In episode seven of Mrs MummyPenny Talks Cost-of-Living with Much More With Less we’re looking at the future. We’re right in the middle of the cost-of-living crisis, so if you're struggling to make ends meet, how can you put yourself in a better position in the future? This episode is focused on all of those small things we can do now to make a difference to our long-term finances. We also look at the importance of pensions and why we should contribute as much as we can and as for as many years as we can. It’s hard to plan ahead when the present is so tough, but this episode will help yo ..read more

In episode six of Mrs MummyPenny Talks Cost-of-Living with Much More With Less we’re talking about debt.   It’s a big subject and unfortunately, it’s going to become more of an issue as the cost-of-living crisis continues.    In the episode we look at:   Good debt vs bad debt.  Debts is like fire - it can be incredibly useful, but it can get out of control easily.   Lynn shares her own story about getting in to, and getting out of, £16k of credit card debt.   We talk about the steps you should take to manage your debt and who you can turn to for support if yo ..read more

In episode FIVE of Mrs MummyPenny Talks Cost-of-Living with Much More With Less we look at making money. We share our tried and tested ways to get some cash quickly, including: Selling old tech, and how to get the best prices. How and where to sell clothing, books and other household items Mystery shopping Renting out your spare room, your parking space, and even your possessions Side hustles We also share some experiences that haven’t worked as well for us, including: Questionnaires and surveys Matched betting MLMs It’s a great episode and will give you some ideas and practical tips on making ..read more

In episode four of Mrs MummyPenny Talks Cost-of-Living with Much More With Less we look at how to save money on essential bills.   We talk about the financial housekeeping that will help you understand where your money is going and where you can cut expenses. Then we tackle… Mortgages, rent and council tax – how to ensure you’re getting the best possible deal. Water bills and water saving tactics Mobile phones and broadband savings Insurance – which ones do you really need? Travel – getting the cheapest petrol and letting the train take the strain It’s an episode packed full of practical ..read more

In episode three of Mrs MummyPenny Talks Cost-of-Living with Much More With Less it’s the topic that we’re all focused on right now, energy. The energy prices are a nightmare, but we do have some tried and tested tips to help you save money. In this episode we look at ways to save on heating your home, how to cut the hot water bill, tips to save energy in the kitchen, smart meters, and much more.. Everything helps right now, and all of the small changes that we suggest in the show can add up to big savings. And, for those of you who have energy bills that are completely unmanageable, we have s ..read more

Mrs MummyPenny Talks is back! This season I’ll be joined by Faith Archer of ‘Much More With Less’ and our seven episodes will focus on practical advice for dealing with the Cost-of-Living Crisis. We’re grateful to our sponsors, PensionBee, who are on a mission to make pensions simple. Episode One is an introduction. Get to know Faith and I as we share a little bit of our backgrounds and run through the upcoming episodes. Episode Two is all about food. It’s one of the biggest bills for most families and we’ll be sharing our tips for budgeting. Episode Three focuses on the topic everyone is talk ..read more

Episode 13 is all about Do What You Love, the last chapter of my book and where I would love everyone to end up doing to earn money, SOMETHING THAT THEY LOVE  I am honoured to be joined by Timi Merriman-Johnson Founder of Mr. Money Jar. -We started with an intro to Timi and how he took the leap into full time Mr. Money Jar. -We talk about risk management and emergency savings, which enabled both Timi (and I ) to take that leap. -We talk about how to manage large amount of money after redundancy -We are the sum total of our lives so far, good and bad. -Making each day the best day it can b ..read more

Episode 12 is all about Pensions. One of my FAVOURITE subjects in Personal Finance.  I am honoured to be joined by CEO of PensionBee Romi Savova. I must start by declaring my ambassadorship and sponsorship with PensionBee. We have worked together for five years.   Risk warning As always with investments, your capital is at risk. The value of your investment can go down as well as up, and you may get back less than you invest. This information should not be regarded as financial advice. This post was written in collaboration with PensionBee.   If you choose to sign ..read more

Episode 11 is all about Savings and Investments. Plus we talked WILLS following on from Protection last week and talked a little about pensions (more to come on Pensions with a whole episode 12, next week) I am joined by Financial Planner, Podcaster and YouTuber Pete Matthew of Meaningful Money.  https://www.curainsurance.co.uk/ -We started with an intro to Pete, his Podcast, YouTube, and Meaningful Money academy. -We talk about the world of Personal finance influencers and the real people who we trust. We talk about how to work out who to trust. -The core of the podcast, we start off wit ..read more

Episode 10 is all about PROTECTION. I am joined by Protection Expert Kathryn Knowles, Friend and MD of Cura Insurance. https://www.curainsurance.co.uk/ -We started with a chat about Kathryn and Cura and why she does what she does. Cura are a specialist insurance broker who help people in complex situations with life insurance, income protection and critical illness.  -We talk life insurance. What Is it? When and why do you need it? Affordability and Medical circumstances -We talk about the value added benefits of insurance policies, access to GPs, counselling, physio all sorts. Who knew ..read more