Mar Lou is a father of three wonderful boys and a husband to a supportive wife. Mar Lou joined the Blackcard community 2 years ago as a Bronze Student. He was then coached by Sean Lacap and now being coached by Jason Greschuk as a Platinum Student. Mar Lou is a whale for wholesale deals. He has the talent and perseverance to get things done accordingly. He is humble and knowledgeable, being a young father he took advantage of it to relate with the sellers, gaining their utmost trust. Now he is teaching and exposing his eldest son on what real estate really is and the knowledge and value they c ..read more

It is better to sell one $1,000 hot dog than to sell one thousand $1 hot dogs. That’s why Stefan Aarnio chose to get into real estate. Selling one hot dog for $1,000 makes so much more profit, requires less effort, and has less customers and overhead than a high-volume business. In this chapter of Money, People, Deal, you’ll learn all about the three business models: the horizontal, the vertical, and the diagonal. You have no idea where thinking big could take you, so there is nothing wrong with asking for more dollars for a single hot dog. Compare a $1 hot dog to a $1,000 hot dog, which cart ..read more

Baseball is America’s favorite pastime, and believe it or not, baseball and entrepreneurship have many things in common. Many baseball terms are also used in business, and today, Stefan Aarnio will be focusing on his favorite terms: “single” and “home run”. In this chapter of Money, People, Deal, you’ll learn how business and baseball are closely intertwined. You’ll be taking a lot of value with you as well, for you’ll be having a glimpse at business and the entrepreneurship world from a fresh and fun perspective. Are you ready to switch to the major leagues? “In my own business, I decided to ..read more

Cash flow is the goal of most long-term, buy-and-hold investors. Cash flow is the dream and the allure of real estate. Even though cash flow is a concept that excites most people, it is often what makes people leave the business as well. In this chapter of Money, People, Deal, Stefan Aarnio breaks down the glorified “cash flow” concept for you. You’ll understand what it really is, why it is not a synonym for profit, and how you can make money from all the information in this chapter. “Everyday in every market, there are new investors who absolutely hate real estate. They are in pain and want t ..read more

Flipping real estate is one of the most sensationalized forms of real estate investing around today. This is a very popular and romanticized real estate strategy, but many flippers are uneducated, unsophisticated investors who can lose their shirts if they play the game wrong. In this chapter of Money, People, Deal, you’ll learn about the one biggest calculation mistake flippers and new investors make, spoiler alert: if used, it will absolutely kill you. Stefan will provide you with his 15% rule to appropriately calculate profit. From the final sale price to the financing, carrying and insuran ..read more

You don’t have to be a genius to make profit. In fact, the best entrepreneurs in the world are even college dropouts. Business is a simple game, so you should always keep it simple. If you’re having a hard time making money, you’re probably messing up and making your life tougher. In this chapter of Money, People, Deal, Stefan Aarnio will teach you the importance of finding audiences instead of creating them. You’ll learn the valuable formula for no-risk profits, and important lessons Stefan learned through his own experiences. Stop making your life so hard, find your audience and give them wh ..read more

A man alone is nothing. A group of men is nothing, and they need women to have a future. Men must compete for women, but there is a point where men become weak around women. They say that when a woman loves a man, he becomes her strength, but when a man loves a woman, she becomes his weakness. When a man falls in love, he surrenders and is willing to do just about anything for the woman he loves.  Women, relative to men, are a double-edged sword. Women possess a high sexual value and are willing to trade it for power. They are aware of their own value, and will do anything to protect it a ..read more

Has it ever crossed through your mind that Coca-Cola and drug dealers share a lot of things in common? Addictive products, insane profit margins, and concentrated producers are some of the features both share. The success of both models lies in the fact that “everyone who touches the product gets paid”. In this chapter of Money, People, Deal, Stefan Aarnio compares the addicting soda with illicit activities’ to prove a point to an important statement: everyone who touches the product gets paid. This strategy is relevant for you and your business, since you want everyone to be paid, well and ha ..read more

Christianity is nearly 500 years ahead of Islam in ideology, because Christianity is 500 years older than Islam. During this time, Christianity has had more time to grow, explore, and move from an intolerant warrior culture to a tolerant, pacifist, female-ruled culture. This 500 year gap is the reason we find Islamic practices so barbaric and medieval. So, should we let the violent, intolerant, militant people from Islam into our pacifist, tolerant, and weak society from the West? What do you think will happen? America embraces the melting pot ideology where you become American when you emigra ..read more

Speed is a virtue in all arenas and it is a key to victory. In the wild and in business, it takes to be fastest to be at the top. In real estate investing, speed marks the biggest difference between a novice, an intermediate and an advance investor. In this chapter of Money, People, Deal, Stefan Aarnio breaks down the models and strategies he prefers in his real estate career. From wholesaling to buy-fix-sell, you’ll learn all about fast strategies to stop wasting your most important currency: time. Hop on and leave the slow, “residual” businesses behind. “Money can be manipulated and recreate ..read more