Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings  to check out the Saving Ninja Super Spreadsheet. Checking in for one last time before leaving the land of the free. I’m writing this on my last piece of furniture, my desk. I left it until the last moment to sell so I could be comfortable interviewing. I’m hoping I can sell it before we leave which is in 6 days. Everything else has been sold! We managed to sell our car for $20k to a bulk car purchaser called CarMax, these guys offered $5k more than anyone else ..read more

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings  to check out the Saving Ninja Super Spreadsheet. The stock market is now back at its Pre-2022 all time high. Scanning the web, the sentiment seems to think that another crash must be coming. But then again, people have been saying that for the last year. Maybe this is the beginning of another 10 year bull run on the back of the wings of AI. For now, it’s making our numbers look good. But I’m trying not to get too invested in these new net worth figures to brace ..read more

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings  to check out the Saving Ninja Super Spreadsheet. January went slowly and quickly all at once. I can’t believe we only have 2 more months until we leave the USA and that terrifies me. We still have so many of our belongings to sell, including the car. We’re planning on trying to sell the car toward the end of February and then renting one for a month, this will ensure we get the best deal as if we sold it to a dealer we were looking at a loss of around $20k. Our ..read more

Introduction 2023 was the first full year that we spent in the USA, our hopeful forever home. We saved the most that we have ever saved with a high income and working remotely in a low cost of living area. We explored many mountains, swam in many lakes, and we started to feel at home. The year ended with the shattering news of being laid off and learning that we would have to leave the USA and return the UK. This scuppered our plans of “settling down” which was one of our goals for last year and threw us right back into the fray of uncertainty and job hunting. I’ve not thought about goals much ..read more

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings  to check out the Saving Ninja Super Spreadsheet. December bought another huge rise in the stock markets, almost 5%! We successfully contributed at least $10k per month for the whole of 2023. It’s been a very good year for our net worth. After posting about my redundancy there isn’t too much to say in Decembers update. Go and read that if you haven’t already. I have started updating the data for 2023 though and I’ll be writing my end of year update soon. I’m uns ..read more

I rolled over in bed and thought, what time is it? The sound machine had turned off, that means I have between 0 and 15 minutes until my alarm goes off and it’s time to start my Monday. I’d had a really nice weekend, one of the best in a while. Saturday was a hygge day, it was filled with baking bread, cooking, and playing co-op games with my wife. On Sunday, I wrote Savings Report #65 and we hiked for 2 hours to a lonesome lake on top of a trail. We talked about our future in the United States. “I really do love it here,” she said. “I love the mountains, and the snow, and the trees!” I respon ..read more

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings  to check out the Saving Ninja Super Spreadsheet. A note before reading I wrote this update a month ago but I decided not to release it as the very next day, I got laid off and the SavingNinja family found out that we will have to leave the USA. When I wrote this I was feeling very hopeful about our future in the USA, then it all changed overnight. As I’ve never missed a savings report in over 5 years, I’m releasing this now, and I’ll write a December savings re ..read more

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings  to check out the Saving Ninja Super Spreadsheet. This month saw more red in the stock market. All of our accounts, in Sweden, the USA, and the UK did pretty badly. The US accounts fell by 2.72%, Swedish accounts 1.07%, and English a staggering 3.14%. Of course, I have no idea how much of this is related to currency exchange fluctuations as I’m measuring in GBP. We’re still chugging along contributing around £10,000 per month into our investments. It’s very disc ..read more

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings  to check out the Saving Ninja Super Spreadsheet. This is the latest I’ve ever released a Savings Report! In September, we were in Italy for 3 weeks, we stayed in 8 different AirBnB’s and were met with a lot of trouble getting home. It left me too tired to think about doing a Savings Report. As it’s so late in the month, I’ll leave this one short. The stock market did terribly. Our trip went well, we saw a lot of old sights, although it was very tiring. We had t ..read more

Click here to see all of my past Savings Reports and view my interactive net worth chart Go to How To Track Your Savings  to check out the Saving Ninja Super Spreadsheet. This month I have more pounds but less dollars than last month. The multi-currency set up is messing up our finance tracking. All in, it does seem like the markets were a little red, losing over 1%. We’re hovering ever closer to the three quarter of a million dollar mark, I want to get to that big $1m though! We’re up almost $200k since January so I’m hoping that big milestone isn’t as far away as it seems, espec ..read more