Mobile payment solutions have become the norm for a lot of people, and they do stand out of the crowd quite a bit. Google Pay and Apple Pay are both known for delivering an incredible return on investment and the quality they provide is very impressive. With that being said, which one is the better option for you? Let’s find out! Compatible devices Google Pay wins here because it’s compatible with any Android phone that has HCE and NFC support, Android 4.4 or higher. Apple Pay is limited to iOS devices, so the device range is rather limited when compared to the Android version. Both of them ar ..read more

Synchrony Bank is widely known for having a consumer-focused approach, and the system they brought in place is among some of the best. They are offering a huge range of different credit cards, mainly because they are connected with a multitude of industry experts. It’s an amazing opportunity and one of the things that truly push the experience and process to the next level. What partners are Synchrony Bank associated with? Synchrony Bank works with a variety of different companies, like Amazon, Lowe’s, JCPenney, Verizon, Athleta, Banana Republic, GAP, Sam’s Club, and many others. They are an e ..read more

Millions of people all over the world are using PayPal as a way to shop online fast and without worries. PayPal delivers flexibility, and ease of use, and works flawlessly every time. With that being said, it can take a bit of trial and error to figure out what works for you. This does bring the question, should you use PayPal for payments, and can it help you in any way? Also, is it possible to use it for credit repair? Here are some things to keep in mind. Can PayPal hurt my credit? It all comes down to how you use it, but generally, PayPal won’t damage your credit score in any way. PayPal d ..read more

Before you start looking for credit rebuilding companies, it’s important to assess your credit and see what assistance you need. With that in mind, there are 3 main credit bureaus that track your credit score. This is important, because it gives a good insight into your current credit, what score you have right now, and how you can repair and improve your credit. What do Credit Bureaus do? Credit Bureaus compile your credit score and credit reports. These are created for lenders and governments. These entities compile all your information to show whether a person is credit-worthy or not. Credi ..read more

There are many situations when you want to buy something but you are maybe 90% there financially and you need some extra money. Loans sound like a great idea here, and they can help save you when you are in a pinch and don’t have the money you need. With that in mind, Payday Loans are very common because they are simple, easy to access, and you can acquire small amounts of money as a loan. But as you can imagine, they also have their downsides. What is a Payday Loan? The main idea behind a Payday Loan is that you are asking a lender for money, anywhere from $100 to $1500 in general. Most of th ..read more

If you lack money right now, but you still want to buy some items without dealing with any interest on a loan, then PayPal Credit can be a good idea. This type of loan comes from PayPal and it’s widely regarded as a great consumer loan because it has many user benefits. Not only that, but you will be incredibly impressed with the quality and attention to detail delivered here. What is PayPal Credit? At its core, this is a reusable credit line that’s available on purchases from millions of stores all over the world. The idea is to help you buy the products you want wherever PayPal is accepted ..read more

There are so many different airline credit cards to choose from these days. While some people are loyal to a specific airline such as Southwest, some people want to go with whatever credit card and airline gives them the biggest benefits and puts the most back into their pockets. While traveling is different these days, you should still be getting the most out of your credit card and earning rewards to put towards your next trip. Today, we are going to talk about some of the best airline credit cards you can get in 2022. The 4 best airline credit cards of 2022: Southwest Rapid Rewards Priorit ..read more

When it comes to American Express credit cards, there are hundreds of choices, and choosing the best one for you can be overwhelming. Each card has different purposes and while they all seem the same, there are slight differences that make each one unique and useful. Today, we are going to help you choose the right Amex card for you and your needs. We’ve done hours of research and rounded up 7 of the best American Express credit cards that you can choose from. The top 7 Amex cards and what they offer: The Platinum Card If you’re looking for a high-end card that offers high-end benefits, this ..read more

Getting approved for a credit card isn’t as easy as you think – the credit lender will look at things like your credit history and your background to see if you’re reliable or not. There’s nothing worse than applying for a credit card, whether it be a general credit card, a store credit card, or a travel credit card, and getting denied. When you apply for any type of credit card, you’ll fill out an application (typically online) with your basic information, and why you’re qualified to be lent this money – they’ll look at your income, your expenses, at loans you may already have, etc. You’ll wa ..read more

Your credit score is a number that tells lenders if you’re reliable or not – do you pay things back on time and in full or not. It’s a super important number in the financial world, and the higher it is, the better your chances are of getting a loan. If your credit score is on the lower side and you’re looking to get a better credit card, a car loan, a mortgage loan, or maybe a personal loan, you need to boost your credit score, and you need to do it quickly. Many people think it takes months to increase your credit score, but that’s not true! There are ways you can increase your credit score ..read more