The eternal investment question – “do I invest my money all at once or do I invest smaller amounts at predetermined intervals?” Otherwise known as lump sum investing vs. dollar cost averaging, or as our US colleague Jeff Troutner once termed it: wading vs. plunging. For full breakdown of portfolio constructions used, please visit here See acast.com/privacy for privacy and opt-out information ..read more

People take big leaps of faith in all areas of life. As the Celsius crypto bankruptcy shows, taking leaps of faith with your money can have terrible consequences. Why do people keep putting their money in assets or on platforms that have multiple red flags? See acast.com/privacy for privacy and opt-out information ..read more

Why does someone need personal insurance? Daniel is joined by Peter Mancell, founder of Mancell Financial Group and Peter has advised clients on insurance for 41 years. Coincidentally, this podcast coincides with the first policy he ever wrote. If you want to get a better understanding of personal insurance, this is an important listen.  The pair discuss: The types of insurance and how they are assessed when advising clients. Sourcing your insurance through an adviser vs a TV commercial. The benefits of making a claim through an adviser who can go into bat for you. The benefits of cov ..read more

What is an AFSL? What is a financial advice dealer group? To offer advice on a financial product in Australia you require an AFSL. In the financial advice space, some advisers have their own AFSL, while the majority are authorised by a broader group who holds a license, often known as a financial advice dealer group. The dealer group provides various services the adviser would rather outsource and operates compliance oversight for the advisers licensed to the group. Daniel is joined by Andrew Wootton, General Manager of FYG Planners, a financial advice dealer group with advisers across every ..read more

The most important thing about an investment philosophy is that you have one - David Booth So what is an investment philosophy and why do you need one? Daniel is joined by Peter Mancell, the founder of Mancell Financial Group and Managing Director of AFSL FYG Planners, the pair discuss the importance of having an investment philosophy, the importance of your financial adviser having a clear investment philosophy and the importance of using an evidence based investment philosophy. They discuss: The importance of having an investment philosophy. What Peter sees as the three different types of ..read more

How do you protect yourself from a fraudulent financial adviser? Daniel is joined by Peter Mancell, the founder of Mancell Financial Group and Managing Director of AFSL FYG Planners, the pair discuss the recent Melissa Caddick situation in Sydney and go through several simple steps investors can take to better protect themselves from an investment 'professional' who is fraudulent or not acting in their best interest. They discuss: The importance of using the financial advisers register. Understanding what’s possible from an investment perspective. An adviser being able to discuss their invest ..read more

Tristan and Daniel discuss the potential for the value premium to rear its head, the work from home dilemma, along with the potential to be taxed for working from home. They also touch on the new millennial SMSF by stake. In the main part of the program, the pair discuss gifting adult children from a psychological perspective, along with financial abuse of the elderly and ways to combat it. See acast.com/privacy for privacy and opt-out information ..read more

Daniel is joined by Tristan Dallas of Mancell Financial Group to discuss 'the why' and where we are going with this podcast. The pair give a brief overview of real financial advice, at the 23 minute mark they are joined by the founder and managing director of Mancell Financial Group, Peter Mancell. Peter has been at the forefront of driving financial advice standards in Australia. Mancell Financial Group were the second firm to become CEFEX certified fiduciaries in Australia and were a founding member of the Global Association of Independent Advisers. Peter discusses various topics ranging f ..read more