Social Security Disability Insurance (SSDI) benefits are often the last option available for those with disabling medical conditions. Those who haven’t responded to treatment and who don’t have private coverage available may apply for SSDI benefits when they can no longer work. Provided that their condition is severe enough and that they have an adequate work history, they may qualify for monthly payments that can help cover their basic cost-of-living expenses. Unfortunately, quite a few applicants do not receive approval when they apply for benefits but get rejected instead. Many times, small ..read more

Most people only think of applying for Social Security Disability Insurance SSDI benefits after they acquire an injury or medical condition that leaves them incapable of continuing to work. The benefits available through the SSDI program can be a crucial Lifeline for those worried about paying their basic living expenses. Unfortunately, quite a few SSDI applications result in denials rather than benefit approvals. The Social Security Administration (SSA) maintains a very strict standard for disability and rejects the application of anyone who does not meet those standards. Sometimes, people tr ..read more

If you’re a person living with a disability in the United States that impairs your ability to work, you may have access to two primary government support sources: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). It can be easy to mistake one for the other if you pronounce them as abbreviations, but when you spell them out, you can tell they’re quite distinct. Both of these programs provide financial support for individuals living with disabilities. However, they don’t have the same eligibility criteria. If you’re in the process of applying for financial aid ..read more

Working adults contribute funds to the Social Security Administration (SSA) every time they receive a paycheck. Even independent contractors make routine Social Security contributions throughout their working lives. They can then potentially request retirement benefits when they leave their full-time employment later in life. A small percentage of adults may find themselves unable to work before they reach retirement age. Medical challenges can potentially prevent someone from maintaining gainful employment. Those with health issues that directly affect their ability to work a job can sometime ..read more

Applicants seeking disability benefits are often in a difficult financial situation. Most people realize that they don’t qualify for Social Security Disability Insurance SSDI benefits unless they have a persistent and fully disabling medical condition. They may try to work initially after their diagnosis or may hold out hope that treatment could improve their condition initially. By the time people apply for benefits, they might have gone months without regular income. They may have already used up the money that they have in savings or put a lot of debt on their credit cards. Those who don’t ..read more

People who have been employed and then become disabled may be in a position to file for Social Security Disability Insurance (SSDI) benefits. If you’re unable to work for at least a year or are facing a terminal illness, you may decide to apply for SSDI benefits that can provide you with a monthly income. In most cases, an initial application for SSDI is denied. Therefore, many people need to appeal an unfavorable decision before they will be granted benefits. There are four appeal options that you may have to work through after a denial. Reconsideration The first step in the appeals process i ..read more

Every working individual, including employees and independent contractors, makes contributions to the Social Security program. They send a portion of their wages to the Social Security Administration (SSA) to fund retirement and disability benefits. Many people then rely on Social Security to augment their personal savings during their retirement years. A smaller subset of working adults find themselves unable to continue their employment due to medical issues. They may eventually need to apply for Social Security Disability Insurance (SSDI) benefits. Only those with severe conditions that sho ..read more

Navigating the complexities of the Social Security Disability Insurance (SSDI) claims process can be a daunting task for individuals who are unable to work due to a disability. This process is marked by legal intricacies, stringent documentation requirements and a high rate of initial application denials. When approaching the consequential undertaking of applying for benefits, seeking the guidance of an SSDI attorney is important. These professionals are well-versed in the nuances of the SSDI system and provide support that can significantly enhance the likelihood of a favorable outcome for a ..read more

A decision to file for Social Security Disability Income (SSDI) benefits can be difficult enough, but the actual process of filing a claim can be even more daunting. After all, nobody has ever claimed that any application for government benefits is easy. Learning more about the application process, however, can ease a lot of concerns and help you understand what to expect. The basic process unfolds as follows. You’ll contact the Social Security Administration (SSA) and ask to file SSA offers two ways to apply for SSDI benefits. You can either call SSA’s service line at 1-800-772-1213 and ask f ..read more

Social Security Disability Income (SSDI) benefits are a lifeline for a lot of people with different disabilities – but obtaining benefits is neither quick nor easy for most people. While you can often file your initial application online fairly quickly, that’s just the start of your journey. Here’s what you need to expect as your situation evolves. It takes three to six months for an initial decision Unless you have a qualifying “fast track” condition, once you’ve completed your application, filled out the questionnaire about your medical history and signed medical release forms, you can gener ..read more