Open Banking Expo’s Ellie Duncan is joined by Oren Marmur, product lead for payments at Finastra, to discuss a recent piece of research about how global banks are investing in payments technology. He reveals the findings from Finastra’s study with Aite-Novarica Group, and explains why they need to step up investment levels in payments tech to keep up with the pace of innovation. Oren also reveals the global threat banks face from fintechs in the payments space ..read more

Abdi Hersi, senior manager, payments strategy at Wealthsimple, provides an update on the state of Open Banking in Canada, given the ongoing consultation process, and explains why Australia’s implementation is particularly influential. He also tells Open Banking Expo’s Ellie Duncan what needs to happen for consumers to be “at the heart of the system” and why he is focused on “connecting the dots” between Canada’s Real-Time Rail and Open Banking ..read more

GFT’s Mauricio Deutsch, Canada banking and capital markets leader, and Carlos Kazuo, Americas innovation leader outline why the main barriers to implementing Open Banking are different levels of market maturity and the adoption of varying legal and regulatory standards. They tell Open Banking Expo’s Ellie Duncan how North America and Europe, in particular, can overcome these challenges. Mauricio also provides an update on the state of play in Canada, which is awaiting its Open Banking roadmap ..read more

Oliver Prill, chief executive officer of Tide, and Simon Cureton, Funding Options chief executive officer, tell Open Banking Expo’s Ellie Duncan about their plans to merge the two companies. It follows a recent announcement that Tide’s acquisition of Funding Options has been approved by the UK regulator, the Financial Conduct Authority. Simon reveals his vision for Tide’s existing credit intermediation business once it has merged with Funding Options, while Oliver explains why the UK marketplace for business finance is such a good fit for Tide and its one-platform ethos. They also di ..read more

David Brear, co-founder and chief executive officer of 11:FS, talks to Open Banking Expo’s Ellie Duncan about the 11:FS Pulse Report 2023, which identifies the best examples of outstanding product experiences in financial services. David reveals why the sector needs to rethink the customer journey, from a digital perspective, to create a service that makes people better off. He also discusses the rise of super-apps – what it takes to become one, and why they are an “operating system for people’s lives”. Finally, David reveals what excites him the most about the future of fintech and financial ..read more

GoCardless director of external affairs and public policy Tom Burton, and Nilixa Devlukia, chair of the Open Finance Association, join Open Banking Expo’s Ellie Duncan to discuss what’s next for Open Banking in the UK, as it reaches a number of milestones. Tom and Nilixa reveal some of the key upcoming dates for the ecosystem, and the long-term impact on the UK’s global competitiveness as the industry awaits the Joint Regulatory Oversight Committee’s report on driving the agenda forward. They also explain the main areas that TPPs would like to see prioritised by the future entity that will fol ..read more

Brenton Charnley, founder and chief executive officer of Open Finance Advisors, tells Open Banking Expo’s Ellie Duncan about why Australia is still early in its Open Banking journey, despite the ambition of the country’s Consumer Data Right (CDR). Brenton also discusses the findings of Open Finance Advisors’ recently published ‘Australian Open Banking Ecosystem Map & Report’, which identifies data reliability and implementation issues in the country ..read more

Xiaochen Zhang, global head of innovation and go-to-market at AWS, and Erica Salinas, principal technical leader – Web3 at Amazon, join Ellie Duncan on the podcast to explain what has spurred central banks to explore central bank digital currencies (CBDCs) and why some central banks have taken the lead. They also address some of the biggest global trends, such as digital assets and the use of blockchain beyond CBDCs, and how public sector FIs are innovating to keep up with these disruptive forces. Finally, Xiaochen and Erica talk about the opportunities for women and girls to make their mark i ..read more

Xiaochen Zhang, global head of innovation and go-to-market at AWS, and Erica Salinas, principal technical leader – Web3 at Amazon, join Ellie Duncan on the podcast to explain what has spurred central banks to explore central bank digital currencies (CBDCs) and why some central banks have taken the lead. They also address some of the biggest global trends, such as digital assets and the use of blockchain beyond CBDCs, and how public sector FIs are innovating to keep up with these disruptive forces. Finally, Xiaochen and Erica talk about the opportunities for women and girls to make their mark i ..read more

In this special episode of Open Banking Expo Unplugged, Holly Coventry, VP, international Open Banking payments at American Express and Adam Cox, co-founder of Open Banking Expo, explain why they jointly launched the Women in Open Banking initiative and how it will champion women. They are joined by Bankifi CEO Mark Hartley, who has signed up as a Women in Open Banking mentor, to reveal what mentees can expect from the mentoring scheme. Finally, all three tell Open Banking Expo’s Ellie Duncan about the main barriers to entry for women trying to enter Open Banking or move up the ranks ..read more