I'm a crazy car guy so don't take this the wrong way. I love it when the wheels on a car are perfectly matched to the car; however, custom wheels on a car have got to be one of the most financially crazy things I see everywhere. There is no such thing as investing in good or great wheels for your car or truck. No matter what you pay for your fancy wheels, they will be worth less seconds after you roll them out of the show room. I personally respect people who do a little shopping for a great deal on gently used cars and car accessories. This is one of the best stories I've come across and I ho ..read more

As a Paralegal and a Certified Financial Planner®, Kraig is uniquely able to assist clients with the careful preparation of asset protection and estate plans.  Kraig's team uses a financial-planning approach to ensure that each client obtains the best possible outcomes. With 120 years of combined legal and financial services experience between our team members, we can help you think defensively about protecting your wealth, investments, business intellectual property, and other assets and counsel you through choices you make to prepare for the future.   Thanks to the death of private ..read more

Would you file a lawsuit against Simon Cowel if he smashed into your mom on his e-bike and broke her hip? In this latest video, Kraig Strom sheds light on the often-overlooked aspect of asset protection. Did you know standard home and auto insurance might not cover liabilities if you're involved in an accident while riding your e-bike? E-Bikes are convenient and fun but one critical aspect is overlooked: liability. If you crash and injure someone, standard home or auto insurance WILL NOT cover you. Watch full video here-https://youtu.be/GEqDsrjSHDg Got questions about maximizing your retiremen ..read more

Podcast Listener Jimmie writes in with a question about paying cash for a car versus financing. Jimmie thought that paying cash was the best way to buy things. When you consider that the purchase is only one part of the overall equation, it is clear that cash is not king in this case. Thanks to the death of private pensions, the devaluation of Social Security benefits and other undeniable retirement factors such as inflation and increased taxes, America is now in a retirement income crisis. Kraig Strom, the host of Personal Pension Radio, is focused on helping you pack your bags for both halve ..read more

The Wall Street answer to maximum retirement income is to invest more money. That is usually the answer to everything. Lose your dog - you need to invest more money. Flat tire - you must not have invested enough money. Investments are critically important to your retirement happiness; however, protection is often ignored.   Protection should be the first thing we talk about in a retirement planning conversation. It does not mater how good your retirement investments are if a civil liability claim blows up your plans. Dave Ramsey says that the answer to retirement is may off your house ear ..read more

Before 1975, most Americans had two financial powers working for them as they headed up the financial mountain to retirement. 1. Accumulation 2. Actuarial Power in the form of pensions. Today, less than 10% of workers have a pension to look forward too and most of those are government workers. WHY you ask - because governments can afford the pension because they can tax the Populous to pay for them! Did you catch the part about 1975? That is when the IRA and 401k came entered the scene. That means that the primary retirement vehicle for most people is less than 50 years old!!! So - 50 years ag ..read more

Got questions about maximizing your retirement income, saving for retirement, life insurance, or estate planning? Send me an email to kraig@kraigstrom.com. I am always willing to see if i can Help ..read more

Got questions about maximizing your retirement income, saving for retirement, life insurance, or estate planning? Send me an email to kraig@kraigstrom.com. I am always willing to see if i can Help ..read more

Got questions about maximizing your retirement income, saving for retirement, life insurance, or estate planning?   Send me an email to kraig@kraigstrom.com. I am always willing to see if i can Help ..read more

Got questions about maximizing your retirement income, saving for retirement, life insurance, or estate planning?   Send me an email to kraig@kraigstrom.com. I am always willing to see if i can Help ..read more