Part 2 of the 101 series on interest rates has the NOTG team talking about the concept of money supply and its impact on real estate. They highlight how the creation of money determines the depreciation of property and eventually the depreciation of wealth. This is all relative because of Singaporeans' holding power in property, and that Singaporeans buy properties for their own stay, rather than pure investment. So what happens to Singapore’s real estate market when there is a cut in the overall Fed rates? And how do liquid assets like bitcoin and the S&P 500 relate to real estate? In thi ..read more

The NOTG Team newly introduces the 101 series! This new series aims to break down complex real estate topics into fundamental principle, providing timeless insights that remain relevant regardless of market conditions. In this episode, Melvin Lim, Yu Rong, Grayce and Lyndon deep-dives into the importance of interest rates in real estate investing and also what is in today’s market. Find out their take and more on this week’s Nuggets On The Go ..read more

In the market for your matrimonial home? This topic might have crossed your minds as a couple—should you purchase a resale HDB or a resale condo as your first home? Much like John and Sally who has an urgency to move-in within a specific timeframe.Have you ever wondered if the grants and subsidies from a resale HDB outweigh the value appreciation of condos over time? Is the higher barrier of entry for a condo worth it as a first home? Will you be missing out on long-term benefits when it comes to an exit from a resale HDB?If you’re like John and Sally and have been looking for answers to these ..read more

The NOTG team answers collated questions from our NOTG group chat on Telegram! Thanks to all our participants for your valuable contributions, which have culminated in this episode.   Melvin Lim, Grayce, Yu Rong, and Joan discuss the ripple effects of the new harmonisation rule on the perception of buyers. Because of the 'adjusted' PSF prices, it might change the way buyers look at a property's size in the future. The team also talks about the power of leveraging real estate as good debt and paying down your mortgage—should you or should you not? Find out the answers to your questions rig ..read more

Melvin Lim, Lyndon, George, and Joan continue their discussion about real estate investment and what investors need to be ready. There are several ways to capitalise on real estate—own-stay (quantum play), flip and sell, or rent, but what is it that drives the appreciation and demand to ensure a ROI?  And on the topic of flip-and-sell, which is a popular investment strategy for New Launch buyers? When is it the right time to offload the property? Does that mean a private condo more worthwhile in terms of time, over an EC? The team analyses these topics and share their personal opinions ..read more

Melvin Lim, Lyndon, George and Joan from PropertyLimBrothers share their opinions on the common dilemmas one may encounter when navigating Singapore’s property market. This discussion includes the continuous appreciation of landed homes, timelines to enter and exit a property, prioritising future-proofing a property purchase, accumulating an asset, and the challenges of flipping a property. Find out what deeper aspects there are to consider going into the real estate market, such as  the significance of bedroom type affecting potential profit margins. Stay tuned for another empowering ban ..read more

Melvin Lim from PropertyLimBrothers addresses more questions from our viewers about property investment and market trends!What is the future demand for shoebox units? Would a $100 PSF increase be as significant to larger units? Is a new launch always better than and resale? And what is the comparison between 99-year, 999-year and freehold condo and landed properties? Watch on for answers to the different conundrums our viewers face in the real estate market. More questions on property yet to be answered on Ask Me Anything on Nuggets On The Go! Do join our NOTG Telegram channel and be a part of ..read more

In an ideal world, cheap is often better, but there are other considerations other than quantum to take note of. Part 2 of “What is PLB’s MOAT Analysis” continues the team’s dive into its intricacies, focusing on Region Disparity and Quantum Effect. Find out what Melvin Lim, Yu Rong, George and Grayce has to say about how these elements tie together, and how property buyers can make an informed decisions when armed with the knowledge. Join them as they break down PLB’s frameworks for much easier understanding—on Nuggets On The Go! Check out Melvin’s brief introduction into PLB’s new Pacer fram ..read more

Many of you should be familiar with our MOAT Analysis and Trifecta Analysis from our numerous Home Tours by now. On this episode of Nuggets On The Go, Melvin talks more about our suite of proprietary in-house tech tools and how you can use them to make the right property decisions and calculations.These suite of tools, are available through our online portal and can be utilised with or without the assistance of our consultants. With these tools, you could calculate potential profits, chart your progressions, chat with our AI chat bot about anything real estate, and many more! Tune in to Nugget ..read more

We’re back with Part 2 of our AMA series on Nuggets On The Go! Some burning questions include: What are the implications of kick-starting the real estate journey with a condo or HDB first, and how would it affect the ability to ‘own’ both concurrently? Find out more about the ‘owner-occupier’ scheme and the investment dilemma of choosing between resale vs. new launch and property types. Curious about the pricing dynamics across different regions? Is HDB allowing million-dollar valuations? What about the future of penthouses? Is a penthouse a better investment avenue compared to a landed proper ..read more