If you are married or in a long-term relationship, then your money is all in ‘one bucket’. According to family law (and Centrelink), you and your partner don’t have separate money – regardless of who earns more.   However, there are ways that you can benefit from paying less tax based on how you treat certain assets and whose super you put more money into. Don’t worry – it’s all legal! In this episode, Dallas and Michael explore how to keep as much of your taxable income as possible, and why your money is really all in one bucket ..read more

Need to send money overseas? Or going travelling? Are you prepared to lose thousands in currency conversion fees, and happy to keep the big banks in business, who – for far too long – have controlled international transfers? As you can see by our excessive use of questions, we’ve been looking for a cheaper way to deal with overseas money transfers for a very long time. In this episode, Dallas and Michael discuss who to use and why (we’ll show you how to save thousands, literally). For more information, please visit www.mo50.com.au    ..read more

Do you keep your car neat, clean and polished? Or do your kids, pets and habits stop it from keeping its new car smell and appearance beyond its first week? Don’t worry – we understand. Surely, if you bought a brand new car, you’d look after it better. Right? Well, actually, you probably wouldn’t! In this episode, Dallas and Michael discuss how possessions affect us as people, and us as decision-makers – and how advertising fuels us to make purchases that won’t necessarily fulfil our needs.   For more information please visit www.mo50.com.au ..read more

Predictions and projections we make about money are always wrong. In fact, they are wrong from the minute they’re produced. So why do financial advisers use them, if they’re never right? In this episode, Michael and Dallas look at why projections are important, and how to use them even when we know they will be incorrect. For more information please visit www.mo50.com.au ..read more

Some listeners to the podcast will tend to think of money as either a safety blanket that can protect us from the dangers of the world, while others may think of money as something that is unreliable. It can become hard to manoeuvre when each member of a couple sit on the opposite sides of these conflicting thoughts, or an individual is stuck with these conflicting thoughts internally. For more information, please visit www.mo50.com.au ..read more

In 1992, the Superannuation Guarantee (SG) was introduced in Australia which required employers to contribute money into their employee's super fund. A large amount of our advice is focused on taking advantage of this amazing low-to-no tax environment to help you build your retirement savings. For more information, please visit www.mo50.com.au ..read more

Michael speaks to Dallas about the visible and hidden benefits of going back to paid work (in some form) after already retiring.  For more information, please visit www.mo50.com.au ..read more

One of the quickest ways to derail your retirement or investment plans is to PANIC! It might be hard not to react, but panicking at the sight of downturns can undo all of your hard work. For more information, please visit www.mo50.com.au ..read more

Dallas discusses with Michael his thoughts on the planning of providing an inheritance to children. There is no right or wrong answer on whether you should leave an inheritance, however, there are a few things to take into account when planning for this. For more information, please visit www.mo50.com.au ..read more

In this episode, Dallas & Michael explain why "stock-picking" questions can be some of the least valuable questions that you can ask at a particular time. Our objective for our clients is to increase the outperformance of long-term outcomes by looking at their goals, creating a suitable plan, then determining the portfolio.  For all listener questions/feedback or to book a meeting with us to discuss your plans, please contact the team at podcast@mo50.com.au.   ..read more