Welcome to the Women's Wealth Canada podcast with your host Gloria Gray. In this episode, we explore the financial impact of gender equality with Antonia Medeiros, a London-born journalist who has traveled the world, ultimately landing in Montreal where she built her career and family. A published author and leadership coach, Antonia is passionate about storytelling and gender equality, and she's here to share her insights on creating a more inclusive workplace and society. Episode Highlights: Gender Equality in the Workplace: Antonia emphasizes that achieving gender equality isn't solely a w ..read more

Too many Canadians don’t have a financial plan. That’s what a recent FP Canada report found.  Only 25 per cent of Canadians are working with a financial advisor and 30 per cent of those surveyed say they don't have a financial plan at all.  Interestingly, younger people are more likely to say they don't have a financial plan but wish they did. What caught my eye about this survey is that Canadians don’t even agree on what a financial plan is. Some think it is an investment plan, that is, a plan for what types of investments you’ll put money into. Other people think a financial plan i ..read more

Each year, I like to begin by talking about goals. And specifically about you and your financial goals.  Have you set them?  Are you making progress?  Do you have a plan? Let's talk about 5 ways to recharge your financial goals this year. What financial goals did you set for yourself last year? Which ones did you achieve and which are you still working on? Which ones do you need to work on first? What goals no longer serve you? Life changes every year. Our goals do too. Let it go if it’s not going to make your life better. In this episode, we will dive deep into the five essent ..read more

Welcome to the Women's Wealth Canada podcast, where we discuss everything related to government retirement benefits in Canada. In this episode, Glory Gray discusses everything you need to know about the Canadian Pension Plan or CPP, Old Age Security or OAS, and the Guaranteed Income Supplement or GIS. In this episode, she will give an overview of both CPP and OAS, including how they are funded, what the maximum benefit amount is, and some of the advantages and disadvantages of starting CPP early or delaying it until 70 for an 8.4% guaranteed return. She'll also cover when OAS can be taken and ..read more

This week on the Women's Wealth Canada Podcast, we are talking about How to Plan for Changes in your Health and Lifestyle in Retirement.  As you make plans for retirement, it's important to remember that your health and lifestyle needs may change over time.  One of the first things you'll need to do is to prepare a financial plan when meeting with a financial planner. This will give you an idea of your cash flow requirements over the years for the rest of your life. You'll need to know how much money is coming in and going out each year and whether you have enough saved to make it a ..read more

In this episode of the Women's Wealth Canada Podcast, we sit down with Jennifer Leach Sandford, a lawyer specializing in wills and estates. Jennifer shares valuable insight into the importance of having a will in place and when is the best time to prepare one, especially if you have a health diagnosis that may lead to progressive illness. We also delve into the differences between a will, power of attorney, and healthcare directives. While a will provides instructions for the distribution of your assets after you die, power of attorney and healthcare directives come into play when you lose cap ..read more

Welcome to "Simple Estate Planning for Everyone," where we break down the complexities of estate planning so that everyone can understand and take control of their future. Our guest Jennifer explains that a will is a document expressing an individual's wishes about what happens to their assets after their death, and it can be changed as long as the person has the capacity to make rational decisions. We also dive into planning techniques that can be used to ensure that one's wishes and instructions are met. Did you know that if someone dies without a will, their assets are distributed based o ..read more

Just this week the news broke about investment powerhouse JP Morgan falling prey to a scam as it invested millions of dollars in a scam business called Frank, a college financial planning platform. It seems appropriate that we are looking at ways that you can protect yourself from investment scams.  We will look at Ponzi schemes including the Madoff Plan (did you know actor Kevin Bacon got caught in that one) as well as several lesser known schemes and share some practical and tactical tips on staying aware and protecting your finances. (BTW - it's the 20th anniversary of Internet Secur ..read more

Welcome to the Women's Wealth Canada podcast, where we discuss everything related to government retirement benefits in Canada. In this episode, Glory Gray discusses everything you need to know about the Canadian Pension Plan or CPP, Old Age Security or OAS, and the Guaranteed Income Supplement or GIS. In this episode, she will give an overview of both CPP and OAS, including how they are funded, what the maximum benefit amount is, and some of the advantages and disadvantages of starting CPP early or delaying it until 70 for an 8.4% guaranteed return. She'll also cover when OAS can be taken and ..read more

This week on the Women's Wealth Canada Podcast, we are talking about How to Plan for Changes in your Health and Lifestyle in Retirement.  As you make plans for retirement, it's important to remember that your health and lifestyle needs may change over time.  One of the first things you'll need to do is to prepare a financial plan when meeting with a financial planner. This will give you an idea of your cash flow requirements over the years for the rest of your life. You'll need to know how much money is coming in and going out each year and whether you have enough saved to make it a ..read more