A Hire Purchase Agreement is a popular way to buy a car as it allows you to get the vehicle you want without having to lay out a large sum upfront. In fact, around 92% of car sales in the UK are completed using a finance arrangement. At Go Car Credit, we specialise in helping those who have ‘bad credit’ secure a car finance agreement that suits them. That means even if you have black marks on your credit history, we may be able to help you fund your vehicle through hire purchase too. To make sure you know everything you need to about hire purchase agreements, we’re going to look at the ins and ..read more

Data from the ONS from earlier in 2023 has highlighted a 13 percent increase in overall vehicle-related crimes compared to the period ending March 2022, with 405,872 vehicle offences encompassing thefts from both cars and vans. If you’ve recently purchased a car or are wanting to find ways to protect your car from theft, we’ve collated a number of ways to help you keep your car safe at home. 14 tips for keeping your car safe If you’re looking to take precautions to improve your car’s safety at home, here are a few ideas you can try: 1) Garage: Park your car in a garage if possible. This provi ..read more

Whether it’s a weekend getaway, a cross-country road trip, or just the daily school run, sharing the journey with your little ones can create lasting memories. However, ensuring their safety and comfort during car journeys is important. In this guide, we will explore the essential aspects of travelling with children in cars from common car seat myths to where children can sit in the car. Buckle up and get ready to embark on a family adventure while prioritising safety for every passenger on board. Children in cars and the law According to UK law, all occupants, including children over 12 or ta ..read more

In the United Kingdom, number plates (also known as licence plates) must adhere to specific legal requirements outlined in the Vehicle Excise and Registration Act 1994 and subsequent regulations. These requirements are in place to ensure that number plates are easily identifiable, legible, and can be used for law enforcement, vehicle registration, and identification purposes. Car number plate and the law There are a number of laws associated with car number plate law which are set out as follows: Characters on the number plate must be in the standard “Charles Wright” font, which is a specific ..read more

Now you have financed your new set of wheels, you’ll want to know how you can take care of your car and ensure it looks its best for as long as possible. Your car is more than just a mode of transportation; it’s often an extension of your daily life. Whether you use it for your daily commute, weekend getaways, or family road trips, maintaining a clean and tidy car can have a big impact on your driving experience. There are plenty of practical benefits to ensuring that the interior and exterior of your vehicle remain spotless and organised. In this guide, we will explore the many advantages of ..read more

Navigating the financial landscape often involves understanding a range of terminologies and procedures, two of the most common being hard and soft credit checks. Especially in the UK, where credit scores play an important role in a lender’s financial decisions, knowing the difference is crucial. Soft Credit Checks Definition: A soft credit check, frequently referred to as a ‘soft search’, offers a high-level view of your credit file. It doesn’t dig deep but provides enough information to give a preliminary understanding of your credit standing. Effects on Your Credit Score: One of the main fe ..read more

A good credit score can change depending on the credit reference agency used. Experian, Equifax, and TransUnion are the most used credit reference agencies in the UK but they all differ in how they use credit scoring. Here we explore the difference between Experian and Equifax credit scores to help you understand what a good credit score can look like. What is a good Experian credit score? 961-999 = Excellent This is at the top end of the Experian scale, and most lenders would regard people in this category to be very low risk. This is because they would expect very few people with credit scor ..read more

Welcome to our infographic guide on understanding credit. In this guide, we will help explain the basics about credit – what it is, its various forms, why it matters, and how it affects your financial life. By the end, you’ll have a solid grasp of credit and how to use it to your advantage. 1: What is Credit? Credit is a financial tool that empowers individuals and businesses to access funds for purchases, investments, or emergencies, even when their immediate cash reserves fall short. It’s like a financial bridge that allows you to bridge the gap between your financial needs and your availab ..read more

Buying a van requires a healthy dose of patience and a keen eye for detail if you’re going to find the perfect match for your needs. From its past to its intended future, there’s a lot to consider throughout the process, so let’s dive right in to help you find the van for you. What to consider before buying a van Before you head to any forecourts in search of your ideal van, it’s important to nail down what you’re after so you can save yourself time in the long run. Here’s what you need to bear in mind to narrow down your options: The size of the van If you’re buying a van for business, you’ll ..read more

Managing your tyres is a vital part of car maintenance as a driver. Keep on top of them and you’ll enjoy a happier, safer driving experience for longer. Neglect them and you could be replacing them too often or, worse still, putting yourself and other road users in danger. Here’s how to look after your tyres, why it’s important and what to do in certain situations: How to check your car’s tyre pressure Checking the pressure in your tyres is the same across most vehicles – you just need to find a reliable tyre pressure gauge at a local garage or petrol station. Here’s how you do it: Step 1: Che ..read more