and policies regarding Cuba, Squaremouth has compiled a detailed overview of everything you need to know, updated with the latest information regarding Cuba entry requirements, the latest COVID-19 updates, travel advice, and much more. Can Americans Travel to Cuba?  In short, yes, it is possible for Americans to visit Cuba. However, the country still remains of ..read more

A majority of travelers who buy travel insurance are buying cancellation coverage for their trip costs. For these travelers, there are two benefits that can provide this financial protection: Trip Cancellation or Cancel For Any Reason. Trip Cancellation can provide coverage for the most common traveler concerns, while Cancel For Any Reason provides travelers with the most possible cancellation flexibility. It’s important for travelers to understand the difference between these two benefits, and to select the benefit that will provide the coverage they need. Squaremouth breaks down the differen ..read more

The average cost of a travel insurance policy varies depending on multiple factors. However, for comprehensive coverage, travelers should expect to pay between 5% and 10% of their total trip cost for a travel insurance policy. These policies will include coverage for cancellations, medical emergencies, travel delays, and luggage. In 2019, the average cost of a comprehensive policy with Trip Cancellation coverage is $354. For a policy without cancellation coverage, travelers can expect to pay much less. In 2019, the average price for a policy without an insured trip cost is just under $78. The ..read more

Many travelers think they can buy travel insurance anytime before their trip, and assume they will be covered if anything happens that impacts their travels. However, depending on the specific benefits and the type of coverage you are interested in, the timeline for when you should buy a travel insurance policy varies. Trip Cancellation Most travelers who buy travel insurance want their policies to include Trip Cancellation coverage, to refund their prepaid and non-refundable trip costs if they can’t take their trip. This benefit is available up until the day before you leave for your trip. Ho ..read more

The cost for travel insurance varies from traveler to traveler, depending on multiple key factors. Each travel insurance provider calculates premiums differently to appeal to their target demographic. In general, the cost for a comprehensive travel insurance policy with Trip Cancellation is typically between 5% and 10% of the total trip cost. Travelers who choose not to insure the cost of their trip can expect to pay much less. In 2020, the overall average cost for a travel insurance policy purchased on squaremouth.com was $271. The average cost of a policy with an insured trip cost was $309 ..read more