We all have a family culture where parents take care of their children until they grow up, sometimes allowing them to neglect their responsibilities because they are with us. In this episode, Melisa Horn and Alden Rowe from Heritage Financial Strategies discussed an article that reveals 45% of adult children receive financial support from their parents, even after graduating college. The support includes groceries, rent, tuition fees, and more. The conversation touches on the impact of economic crises on millennials' financial situations and the importance of having a clear vision for on ..read more

In investing, it is important to explore alternative options in order to minimize the risk of losses. In this episode, I discussed the S&P 500, a stock market index measuring the performance of the 500 largest companies listed on the US stock exchange. Additionally, it is crucial to consider other investment options as relying solely on the S&P entails greater risk, given its potential fluctuations on a daily, weekly, or monthly basis. Therefore, for a diversified investment strategy, it is advisable to include a mix of asset classes and sectors, such as bonds, in order to mitigate los ..read more

Ever wondered why everyone who has a personal financial planner says it’s a game changer? In today’s episode, Shanna Tingom of Heritage Financial Strategies introduces Tony and Renée, a retired couple living in Arizona and long-standing clients of hers. As former business owners, they know it is a must to have a financial specialist, especially in the economy we live in today. They found Shanna through Dave Ramsey's SmartVestor Pro program and felt comfortable choosing her as their go-to expert in the financial field. They are convinced that the right financial advisor should listen to what ma ..read more

For Wendy Rios, being riddled with debt and financial uncertainty was no longer an option. She wanted to visit the land of financial peace. Her dream became a reality when she and her husband deep-dived into Financial Coach Dave Ramsey's Baby Steps Framework.Wendy and her husband paid down a substantial amount of debt following Dave's system and applying hard work and persistence. Still, they knew they needed the help that only a professional could provide. That's when Wendy reached out to our family at Heritage Financial.  With the help of Shanna Tingom, AAMS®, CFDA® Financial ..read more

Many students are burdened with student loan debt, with 70% of college graduates in the United States having an average debt of over $30,000. As a parent, we all want to see our children succeed and accomplish their goals, especially when it comes to their education. However, with the rising costs of tuition and living expenses, many students are forced to take out student loans, which can burden them with debt for years to come.  Our guest in this episode is Juan Te Dailey, who achieved the remarkable feat of sending her son to college debt-free. Juan Te's journey is a testament to the p ..read more

There are several advantages to getting started with financial planning early and focusing on it with a financial expert. However, we all always have questions about this issue. Today, Shanna Tingom of Heritage Financial Strategies and her two clients, Bart and Laurie, are talking about the importance of early financial planning with a financial expert, and this podcast leads to Shanna, Bart, and Laurie talking about how their relationships developed in the past through consultation on financial planning. Bart and Laurie believe that the sooner you can start financial planning, the better, and ..read more

What Do Tom Brady, Usain Bolt, Stephen Curry, Mike Tyson, John McEnero, and Dennis Rodman Have in Common? They were all victims of financial mismanagement, where their money was stolen or misappropriated by the companies or individuals they entrusted to manage it. Olympic runner Usain Bolt is the latest among this group to experience this misfortune - he recently had nearly 13 million dollars taken from him over a 13-year period. Tom Brady lost 650 million with FTX, Steven Curry lost 160 million with FTX, and Mike Tyson and Kareem Abdul Jabar (Elvis Presley) have had undisclosed amounts of mon ..read more

Mark and Lizza, two of Shanna's clients, are introduced, as well as the returning listeners to the broadcast. Mark, a Heritage Planning customer for a number of years, explains why he chose to work with a planner. He adds that he needed assistance in handling his finances and providing for his family. Lizza chose Heritage Planning because she believed the business could offer her the finest support.  Lizza and Mark talk about Mark's firm being sold and the journey to retirement. They discuss how having a solid financial foundation and estate plan are crucial, as well as, how working with ..read more

In this podcast, I’m joined by my Naturopath Dr. Kasey Nichols of Onyx Integrative Medicine in Gilbert, and we will be discussing how I took physical and financial steps towards a healthier lifestyle, starting in mid 2021. I began by taking blood tests following a diagnosis of dangerously low iron from my primary care doctor. I was referred to a hematologist and booked in for an iron infusion that same week. Then the journey began. I underwent hormone testing which showed something unexpected, as well as blood tests to check iron levels and food sensitivity tests which highlighted some common ..read more

On this episode of Making Money Fun, Christina talked about what it was like, leading up to, and finally working with Heritage Financial Strategies on planning life for her family after retirement.   She shared why they decided to hire a planner and why they chose Heritage.   She also shared that she was diagnosed with a degrative brain disease and had brain surgery, and that hastened their need to make sure they would be financially ok, even if she couldn’t return to work.   Their most significant financial achievement was realized early in 2023 when they paid of ..read more