In this Super Insider episode, we’ll cover how you may be able to retire earlier by adding extra money to your superannuation. Our experts will explain the different types of super contributions. Discover how small contributions can lead to significant growth, ways you may be able to reduce your taxable income and how the government co-contribution scheme supports low-income earners. You’ll also learn how downsizer contributions work, and why you might want to split your super with your spouse. Here's what’s covered: 2.27 What is the Super Guarantee? 3.54 What are before-tax contributions? 7.2 ..read more

In this episode, Australian Retirement Trust Chief Economist Brian Parker and Senior Manager of Education Joshua van Gestel, share their knowledge and insights on the current economic outlook including inflation, interest rates and potential investment opportunities.  They also cover:  how the recent Federal Budget affects your super   the state of interest rates and inflation, plus  why this year’s United States election may affect the global economy.  Host Anne Fuchs keeps the conversation lively, ensuring you leave with actionable insights.  Whether you ..read more

Ever wonder what happens to your super after you retire? You’re not alone. In this episode of Super Insider, Australian Retirement Trust educators Ruth Weaver and Steven Fehring unpack the power of retirement income accounts – also known as account-based pensions – and how to turn your super into a reliable income stream once the pay checks stop.  Tune in to learn the simple rules and surprising benefits of these accounts, so you can plan a stress-free golden age with confidence.   Here's what’s covered:  01:38 What’s an income account?  02:23 What's the difference bet ..read more

Is your superannuation on track? Did you know 55% of Australians aren’t sure they’ll have enough super by the time they retire? (2) Research shows you could be better off in retirement if you get on top of your super now. (3) In this episode, Australian Retirement Trust education leaders Ruth Weaver and Joshua van Gestel discuss:   how to check your super is on track   why it’s essential to understand your ‘super style’    ways to unleash your super’s potential  tools that can help you take the next steps with your super   #Superannution #Re ..read more

Get ready for the end of the financial year with Super Insider. Host Anne Fuchs and guest Steven Fehring share some great ways you could grow your superannuation and save on tax. Here’s a sneak peek of what you’ll learn:  why putting money into super could help you pay less tax  what salary is sacrifice and how it works  how to claim a tax deduction on personal super contributions  Remember, the more you know about superannuation, the more you can plan for your future. Subscribe to Super Insider now.  IF YOU LIKED THIS EPISODE YOU MAY LIKE: Can I use my super to buy ..read more

The economic landscape will keep shifting this year according to many experts. Super Insider is here to help make sense of it all and what it may mean for you. Join us as we tap into the expertise of our Chief Economist Brian Parker, as he tackles questions like: · How is the economic cycle changing? · Will we see an end to the global supply chain disruptions? · What’s the future for inflation and interest rates? Get set for an insightful chat about Australia’s economic outlook for the year ahead. #Superannuation #Retirement #Super IF YOU LIKED THIS EPISODE YOU MAY LIKE: How to choose your sup ..read more

If you’re thinking about opening a self-managed super fund (SMSF), check out this episode to learn some common SMSF misconceptions and how the product compares against regular superannuation funds. During the episode our host, Anne Fuchs and Australian Retirement Trust National Education Manager, Joshua van Gestel discuss: • some of the differences between a SMSF and a regular super fund • potential costs and work involved with a SMSF • considerations of a SMSF • benefits of a regular super fund #Superannuation #Retirement #Super IF YOU LIKED THIS EPISODE, YOU MAY LIKE: How to choose your supe ..read more

We have a new addition to Super Insider: our new Q&A episodes. These quick-fire sessions answer our most frequently asked questions and share practical tips and insider knowledge to help you get the most from your superannuation. #Superannuation #Retirement #Super QUESTIONS 0:01:39 How does superannuation work? 0:04:01 What are the benefits of combining my super? 0:05:36 How can I compare super funds? 0:09:22 How do I choose the right investment option? 0:11:50 When is preservation age and when can I access my super? 0:13:24 What happens to my super when I die? 0:15:27 How and how often sh ..read more

A lot has happened on the global stage since our host, Anne Fuchs, and Chief Economist Brian Parker caught up in August. In this episode, Anne and Brian examine how geopolitical conflicts could affect world economies, the future of inflation and interest rates, and the importance of making informed investment decisions during market fluctuations. Stay informed with this must-listen episode. #Superannuation #Retirement #Super IF YOU LIKED THIS EPISODE YOU MAY LIKE: How to choose your super investment options - https://www.australianretirementtrust... How to make your money last through retireme ..read more

It’s no secret that the internet has revolutionised the way we handle our finances, but it’s also opened the door to scams and fraudulent activities. And when it comes to our hard-earned retirement savings, most of us can’t afford to take any chances. In this episode, join our host Anne Fuchs and Australian Retirement Trust’s Manager of Financial Crimes, Rebecca Mallett and Chief Technology Officer Rod Greenaway as they discuss financial scams, how to spot them and how to keep your superannuation investment and information safe. #Superannuation #Retirement #Super IF YOU LIKED THIS EPISODE YOU ..read more