The S&P 500 has a total return of 6.73% year-to-date. However, that includes everything from Super Micro Computer’s (SMCI) 209% profit to Tesla’s (TSLA) 35% loss. Proving that although you can make money in the stock market, you can also lose. On the other hand, the best CDs are paying more than 5% yields, and the highest-paying HYSAs are returning about the same. Best of all, unlike the stock market, those returns are virtually risk-free. Of course, certificates of deposit and high-yield savings accounts don’t offer the same kind of opportunity for outsized gains that investing in the sto ..read more

In today’s digital age, being an influencer is a dream job for many. Making money by sharing life on social media platforms like Instagram and TikTok is incredibly appealing. But, how do you manage balancing your time as an influencer? However—um, no, wait! Scratch that. That introduction is no fun. Maybe someone slogging away in their job wrote that! So here’s how an influencer would introduce this article. “Hey there, fellow hustlers and dreamers! Are you tired of living a double life, trapped between the monotonous world of TPS reports and the glamorous realm of social media stardom? Are yo ..read more

When it comes to dividend growth investing, there’s no doubt that dividend aristocrats are worth watching. Dividend aristocrats are S&P 500 listed companies with a track record of consistently paying out dividends to their shareholders and increasing those payouts for over 25 consecutive years. What else makes dividend aristocrats such a potentially good investment? For starters, they’ve got staying power. These companies have weathered all sorts of economic storms yet continue to pay dividends to their investors.  I find that one of the best perks of investing in dividend aristocrats ..read more

Move over America, these Asian stocks are shaping up in big ways.  Sony, Nintendo, and Tencent are among the corporations that have competed to influence the Western stock market. With rising globalization, more Asian companies could gain a foothold in a market previously dominated by the West.   The advantage of these corporations is that they can expand their operations into Western countries. For instance, Sony has various locations in Europe, Australia, New Zealand, and the United States. Nintendo and Tencent also boast international headquarters in the US, Canada, France, G ..read more

Starting a mortgage business is a smart way to grow wealth because it mixes risk management with growth opportunities. It’s a good choice for investors wanting to expand their financial options. With the correct strategy, a mortgage business can bring in a regular income and make your investment portfolio more stable and varied. A branching platform allows branch managers or loan originators to start their mortgage branches, offering growth opportunities and a hedge against inflation and market volatility. This step needs careful planning and knowledge of the mortgage industry, but the benefit ..read more

Real estate has long been considered a lucrative investment opportunity, offering the potential for substantial returns and a tangible asset that can appreciate in value over time. Real estate investment can be a powerful strategy for those seeking to build long-term wealth. However, like any investment, it requires careful planning, strategic decision-making, and a solid understanding of the market dynamics. In this comprehensive guide, we’ll explore the fundamentals of real estate investment and provide insightful tips to help you navigate this exciting yet complex arena. Understanding the R ..read more

With constant changes in inflation and the global economy, deciding which business to invest capital in is undeniably challenging. It demands a conscientious approach to identify current market trends and evaluate the sales to return on investment (ROI) ratio. One industry that many people consider investing in is the used car business industry. The industry presents a robust market opportunity with a constant demand for affordable vehicles. There are also multiple revenue streams and diverse niches for investors, such as luxury, vintage, and electric cars. When contemplating an investment in ..read more

Is your career future-proof? The only way to guarantee you’ll have a job in five or ten years is to ensure your skills constantly evolve. Technology is marching relentlessly forward, and jobs that exist now may not be in the future. Even those that do might look substantially different in a few years. The good news is that staying ahead isn’t impossible. You don’t need to be clairvoyant – you just need a smart strategy and a willingness to take action.  Let’s explore ways to fortify your future in the workplace. Honesty is Your Superpower Before you can chart a course forward, you need a ..read more

Discovering the art of frugality has been a game-changer for me, revealing that true financial freedom isn’t about how much you earn but how wisely you manage and spend your wealth. It’s a universal truth that transcends income brackets: unless you’re spending less than you make, you’re essentially running in place, financially speaking. It doesn’t matter if you make $50,000 a year or $150,000 a year; Unless you spend less than you earn, you’ll never get ahead. Rick Orford Adopting a frugal lifestyle lets you save by getting freebies and using secondhand products or coupons. It helps you use ..read more

Wondering how to make money with AI? Artificial Intelligence (AI) is more than a buzzword today—it’s the driving engine of innovation and financial growth. The question of “if” AI can be turned profitable is replaced by “how” to effectively tap into its potential as more businesses worldwide integrate it. The statistics speak for themselves: the mere application of AI in marketing has grown meteorically. A large number of businesses especially Shopify stores have started using an AI shopping assistant and it is solving 95% of customer queries and driving higher conversions. .  From creati ..read more