From personal loans for home renovations to business loans for expanding operations, loans provide a flexible solution for those in need of financing. However, loans also come with important considerations, including interest rates, repayment terms, and potential consequences for defaulting on payments.  Understanding the various types of loans available, their terms and conditions, and the responsibilities of borrowers are crucial for making informed financial decisions. In this context, it is important to have a good understanding of the key facts about loans before taking one out. Loa ..read more

However, as Aliatis puts it “There is no better time to learn and grow in business than when things can’t get any worse.” Paolo has always been nimble and adaptable when it comes to business and business ventures. From the young age of 10, in his native South America, Paolo Aliatis was already starting and growing small businesses, with a burning passion to do more, be more, and achieve more. He has always enjoyed the thrill and the sheer speed at which all great businesses move, having seen some of his relatives succeed at large global companies when he was young For Aliatis howeve ..read more

Economic data releases, such as GDP growth, unemployment rates, and inflation, are closely watched by policymakers, investors, and analysts alike, and can have significant legal and financial implications. In this article, we take a closer look at the legal implications of economic data releases.   Inaccurate and misleading economic data One of the key legal implications of economic data releases is the potential for inaccurate or misleading data to lead to legal consequences. For example, if economic data is misrepresented or misreported, it could lead to legal action by investors ..read more

Such volume is made possible by the massive number of individuals who trade the market daily. The demand for forex brokers has also grown, and new brokers are constantly entering the market. However, all forex brokers are not rated equally. This is where you come in as a lawyer; armed with the knowledge of forex trading, you would be to look out for your client’s best interests, especially when it comes to providing legal advice in every facet of their financial dealings. Since many forex traders could lose money, you want to ensure your client is safe and dealing with a regulation-compliant ..read more

In this feature we hear more on the subject from Thomas VanNess III, who scrutinises the legal mechanisms by which LLCs and LPs can be used to protect a client’s assets by isolating them from creditors. To begin with the very basics, who is asset protection for, and why is it necessary? Business owners, real estate investors and physicians, amongst everyone else with wealth, are targets for those people looking for a payday by taking advantage of the inefficiencies and injustices commonly seen in our legal system. The US is an incredibly litigious society and, regardless of where you look for ..read more

Dr Sébastien Gobat of Troller Hitz Troller shares his experiences with us in this article, diving deeper into the process involved in litigating cartel proceedings and other antitrust matters. What are the key challenges when litigating on antitrust cases? A cartel proceeding typically begins with a ‘dawn raid’ by the Swiss Competition Commission (COMCO) on companies that may potentially participate in an unlawful agreement or are allegedly abusing their dominant position. It is therefore necessary to be particularly reactive and, ideally, already assist the companies concerned in their premi ..read more

If you are considering getting payday loans in the US, then there are a few things you need to keep in mind. Not only do you need to find a reputable lender, but they will ask for specific information that you need to have on hand and ready to give over. Having everything you need ready, can help to quicken and streamline the whole application process. If you are searching for a loan or require help with the loan that you are trying to get, then you should check out CreditNinja. There are a lot of organizations out there that will help you to get a loan, but you need to know these 1 ..read more

As we enter 2023, it is interesting to speculate about which trends we will see emerging in the Scottish litigation market in the coming year. From insolvencies and class actions to changes to legal regulation and the availability of litigation funding, we anticipate these five trends in 2023. 1) Insolvency Litigation is Due to Rise Starting with the most obvious, we are expecting to see a marked increase in insolvency litigation. The ‘tsunami’ of insolvencies that was anticipated following the pandemic has not yet materialised, and while London is starting to see bigger waves in that practic ..read more

In this article we hear from four Loyens & Loeff team members specialising in insolvency and restructuring matters, who take a look at the corporate insolvency fallout for Luxembourg specifically. How have Schemes and restructuring plans been impacted by the UK’s exit from the EU, and what has it meant for enforceability of judgements? To give a broad overview, what have been the primary outcomes of Brexit on cross-border insolvency and restructuring proceedings? In Luxembourg (as in many other EU jurisdictions) there is no specific legal framework on automatic recognition of UK judgement ..read more

At the same time, money-saving has become a popular way to set aside funds for the future. As such, it is essential to understand the legal implications associated with both activities. This article will discuss how online banking and money saving are regulated by the law. How do online banks operate?  Online banks, also known as virtual banks or internet-only banks, are financial institutions that offer banking services exclusively through the internet. Online banks typically offer all of the same services as traditional brick-and-mortar banks but without the overhead costs associated w ..read more