Lootman wrote: GeoffF100 wrote:Nearly all banking transactions are now online. I live in a city of half a million. Santander did not offer a counter service at all for over a year. There are now two tills. If you are lucky, one of them might be manned. Barclays has one active till. Ditto the other banks that I have eye balled. Most bank fraud nowadays is APP fraud: customers giving their money away to scammers. What do you think works best? Getting them to speak to an anti-fraud specialist on the phone, or getting them to speak to a cashier with a massive queue in branch? Which do you think ..read more

Gerry557 wrote: I know its old hat but couldn't you write a cheque to the solicitor for the whole amount? Interestingly, I recently redeemed a mortgage where the amount O/S was c£70k. On the redemption statement provided, it stated "If you wish to pay by cheque, please add 2 days of daily interest to the amount shown as the redemption balance". The daily interest amount was shown elsewhere on the statement. It didn't apply to me but it did cause me to mildly raise my eyebrows as while I do still have a personal and a business chequebook, I couldn't say the last time I used them so I thou ..read more

I know its old hat but couldn't you write a cheque to the solicitor for the whole amount? Statistics: Posted by Gerry557 — Wed Sep 11, 2024 9:41 am ..read more

Lootman wrote: GeoffF100 wrote:Nationwide disagrees. £100K per Faster Payment online. £25K per Faster Payment in branch. With Santander. £25K Faster Payments online. £100K Faster Payments on the telephone. They do not seem to want to do Faster Payments in branch (or anything else in branch). With the modern banks (e.g. Starling), it is app or online only. That makes zero sense, not that bank policies have to. Far more bank fraud happens online than in person. But then UK banks have been a disaster for 20 years, mostly due to atrocious management, policies and risk management. Nearly al ..read more

scotview wrote: Neither candidate mentioned USA debt, the elephant in the room. You quite possibly saw a different debate from me. Was the doddery old (adjudged by court) rapist including elephants in the pets immigrants eat? Statistics: Posted by servodude — Wed Sep 11, 2024 10:19 am ..read more

kernelthread wrote: In 2021 the headline prize rate was only 1% compared to 4.4% now, so there was much more chance of winning nothing. Understood. On a practical level in 2021, the full YL family PB holdings had an average of 2 zero months; the £30k holding had *six* zero months. In 2022, the full YL PB holdings had an average of <1 zero month; the £30k holding again had *six* zero months In 2023, the full YL PB holdings had an average of 1 zero month; the £30k holding had *four* zero months Just an observation really, on the *actual* (rather than theoretical) winnings of max holdings ..read more

ursaminortaur wrote: marronier wrote:The US Presidential election reminds me of those bins that were in supermarkets with unlabelled or dented tins reduced to clear. Here ,we have just two tins ; one without a label ( Harris ) and the other severely dented (Trump ) , both containing who knows what , although Trump more and more displays the mannerisms of Benito Mussolini. The smell coming from the dented tin suggests its contents long ago went off and that choosing it will likely result in severe food poisoning. For some reason though a lot of people seem interested in purchasing that den ..read more

The french call them palmes. Statistics: Posted by GrahamPlatt — Wed Sep 11, 2024 11:17 am ..read more

Havingh got back from hosital, I have largely been ignoring things, but dividends have accumulated and, to my surprise, BP. has risen to the top of my top-up rankings. Consequently I have topped it up by 20% at 402p this morning. It seems to have risebn since lastnight. As a resultmmy top-up table now looks like this: Top-up Income Cost Rank EPIC Rank EPIC % Income Rank Epic % Cost 1 WDS*+ 1 BATS 5.01% 1 PHP 4.61% 2 VOD 2 TW. 4.95% 2 LLOY 4.58% 3 BHP* 3 L ..read more

The key (and perhaps sexist) question you are all ducking is: "What do you call the rear end of a mermaid?" Statistics: Posted by stewamax — Wed Sep 11, 2024 11:12 am ..read more