In this episode of India FinTech Diaries, we dive into the transformation of insurance distribution with Anand Prabhudesai, co-founder of Turtlemint. Anand shares how Turtlemint is breaking down the complexities of insurance, making it accessible for millions across India through technology and a vast agent network. From revolutionizing how insurance is sold to training a new generation of financial advisors, Turtlemint has been at the forefront of India's insurtech revolution. Key Highlights: ? Simplifying Insurance: Turtlemint empowers agents with tools and training to make insurance easier ..read more

In this episode of India FinTech Diaries, we explore the complexities of cross-border payments with Movin Jain, co-founder of Skydo. Skydo has been at the forefront of simplifying global transactions for Indian businesses, providing seamless B2B payment solutions to small and medium enterprises (SMEs) across various sectors. Movin shares insights on how Skydo is breaking down the barriers of traditional banking, making international payments faster, cheaper, and more transparent. Key Highlights: ? Challenges in Cross-Border Payments: Movin explains the complexity of global transactions, from f ..read more

In the second episode in the DLAI Fintech Conclave 2025 podcast series, we are joined by Pallavi Shrivastava, co-founder of Progcap, to explore the critical role of MSMEs (Micro, Small, and Medium Enterprises) in driving India's economic growth. As India sets its sights on achieving Viksit Bharat—a vision of a developed India—MSMEs are positioned as a key driver of this transformation. However, access to finance and digitization remain significant challenges for many small businesses. Pallavi shares her expert perspective on how fintech innovation is bridging these gaps, empowering MSMEs with ..read more

Carrying on with the tradition of episodes with DLAI, this year we tried something different and worked on recording episodes after their Annual Fintech Conclave. In the first episode in this series, we explore the dynamic shifts in consumer finance with Anuj Kacker, co-founder of Freo. Anuj shares his perspective on how the fintech industry has evolved in the last five years, from post-pandemic recovery to the increasing importance of financial inclusion and managing risks. We covered the following with Anuj: ? Post-Pandemic Growth ? Demand Shifts ? Risk Management in lending ? The Future of ..read more

In our first episode of 2025, we dive into the world of open-loop transit payments with payments industry veteran, Manoj Sugathan. With over 30 years of experience, Manoj has played a pivotal role in driving contactless payment solutions across the Asia-Pacific region. We explore the future of public transportation payments and how open-loop systems are revolutionizing the way commuters travel globally. Key Highlights: ? Closed-loop vs. Open-loop Systems: Manoj explains the difference between transit-exclusive payment cards and open-loop systems that allow you to use your everyday contactless ..read more

In this special end-of-the-year episode of, we sit down with Neha Singh, co-founder of Tracxn, to discuss the major funding trends that shaped the fintech landscape in 2024 and what lies ahead for 2025. Tracxn, one of the leading data intelligence platforms for private market research, tracks over 3.3 million entities across industries globally. With such a vast pool of data, Neha provides invaluable insights into the current state of fintech funding and the future of this rapidly evolving industry. In conversation we discussed: ? 2024 Fintech Funding Trends ? Top Sectors for Funding ? What’s ..read more

In our next episode in the SamvAAd 2024 series, we dive deep into the evolving world of Open Finance with Kiran Gopinath, the founder of Open Finance Connect. Open Finance is reshaping financial services globally by enabling consumers to control and share their financial data for better products and services and India and the AA ecosystem is at the forefront of it. Here are the key highlights: ? What is Open Finance? ? Global Leaders in Open Finance ? India's Open Finance Success ? Looking Ahead to 2030 Tune in to learn how Open Finance is transforming financial services and how AA can play ke ..read more

In the latest episode, we explore the journey of India's account aggregator (AA) framework—a consent-based data-sharing platform transforming the financial landscape. We caught up with B.G. Mahesh, CEO of Sahamati and Shallu Kaushik, Digital Head of Tata Capital to discuss the rapid growth of India's account aggregator framework, and to help unpack the progress made since launch. We discussed: ? Growth of the AA ecosystem in India ? Lending and wealth management as key use cases ? Benefits of AA adoption ? Challenges and future adoption Tune in to the full episode to learn more about its imp ..read more

In the latest episode, we dive deep into the world of loyalty programs and their intersection with payments with special guest Rishi Batra, Co-Founder and COO of Twid. India’s loyalty market is rapidly growing, and Twid is at the forefront of redefining how consumers engage with rewards. In this episode we discuss: ? Loyalty trends in India ? Pay with points innovation ⚔️ Challenges in building a reward network ? Economics of loyalty ? Future of loyalty Tune in to the full episode to learn more about the exciting innovations shaping the future of loyalty in India. Contact Twid LinkedIn: https ..read more

In Sep 2022, the RBI announced the Digital Lending Guidelines which had a profound impact on the digital lending landscape in India. Now over one year later we unbox what this has meant for the ecosystem with our special guest Sanjay Khan Nagra, Partner, Khaitan & Co. In the episode we discussed: ?️ Recap of the Digital Lending Guidelines ? Impact on default guarantees ? Impact on BNPL ? Impact on Payment Aggregators ?️Impact on disclosures and data privacy Join us for this timely conversation as we count down to the DLAI Fintech Conclave 2024 Contact DLAI Website: https://www.dlai.in/ DLA ..read more