Going through a period of change can have so many impacts. Relationship change, financial change, job change, etc all can influence our money. Personally, the last 3 or 4 months I have experienced tremendous change and I'm sharing my top 3 tips that really helped me navigate this time. Especially in a time where the economy has changed SO much - hello interest rates and grocery prices, I'm talking to you! Tune in and let me know what you think. Help more people discover The Ditch The Budget Podcast by sharing a 5 star review, posting a screenshot of your favourite episode in your stories and ..read more

Talking about money can arguably be one of the most challenging aspects of any relationship. And let's face it, you likely grew up differently around money, think differently about money and sometimes even have seemingly different goals than your partner. So what can you do? My solution are money dates. Tune into how I structure them and what I think are some keys to success... *hint - its not to rehash the past! Tune in and let me know what you think and if you aren't on my free Facebook community Women Building Wealth; A safe place for women to talk all things money - what are you waiting fo ..read more

Black Friday Deal Buy now, pay later! Sale, Sale, Sale. Get ready because we are going to be bombarded with Black Friday and holiday spending advertising. You can either buckle up and spend unconsciously OR we can have a plan and feel really good this time of year. Today’s episode is all about the top traps during Black Friday shopping and more importantly, what do about it! I mentioned my masterclass “Manage Holiday Spending with ease” is currently FREE – make sure you find me on social media and DM me the word “HOLIDAY REPLAY” and I’ll send it to you for FREE! https://m.me/heidi.rumohr Get a ..read more

This week's episode is on a topic that just fascinates me- how our body's monthly cycles impact our spending!  I'm taking all the things I've learned from my friend @meganrempel4 and applied them to what I've observed and experienced with spending money.  Listen in to find out which weeks of the month you're more likely to spend money.   During one week especially, there are three questions I ask myself before I buy something- watch the reel @heidirumohr .  These three questions help me pause and ensure my spending is in alignment with how I want to feel and ..read more

I'm leaning into the woo for a moment-- hear me out--- What if money is energy?  What if money was a friend?  Are you 'welcoming' money into your home? into your life?  Or are you blocking from from entering the door? In this week's episode I talk about the impact our money beliefs have on our current situations.  I urge you to really consider your relationship with money.  As always, I give you practical ways to improve your financial situation, for the long haul. Get access to exclusive content and never miss an opportunity to reach financial abundance when you join ..read more

This week, I'm looking closer at the way in which our body's cycle influences our behaviours and emotions around money.  I'm not a medical professional, but I do have a depth of knowledge and experience in this area and find it fascinating.   Taking control of our finances means understanding all of the pieces that contribute to our habits and actions around our money. Since Ep. 057: When Your Body Tells You to Spend, I've received a lot of dm's about this topic.  So, in this episode, I'm also including the top questions I've received about money and our cycles.   ..read more

I dig DEEP this week into what it means to have an abundant mindset AND the strategies in how to get there. Keeping an abundant mindset around finances is a journey.  There are times that I need to reset and follow my own strategies.  I believe there is enough money for everyone to have wealth.  My increased financial success does not mean another's person's diminishes. Listen in for detailed understanding of why mindset drives actions and how I implement  Affirmations Visualizations Gratitude Inhale financial abundance. Exhale financial scarcity. As always, I'm alwa ..read more

This week, I get really vulnerable about current life events and my emotions surrounding them.  Some deep reflections revealed that my current cashflow plan does not align with my core desired feelings of feeling energized, calm, and connected. After reading The Year of Less by Cait Flanders for our community book club, I recognize that the clothes in my closet were bought for the woman I was- these clothes no longer fit me or my daily life.  In fact, these clothes are restricting me from the life I want to live. So, I'm taking my own advice- I'm investing in the person I am tod ..read more

  Have you been listening to financial gurus for advice on how to get ahead and meet your money goals?  I certainly have, and this week, I'm spilling the tea on what they are leaving out of their debt reduction and budget plans.   Like I always say, "Money is Emotional".   Did you find this episode helpful? Be sure to take a screenshot and tag me in your stories! @heidirumohr Give Ditch the Budget Podcast a 5 star rating! Leave a review stating what you found helpful. Looking to move past "surviving" financially to "thriving" financially? Get access to excl ..read more

Wondering whether to pay in cash? Lease or buy? Terms of financing? I lay it all out in this week's episode.  I even get real about my first car buying experience- sharing my mistakes so you don't make the same! Before you think about buying your next vehicle, listen up for my 4 car buying tips you need to know!  Did you find this episode helpful? Be sure to take a screenshot and tag me in your stories! @heidirumohr Give Ditch the Budget Podcast a 5 star rating! Leave a review stating what you found helpful. Looking to move past "surviving" financially to "thriving" financiall ..read more