Bite-Size Read: One of the biggest challenges a couple will face is how to manage money in their relationship. Through communicating, building a system together, and sticking to it, Sam and his wife Caitlin have aligned their financial goals, bought their own home, and started investing. This article is written jointly – the text in black is Sam’s voice and the text in blue is Caitlin’s.   Managing money is hard. And having double the people in a relationship makes it three times as hard! But combining finances with your partner can be beneficial. Spoiler alert – the main perk for me ..read more

Bite-Size Read: One of the biggest challenges a couple will face is how to manage money in their relationship. Through communicating, building a system together, and sticking to it, Sam and his wife Caitlin have aligned their financial goals, bought their own home, and started investing. This article is written jointly – the text in black is Sam’s voice and the text in blue is Caitlin’s.   Managing money is hard. And having double the people in a relationship makes it three times as hard! But combining finances with your partner can be beneficial. Spoiler alert – the main perk for me ..read more

Money Bite-Size Read: There’s been an explosion in buy now pay later (BNPL) services. While more people are using this payment option, it has risks attached. Here’s the pros and cons of Buy Now Pay Later to consider before you sign up. The MoneyBites Take: Buy now pay later (BNPL) is easy to use for impulse purchases but can leave you with a debt hangover and more of what you want than what you need.   Why pay now when you can pay later? That marketing line has seen huge growth in BNPL services, which is changing how we pay for things. In one year, payment offers increased by 197% fro ..read more

Money Bite-Size Read: Travelling and seeing the world is a rite of passage. However, travel costs can quickly add up and push you into debt. Here’s the money do’s and don’ts of how to save money when travelling. The MoneyBites Take: How to spend less money on travel admin so that you have more money to spend on travel experiences you’ll remember for a lifetime.   Travelling has long been considered a rite of passage. We better understand other cultures when we travel, which is partly why many young Europeans undertook a Grand Tour in the 1600s to 1800s. That’s what drives interest in ..read more

Money Bite-Size Read: A job interview is part of the employment process. It’s an opportunity to show why you should get a role you applied for. Here’s 10 job interview mistakes you need to avoid when you’re going to interviews. The MoneyBites Take: Avoid these common job interview mistakes to help you get the job you want.   What’s the silliest thing you’ve said in a job interview? It’s easy to say silly things when you’re under pressure. And there’s no pressure quite like a job interview. Unfortunately, this awkward exchange is an inevitable part of the employment process to demonstr ..read more

Money Bite-Size Read: Many of us turn to budgets as a tool to help save money. Using a cash budget can help you to stop impulse spending. Here’s the pros and cons of the cash envelope budget method to help save money by budgeting with cash. The MoneyBites Take: If you want to save money, the cash envelope budget might be the right option for you.   Do you need to start saving money? It could be saving money up for a home deposit or an emergency fund. We’re not great at estimating our spending each month, so a budget can help you monitor this spending to save money. It’s vital tha ..read more

Money Bite-Size Read: The week has been an opportunity to reflect. I wanted to share what I’ve learned about finance. Here’s what money secrets I’ve learned in 3 years of MoneyBites. The MoneyBites Take: An opportunity to reflect and share the money secrets I’ve learned since starting MoneyBites.   Are you keeping some money secrets? Almost 4 in 10 people keep money secrets from their loved ones, including hidden debt or secret savings. We attach shame or embarrassment to financial decisions and then don’t talk about money with our partners or friends. It’s time we shared our money s ..read more

Money Bite-Size Read: Britney Spears had been in a conservatorship since 2008. This arrangement controlled her financial decisions and assets. Here’s 5 things the Britney Spears conservatorship teaches us about money. The Money Bites Take: It’s time to talk about the Britney Spears conservatorship financial setup.   “It’s been a long time since I’ve owned my money. It’s my wish for this to end.” That’s what Britney Spears said about her experience of being in a conservatorship. It has controlled her financial decisions since 2008. That influenced what medical and personal choices she ..read more

Money Bite-Size Read: Many of us are already investors through our retirement funds. That money is invested in the market, in different industries and companies. Here’s how to ensure your retirement fund helps the planet so that your biggest investment makes the world a better place. The Money Bites Take: Make sure you know where your retirement fund is invested in the market.   Many of us are automatic investors. We don’t spend much time thinking about retirement funds because you can’t access them until you stop working for good. They’re not an urgent issue, so retirement decisions ..read more

Money Bite-Size Read: Greenwashing is companies pretending to be more sustainable than they are. By calling out greenwashing, we can better promote genuine financial sustainability. Here’s what you need to know about greenwashing and how to spot it so that you can tell apart sustainability and marketing. The Money Bites Take: It’s important to spot greenwashing so that you can match your money to your values.   We need to talk about greenwashing. More of us want to make sustainable consumer choices, with 77% of those surveyed across generations wanting to learn more about sustainable ..read more