As I mentioned in the General Trading Chat thread, I have been experimenting with mutual funds lately. Below is the screenshot of the summary I had earlier in March/April applied for SBI Dividend Yield Fund NFO with 10k and watched it grow. When I started again recently, it was still a new world for me, so most of my 137 funds so far are in 1 time Rs. 100, some for Rs. 500 or 1000 and 2 funds for Rs. 5k each. The categorywise distribution is as follows ... My experiments with MFs ..read more

I have read several books and articles on mutual fund selection and i made it my goal to gather the criterias that help in picking good MF. Please note below criterias only assist in putting the probabilities in one's favour but does not guarantee outperformance. I welcome any kind of feedback/suggestion. Define objective of investment, then consider time horizon and risk appetite. Decide your allocation for equity & fixed income investment based on above criteria and your age. Also decide... Steps to choose good performing mutual fund ..read more

I have been investing for a while in SBI Magnum mid cap fund - direct growth. Is it worth to continue ..read more

Hi, what is the best parameter to compare the ROI of a mutual fund. Basically, how to compare two MF to decide which to buy? Thanks ..read more

Hello Friends I have got 1 crore+ amount that is lying in my savings bank account, which is giving just 3.5 percent interest. I need to invest this amount into such instruments, which would give me the following benefits - Safety of the principal amount that is invested. Guaranteed minimum fixed returns on the investment. Maximum % of this investment amount should be allowed to be PLEDGED as "CASH EQUIVALENT COLLATERAL" for getting the CASH COMPONENT of the overall Trading Margin, so that... How to invest this 1 crore to get maximum trading margin from pledging ..read more

HI all I have 7 L investment in SBI Mutual fund which i did in 2015. Now value around 18 Lakh. I am willing to redeem it now. So my question is whether i don't need to pay capital gain tax as its fall under god father scheme or my investment price is consider fund value which was on Feb 2014 (i.e 12 Lakh) and need to pay capital gain tax on Rs. 6 Lakh (18 L - 12L) = 6 L ..read more

Kya Nifty 50 Me Abhi Invest Kare Ya Nahi ..read more

I'm looking for an SIP where I can invest 1000 per month. It may be for two or three years. I saw an ad today about Canara robeco offering 92% in six years. Is it true? What is generally the return that you get on SIPs? I'm willing to invest in high-risk SIPs ..read more

Hi, I would like to start investing in mutual funds through ELSS SIP method. This is the scenario for which I have a question: I make my first installment (A) on 1-Jan-2023. So the lock-in period for ‘A’ would be would be 1-Jan-2026. I make another installment (B) on 1-Mar-2023. So the lock-in period for ‘B’ would be 1-Mar-2026. Suppose I don’t withdraw the funds from ‘A’ on 1-Jan-2026 but I withdraw it along with the funds from B on 1-Mar-2026. Note: When I say ‘funds’, I mean the initial... How is interest for an ELSS mutual fund through the SIP method calculated after its minimum 3-year te ..read more

Suppose I need X amount to survive every year starting from next year onwards for the next 40 years. My corpus is say 40X. My question is how I can invest 40X in a basket of mutual funds to generate X+deltaX return (redemption) in an inflation-adjusted manner. I want deltaX to be higher than inflation and at the same time, the risk is not too much (conservative to moderate). What kind of asset allocation and funds would you recommend ..read more