Rough Notes Front Cover Home Front Cover, a Rough Notes Podcast: In this exclusive episode of the Rough Notes Podcast, Jack Wingate, CEO of ALLCHOICE Insurance, discusses the milestones and challenges of his 20-year journey in the insurance industry. Featured on the July 2024 cover of Rough Notes Magazine, Jack shares valuable insights into his leadership, innovative marketing strategies, and commitment to community service. Click the thumbnail to watch the full interview on YouTube and gain insider knowledge from one of the industry’s most respected leaders. Don’t miss out on thi ..read more

Welcoming Deserae Harley Delgado to Team ALLCHOICE! We are thrilled to introduce the newest addition to our ALLCHOICE family, Deserae Harley Delgado! With a passion for customer service and a commitment to excellence, Deserae brings a wealth of experience and enthusiasm to our team. Home Embracing ALLCHOICE Values At ALLCHOICE Insurance, we pride ourselves on upholding core values that prioritize our clients’ needs and ensure exceptional service: 1. Integrity: Deserae shares our commitment to honesty and transparency in all client interactions, ensuring trust and reliability. 2 ..read more

How to Get Coastal Insurance To get coastal insurance, start by assessing your property’s risks, including proximity to water and elevation. Obtain essential coverages such as homeowners, flood, and windstorm insurance. Consult with local insurance agents who understand regional risks, compare multiple quotes, and choose policies that offer comprehensive protection tailored to your needs. Regularly review and update your coverage to reflect changes in property value and risk factors. Home If you own a coastal property, shielding it with proper insurance is a crucial step to mitiga ..read more

Do I Need Coastal Insurance? Coastal homeowners insurance is necessary for properties near the shoreline due to the increased risks of storms, floods, and wind damage that standard policies do not cover. It provides comprehensive coverage to protect your home and investment from the unique challenges of coastal living. Home Own a home near the shoreline? You may be asking, ‘Do I need coastal insurance?’ This guide cuts through the confusion, outlining when and why coastal property insurance is essential for addressing the unique risks of storms and floods – risks that standard hom ..read more

How Much Is Coastal Insurance for Homeowners? Coastal insurance costs more than standard home insurance due to the increased risk of severe weather and the higher cost of construction in coastal areas. Premiums can vary widely based on location and specific risk factors, but implementing safety features and comparing quotes can help manage these costs. For comprehensive coverage options, including the FAIR Plan, consulting an insurance advisor is recommended. Home Navigating the costs of coastal insurance? Homeowners hugging the coastline often face higher insurance premiums. This ..read more

What Does ATV Insurance Cover? ATV insurance typically covers liability for damages or injuries you cause, collision coverage for damage to your ATV from accidents, and comprehensive coverage for non-collision-related incidents like theft and natural disasters. Specialized coverages such as medical payments and custom parts coverage are also available. Home Navigating rough terrain requires more than skill—it demands proper ATV insurance coverage. But what does ATV insurance cover? This article gives you a concise rundown of the essentials: liability, collision, and comprehensive ..read more

How to Get ATV Insurance? To get ATV insurance, start by researching reputable insurance providers that offer specialized off-road vehicle policies. Compare quotes from multiple insurers to find the best coverage options and rates. Review the policy details, select the desired coverage, and complete the purchase, either online or through an insurance advisor. Always confirm that your policy complies with state regulations and covers all potential risks associated with ATV use. Home Seeking guidance on how to get ATV insurance? This no-nonsense article breaks down the essentials: f ..read more

Do I Need ATV Insurance? You need ATV insurance if you plan to ride on public lands, lease or finance your ATV, or participate in certain events. Even if not legally required, ATV insurance offers essential financial protection, making it a wise investment for any ATV owner. Home Do I need ATV insurance? The requirement varies by state, use, and ownership status. While it’s not universally mandated, insurance is essential on public land and for financed ATVs, and offers crucial financial protection. This article demystifies the question, “do I need ATV insurance?”, detailing when ..read more

How Much Is ATV Insurance? The cost of ATV insurance generally ranges from $81.17 to $135 per month for basic liability coverage, with the actual premium influenced by factors such as coverage type, rider’s driving history, and location. Home Are you searching for how much is ATV insurance? Expect to pay between approximately $81.17 to $135 per month for basic liability coverage. The price you’ll encounter hinges on a mix of factors from coverage type to your driving past. We’ll unpack these influences and present methods for securing cost-effective insurance for your ATV, ensurin ..read more

What Is ATV Insurance? ATV insurance is a specialized policy designed to cover all-terrain vehicles against risks such as accidents, theft, and liability for property damage and bodily injury. It provides comprehensive protection tailored to the unique challenges of off-road riding, ensuring financial security for ATV enthusiasts. Home What is ATV insurance? In simple terms, it’s a policy that covers the unforeseen costs of off-roading, from accidents to theft. If you ride an ATV, insurance can shield you from expensive surprises. Our article breaks down the essentials of ATV insu ..read more