Hardbacon Blog
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Covers articles containing lots of stories, tips and tricks that will help you better manage your personal finances and invest better. Hardbacon helps Canadians make better financial decisions and to become wealthier day after day.
Hardbacon Blog
1y ago
If you're a vaper planning to travel with one of the best airlines in Canada, you might be wondering whether you can bring your vape along. After all, Canadians are allowed to bring weed on domestic flights. So why not a vape? The short answer is yes, you can bring your vape on board a plane. However, you are not allowed to smoke your vape on a plane. In this article, we'll guide you through the precautions you need to take if you want to fly with a vape, and what can happen if you don’t follow the rules.
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Airline Policies on Vaping Devices
Policies on Domestic Airlines
I ..read more
Hardbacon Blog
1y ago
Credit cards can be a great way to earn some extra cash back or rewards points on your everyday purchases. However, depending on how you use your cards, you may be leaving a lot of rewards on the table. Gift cards are key to taking full advantage of credit card perks. When you strategically buy a gift card with a credit card, you can enjoy better rewards rates at a wider variety of stores. Gift cards can also help you to qualify for new credit cards’ welcome bonuses.
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Take advantage of credit cards’ bonus rates when buying gift cards
Sometimes, credit cards are a better de ..read more
Hardbacon Blog
1y ago
Although buying groups are still relatively uncommon in Canada, they can be a great way to earn extra credit card rewards. The concept is simple: buying groups ask members to purchase specific (frequently discounted) items. These items are either shipped to the group’s address or a dropoff is arranged. Once the group receives an item, they reimburse the member for its purchase. The group is then able to resell the item at a lesser discount (and make a profit). Members generally do not earn a commission, but are free to keep any credit card rewards that they have earned. If members make enough ..read more
Hardbacon Blog
1y ago
Whether you want to book a getaway, enjoy a local outing, or purchase an item, daily deal sites can be a great way to save money. The sites generally allow you to purchase heavily discounted items or vouchers, though they sometimes come with extra fine print (for example, you may only be able to redeem a salon voucher on weekdays). Still, the steep discounts mean that a quick scroll through a daily deal site can make fun outings more affordable.
Different sites may occasionally offer the same deals, but generally, each site will be filled with a variety of unique listings. As a result, if you ..read more
Hardbacon Blog
1y ago
If you're considering becoming an Uber driver in Ontario, one of the most pressing questions on your mind is likely how much you can expect to earn. While the answer isn't as simple as a blanket figure, understanding the factors that determine an Uber driver's earnings model can give you a good sense of what to expect. In this article, we'll break down the various elements that contribute to an Uber driver's income in Ontario and provide you with tips on how to maximize your earnings with one of the best side hustles in Canada.
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Understanding the Uber Driver's Earnings Mode ..read more
Hardbacon Blog
1y ago
If you feel ready to take the Ontario G License test and want to increase your chances of passing on your first try, you've come to the right place. In this article, we will provide you with 10 valuable tips to help you prepare for and ace the Ontario G1 License test.
From understanding the test structure to mastering practical driving skills, we've got you covered. So let's dive right in!
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Understanding the Ontario G License Test
What is the Ontario G License Test?
The Structure of the Test
Driving with a G licence in Ontario
Preparing for the Test
1. Study the O ..read more
Hardbacon Blog
1y ago
Navigating the roadways, whether as a driver, cyclist or pedestrian, requires understanding various signs, from speed limit signs to school zone signs. On some rural Canadian roads and many work zones we encounter the slow-moving vehicle sign.
In this ultimate guide, we will shed light on the purpose and regulations surrounding slow-moving vehicle signs in Canada. So, buckle up as we drive you through this critical route of knowledge.
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Understanding the Importance of Slow-Moving Vehicle Signs
The Role of slow-moving Vehicle Signs in Road Safety
Legal Implications of ..read more
Hardbacon Blog
1y ago
In Canada, the Big Six banks dominate the credit card landscape. But there's an alternative that often goes overlooked: credit union credit cards. While less popular, credit cards issued by credit unions can offer unique benefits to meet your financial needs, and that of your local community as well. Here’s a comprehensive guide to the best credit union credit cards in Canada.
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Why Choose a Credit Union Credit Card Over a Big Bank?
British Columbia
Vancity enviro Visa classic card
Vancity enviro Visa Gold card
Vancity enviro Visa Infinite card
Alberta
Servus Credit Unio ..read more
Hardbacon Blog
1y ago
Water leaks can cause significant damage to your home, but if you have the right home insurance, it should cover you for any repairs or replacements you need. This guide explores how to claim water leak insurance in Canada successfully.
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Understanding Your Water Leak Insurance Coverage
Identifying and Documenting Water Leaks
Common Signs of Water Leaks
How to Document Water Leaks for Insurance Claims
Steps to File a Water Leak Insurance Claim
Contact Your Home Insurance Company
Notify any affected third party, such as a neighbour or condo syndicate
Filling Out the Neces ..read more
Hardbacon Blog
1y ago
Whether you’ve added a fresh coat of paint, a brand new sound system, or turbocharged your engine, modifications to your car can make it a personalized piece of artwork. However, changes can also affect your vehicle's car insurance. Here's all the information you need to insure a modified vehicle in the Great White North.
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What does “car modification” mean for insurance companies?
Modifying Your Vehicle
Three Steps to Insure a Modified Car in Canada
1. Informing Your Insurance Company About Modifications
2. Finding the Right Insurance Provider for Modified Cars
3. Under ..read more