Tom reviews the new "It doesn't pay to stay" BMA Peri-Retirement Modeller and talks through the key financial planning implications for you.   Listen with the sound slightly lower due to a mic error when recording ..read more

McCloud is here! The biggest reform to NHS pensions for a decade. What does it mean for you, your retirement plans and what should you do ..read more

This time Emma and Tom talk to Rachel Hall, Head of Financial Planning at Sandringham Medical, and get even more technical. We talk about the public service pension scheme consultation period, which closed on Sunday 9 October, and outline the government's proposals surrounding the changes to all schemes from 2022 Please take a listen here or send on to anyone you may feel would benefit. We appreciate it ..read more

What happens when things go wrong? Tom talks through the sick pay and death benefits linked to the pension and reviews the best ways to insure yourself.   ..read more

Supersize ME. Tom talks through the different income strategies available to NHS Pension Scheme Members who want to increase their income in retirement.   ..read more

How good is good? Everyone says the NHS pension is a good pension. But, maybe "good" is in fact excellent? Or maybe "good" isn't quite as good as you thought? Tom crunches the numbers for medics born between 1961 to 1991.  ..read more

In this episode, Tom speaks to Ken Anson, consultant urological surgeon and reader in urology at St George's Hospital. Listen to Ken reflect on a career in healthcare, his best investment decision and his plans to learn a new skill post-surgery.  ..read more

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Should I stay or should I go? Tom talks about the implications if you decide to leave the NHS Pension Scheme and how this decision sits in the context of wider Financial Planning issues.  ..read more

NHS Pension Budget 2021 Special. This time Tom is joined by Financial Planner and specialist adviser Kaye Price, owner of KP Financial Wellbeing, which is part of the St James's Place group.  Tom and Kaye talk about all things pension-related post Budget but also, hear more about Kaye's focus to improve the lives of her clients and not just their finances.   Due to a technical issue with Tom's mic, some sections need to be re-recorded after and may sound off-key.  ..read more