In today's Q&A episode, we'll be answering DM's from the gram as well as a few customer queries from the Kernel inbox. This time, we'll be answering questions such as: What is compounding? Should I regularly invest, or save then invest money in one lump sum? What happens if you take money out before the quarterly distributions are made? Do you have a burning money question you want answered? Let us know in the DM's we'd love to hear from you If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend. SUBSCRIBE ..read more

In today's podcast episode, we’ll be chatting about how people's differing money situations can affect friendships and ultimately behaviour. At some point, you’ve probably experienced a difference in wealth (or perceived wealth) between you and your friends. But should you let this difference in lifestyle affect your behaviour? Let’s discuss. Specifically, we chat about: Why there will always be differences in wealth between your friend groups How your definition of wealth and priorities changes over time What drives the feeling of competitiveness How people tend to talk less about money as t ..read more

Today we’re back with another Money Moments episode, where we chat to real Kiwis about their experience with money. In this episode, we're joined by Sarah Kelsey, host of the personal finance & development podcast, the OneUp project. Sarah started her podcast over 4 years ago and has grown her listenership to over [345,000] with Kiwis from all over NZ tuning into her tips on how to get the most out of your money and, ultimately, life. We have lots to talk about in today’s ep, let’s get stuck in. Specifically, we chat about: How much money Sarah has stashed away for a rainy day - a.k.a ..read more

In today's podcast episode, we’ll be chatting about whether or not the Kiwi dream of owning a bach is all that is cracked up to be. Many Kiwis often dream about having a bach to use as an escape during their extended breaks. But what if we told you that you may be better off putting that money towards boujee yearly holidays instead?  In this podcast episode, we chat about: The pros and cons of a bach The average price of a bach across different holiday destinations and how much you could be paying Why renting out your bach or relying on capital gains may not give you the outcome you wa ..read more

In honour of our favourite time of the year - aka tax time - we thought we’d answer a few commonly asked questions. Specifically, we answer: How important is tax when investing? Are NZ shares taxed differently from global shares? What benefit does investing through a trust give me, if at all? What the heck is the FIF tax regime? Got a burning money question that you want answered? Slide into our DM’s and we’ll answer them on the pod! If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your favourite episode with a friend. SUBSCRIBE to It's No S ..read more

Wondering how you can set up your children for financial success in the future? Then this podcast episode is for you! In this episode, we are joined by Co-Founder of SquareOne, Jovan Pavlicevic. Jovan has a background in starting businesses and wears many hats at SquareOne - from strategic capital raising to designing the customer and employee experience. With a background in starting businesses, he has always loved finding novel ways to fix broken things. This time, with how we can empower kids, and everyday Kiwis, to be better with money. In this podcast episode, we chat about: What is Squ ..read more

In today's podcast episode, we’ll be revisiting the ever-important rainy day funds; more commonly known as emergency funds! While emergencies are rare, it is important to have money set aside for some peace of mind. So if you're looking for some inspiration on where to get started with your emergency fund, this episode is for you! In this podcast episode, we chat about: When and how you should use your emergency fund - spoiler it's not for last-minute dresses. How much you should set aside for your emergency fund and what factors to consider? The different places where you can invest your e ..read more

Today we’re back with another Money Moments episode, where we chat to real Kiwis about their experience with money. In this episode, we’re joined by Chanel Clark, marketing extraordinaire and North Shore local. Chanel has recently transitioned from being a full-time employee to starting and running her own business AND is also looking to move overseas in the near future.  So we have lots to talk about in today’s ep, let’s get stuck in.  Specifically, we chat about: What her relationship with money was like growing up Why she ended up with a ~100k student loan Her experience naviga ..read more

In today's Q&A episode, we'll be answering DM's from the gram as well as a few customer queries from Kernel. This time, we'll be answering questions such as: How to invest a lump sum of money across different scenarios Are you better off having a nanny for your child or sending them to daycare? How to invest while also starting a family What are bonds and should I invest in them? Do you have a burning money question you want answered? Let us know in the DM's we'd love to hear from you If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podcasts and share your ..read more

In today's special podcast episode, we'll be answering many different questions that we often get in the DM's from the gram as well as a few Kernel customer questions.   Specifically we'll be answering questions such as: What are the factors to consider when creating a joint account with your partner Should you convert all of your investments into cash when you hit 65 Things to consider if you're concerned about job loss in the near future How to move your Super Annuation from Australia to New Zealand If you enjoyed today's show, we'd LOVE for you to rate & review it on Apple Podca ..read more