Budgeting apps are among the most useful tools you can use to manage your finances and keep track of your spending habits. You can quickly see how much money you have available to spend each month, which categories you’re spending too much on, and you can also set budgets on individual expenses, like eating out or entertainment. There are hundreds of budgeting apps available that can help you save more money faster than ever before. We created this list of the top 13 budgeting apps and how they can help you make the most of your budget: 1. MINT Mint is one of the most well-known budgeting apps ..read more

There are many coupon websites online, which can be helpful if you’re trying to save money on your purchases. But with so many out there, how do you know which ones will be the most beneficial to you? This list of 13 of the best coupon websites should give you a good start in learning where to get the most savings from online stores: 1. RAKUTEN REWARDS [https://www.rakuten.com/r/HOLLYH799?eeid=28187] Rakuten is an online shopping site that offers coupons for each of their partner stores. You can sign up for a free account and then add these coupons to your card. You must use your Rakuten card ..read more

Credit cards are available in a wide variety, making it difficult to choose the right one. In any case, if you want a credit card that gives you cash back on the things you were going to purchase, you’re in luck. If you want to earn rewards for your purchases, here are nine of the finest credit cards. 1. American Express Gold Card The American Express Gold Card is a good choice if you’re looking for a credit card with generous rewards. Bonus points are awarded 3x for travel and dining and 2x for grocery when using this card. If you spend above $1,500 in the first three months, you’ll get a 25 ..read more

Are you looking for an easy way to earn cash back for shopping that you do anyway? Sites that offer cash back can give you a way to spend your cash while saving you some and even earning cash solely for using their link to shop. You can even get money from using their search engine or signing up for surveys. These programs are easy to use and will give you cash back just for shopping. Read on to find out more about these 25 sites that give you cash back for shopping! 25 Sites That Give You Cash Back for Shopping 1. Swagbucks Go online to the Swagbucks [https://www.swagbucks.com/?aff_sid=UquT-K ..read more

Thank you for subscribing… in just a few minutes you will get an email from me with your free [GIVEAWAY]. The email will be from [Your Email] – that’s me You can even whitelist this email to be sure you get all my messages with cool tips, videos, and downloads so that you can [INSERT BENEFIT HERE]. I look forward to providing killer info for you over the next few weeks. (learn how to whitelist an email here) While You Are Waiting… Check Out These Killer [Insert Benefit Here] Resources… Insert Either List Of Offers, Links, Or Button Voodoo Here. Click Here For Resource OneDescribe Resource He ..read more

Welcome to WordPress. This is your first post. Edit or delete it, then start writing! The post Hello world! appeared first on Frugal Beans ..read more

As I’m sure we’re all aware, the Reserve Bank has increased the cash rate by 25 basis points from 0.10 per cent to 0.35 per cent, marking the first rate rise since November 2010. The average owner-occupier with a $500,000 debt and 25 years remaining on their mortgage will see repayments rise by around $65 a month. What that means for us all is our cost of living increases and we are all out of pocket with having to pay more on our mortgages every month.  This article however isn’t about the details of the rate rise or how much we’re going to see our monthly expenses increases. I want to ..read more

The concept itself contradicts the notion of ‘saving’ as a whole I know but, I think we may have stumbled upon another way to save more in the long run by spending a bit of money up front. Although, not an entirely new idea by us. People have been spending in order to save forever. I mean, solar panels are one way people spend money to save in the long run. Here’s what we are currently working on spending and saving. How’d We Get Here The past couple months we’ve been in the tireless process of selling our first home and buying/moving into our forever family home. To say it was a stressful pr ..read more

Buy low, sell high. Everything in between is profit right? If only! There are many costs involved when selling a house. Back in April 2021 our family of Steph, Me and our pup Nesta grew with the arrival of our Twin baby boys Leon & William. Shortly after we arrived home with our son’s and got settled in we began to feel as though our house got smaller. Not to say we’d have it any other way but the place just got 2 more people living in it!  We have lived in our house together for 6 years now, just the 2 of us (plus pets). A modest 3 bedroom home in Sydney’s South West. The place has ..read more

The daily grind of working a full time job can at times become mundane. These past couple months I’ve spent a good amount of time assessing where in my life I can shave small amounts of time back to free myself. In this article I’ll explain how I took back 35 days of my life. How I freed myself to have more time with my family doing things that matter more to me. Sometimes we get so caught up in our everyday lives we forget what matters most. Whether that be family, friends or our passions.  For the purpose of this article I’ve chosen to define a day as an 8 hour block that I would other ..read more