Life is all about sacrifices. We're constantly making trade-offs around how to spend our time, money and more. In order to achieve financial freedom, you're going to have to make sacrifices along the way. In this episode, Chase dives into some of the sacrifices needed to be made in one's financial journey to reach financial independence and shares some sobering statistics as to how few people think about these things until it's too late. Enjoy! Pick up a copy of Chase's book here: https://www.amazon.com/dp/1082783188 ..read more

Impostor Syndrome (IS) is something an overwhelming majority of people will experience at least once in their lifetime. It can affect anyone no matter their social status, work background, skill level, or degree of expertise. In this episode, I discuss: What is IS Signs and Causes of IS How IS can impact you financially Ways to overcome IS   To take the Clance IP Scale, go to: https://paulineroseclance.com/pdf/IPTestandscoring.pdf Pick up a copy of Chase's book here: https://www.amazon.com/dp/1082783188 ..read more

In American society, being busy is perceived as high status. Saying "I'm busy" is a socially acceptable way of saying "I'm important". But are we actually busy? Or do we just think we're busy? What are the downsides to being "too busy"? What do the statistics have to say about busyness? And why do we default to claiming to be busy to get out of obligations? In this episode, I cover all of those questions and more. Enjoy! Pick up a copy of Chase's book here: https://www.amazon.com/dp/1082783188 ..read more

Series I bonds are largely unknown and unheard of, yet are one of the safest investments one can make with returns that are adjusted semiannually to factor in changes to inflation. These are backed by the full faith and credit of the US government, making them essentially risk-free. Series I bonds offer a safe haven for some of your dollars and can allow you to maintain your purchasing power, if not increase it, as Series I bonds are likely to offer returns that far exceed that of any savings or checking accounts. Currently, new Series I bonds pay a composite rate of 3.54%. In this episode, I ..read more

Credit cards can be a very powerful tool in helping you achieve financial freedom. While some financial experts, most notably Dave Ramsey, strongly advocate against any forms of debt, credit cards included, credit cards offer some great benefits. As long as you are responsible and know how to use credit cards, their benefits can far outweigh any perceived costs. In this episode, I dive into the different types of credit cards, the benefits of credit cards, and which credit cards I have and use.  To apply for the American Express Blue Cash Preferred Card and get the referral benefits I men ..read more

On today's episode, I'm joined by Pam Prine, co-founder of Keystone Capital Management Group, an investment and retirement planning firm. Her company manages hundreds of millions of dollars for their clients. In this episode, we discuss how to manage money, including how to identify an investment strategy that is connected to your financial plan and goals, as well as your unique personality. We also chat about how to plan for early retirement when running a small business. Finally, we touch on the proposed American Families Plan. Enjoy! To get in touch with Pam and Keystone Capital Management ..read more

The term "volatility" gets thrown around a lot in finance. What exactly is volatility? And why is it important? In this episode, I dive into that topic and answer those questions. Additionally, I discuss what the beta coefficient is, as well as the VIX, and how you can use both of those to determine when, where and how to invest. Enjoy! Pick up a copy of Chase's book here: https://www.amazon.com/dp/1082783188 ..read more

It's easy to look at your favorite celebrities and be envious of their talent and success. Wouldn't it be amazing to be able to be an athlete playing in front of millions and getting paid millions a year to do so? However, what you don't see is the work it took to get to where they are today. It's been shown that it takes about 10,000 hours of intensive practice to achieve mastery of a skill. This is precisely why one of the biggest keys to success in whatever you're trying to succeed at is consistency. In this episode, I dive into the importance of consistency, why it matters so much, and how ..read more

Over the past year, the Consumer Price Index (CPI) in America has increased by 4.2%, sparking fears of inflation. In this episode, I discuss what is inflation, how it's measured, the impact it has on individuals and whether inflation can be a good thing. Enjoy! Pick up a copy of Chase's book here: https://www.amazon.com/dp/1082783188 ..read more

In 1995, Oasis released their hit song "Don't Look Back in Anger". In it, they talk about a girl named Sally who watches her life pass by and has no regrets. This is an important lesson for everyone to abide by. We all make countless decisions every day of our lives. Sometimes, they're great decisions. Other times, they end up being bad ones. In this episode, I discuss why it's important to change your mindset and avoid having regrets and the impact that can have on one's life. Your mindset will determine the level of your success; change your mindset, change your life. Enjoy! Pick up a copy o ..read more