When selecting a vehicle for car finance it’s worth considering the residual amount at the end of your lease. This can be a major factor in what vehicle you feel comfortable in selecting, making sure you can keep up with the weekly payments but also if you think you can afford the residual value. What is a residual amount? A residual amount is a sum owed to the lender at the end of a lease ..read more

  Want to apply for car finance with us? We’ve created a simple guide to help you when applying for a car lease. Do you meet our minimum requirements? To apply for car finance you must be: 21 years old or over Currently employed with a regular income of $750 or more per week. This regular income includes any Centrelink payments or other benefits. We’d like to see you’ve been in a job for more ..read more

Life doesn’t always go according to plan. especially, bad credit. When you have bad credit, getting approved for traditional car finance is almost impossible. If you do get approved, you’re looking at mountains of interest that might make it harder to dig yourself out. This is where our rent to own program can help you. Drivers start off with renting the car for a specified period. Once the lease is over, they then may have ..read more

One of the most popular options for owning a safe, modern and affordable vehicle is a car loan and lease scheme. There are many options available at the moment and it can be tricky to determine what has the best rate, lowest interest and what you can afford in conjunction with your lifestyle. To put it simply Choosing to loan or to lease a car comes down to your priorities. With a car lease, the ..read more

What does the landscape look like now? In the last couple of years, the way we own our vehicles has changed dramatically. Buying a car outright used to be the only way of owning a vehicle and most households individually owned their cars. Nowadays, car subscription, car leasing and car finance are widely used as an alternative to purchasing a car outright. Adapting to spending habits Companies such as Afterpay and Hello Fresh offer their customers ..read more

The thought of saving money can be a daunting one. It can often feel like a rubber band where you save up and then need or want to spend your savings. We’ve sat down with our team and came up with the sure-fire ways to save your coins so you’re not as stressed when it comes to paying off your debt. Keep tabs on your spending Do you have a budget? And we’re not talking ..read more

Many people still don’t fully recognise how defaults can impact their financial situation. It may seem scary at first, but understanding them can help you overcome the challenges they pose and deal with them to your advantage. To provide more information, we take on some of the burning questions people have about dealing with defaults. What is a default? A default is a consumer credit amounting to more than $150 and late by more than 60 ..read more

Money management is an essential skill to learn. It’s the difference between having enough cash for purchases like car finance and not being able to pay the bills at all because you decided that a beach holiday is more important. Over the past three decades, Australian household debt has risen significantly because more and more people are relying on credit cards. No matter how old we get, it’s always important to keep things in perspective. That’s ..read more

Flicking through automotive magazines or clicking on car ads in your social media feed can build the excitement of buying a new car, but an important step before you decide on your new ride is to calculate a realistic budget. The key is that this budget should not only cover the purchase price but a range of typically mandatory ongoing costs such as any loan repayments, registration, insurance, maintenance and fuel. Here we break down ..read more

Having bad credit doesn’t mean you cannot be granted a loan or car finance. Paying off previous debts and adjusting your budget is just one of the many methods you can do to help yourself. However, bad credit does hinder your ability to be granted certain financial benefits, so it’s best to know how to structure your application so you can be approved. Applying for bad credit car finance One alternative to a car loan ..read more