This week I have the pleasure of welcoming Michael Kemp onto the podcast. Michael's working life has bounced between dentistry and financial markets, sometimes doing both at the same time! For 9 years he was the chief investment analyst for Scott Pape’s newsletter. Michael has recently released his third book - The Ulysses Contact - how to never worry about the share market again.   [Website] [Disclaimer ..read more

I try my best to avoid financial jargon, but “mean reversion” is one piece of jargon well worth being acquainted with. The “mean” is just a fancy way of saying the average. The concept of mean reversion then, is that investments and markets tend to want to pull back to their average over time. This week we’re going to dig into what mean reversion is, and perhaps more importantly, its implications for you as a long term investor.   [Disclaimer] [Website ..read more

This week we’re talking all things financial modeling with Jacob Kettler from Intelliflo.   [Disclaimer] [Website ..read more

Often when I ask new clients when they would like to be able to retire the answer is “tomorrow”, with a smile and a chuckle. Retiring as early as possible is seen by many as the pinnacle of financial success. This is interesting, because if you had someone who had been made redundant and was finding it difficult to get back into the workforce - early retirement but not at a time of their choosing - they're unlikely to be in a happy state. This week I want to explore a few alternatives to retiring early, and some reasons why you might like to consider these as part of your plans. If early retir ..read more

This week we’re talking career change. For many of the clients that we work with, the choice being pursued is a career change, usually because the job they’re in is not making them happy. Sometimes it might be following a redundancy. Now our area of expertise is around the finances, so our focus is on how to make the career change possible financially. But there’s a whole lot more to a successful career change than just the dollars. I’m joined this week by Kate Richardson. Kate is an Executive Career Coach, who orchestrated her very own career change 4 years ago. Today she helps people like yo ..read more

I came across a great story recently that got me thinking. A successful woman in her 50s observed that several of her younger colleagues at work, all in their 20s, were furnishing very expensive handbags. She realised that she'd never had a luxury item like that, and if these young folk could afford one, then surely after all these years of work, she could too. She mentioned this to a few friends, and they were all encouraging - splash out, enjoy yourself, you've earned it. She had a look around and found a Chanel bag that was to her liking. Apparently she even needed to make an appointment to ..read more

You'd have to have been living on a deserted island for the last 18 months to not know that interest rates have been on the rise. Central banks around the world are endeavouring to return rates to normal levels, following sharp cuts through the pandemic. Normalising rates is not without pain however, as many who bought homes two or three years ago are very well aware right now. But higher interest rates have impacts for investors too. So this week I wanted to dig into four ways in which today's higher interest rates are impacting your share portfolio.   [Disclaimer] [Website ..read more

If you've listened to a few of these podcasts, or read our weekly email, you will know that our core theme is helping you Gain Choice in life. Today's episode covers a few different systems which we can use to make better financial decisions.   [Disclaimer] [Website ..read more

This week we're going to look at 6 core personal finance concepts. These are concepts that it's easy for those of us working in the space to assume everyone understands. It might also be that your understanding of what these terms mean differs from the industry definition. So let's run through these core concepts together and make sure we’re all on the same page.   [Disclaimer] [Website ..read more

As a parent, providing your child with the best possible education is core business. This week I'm talking to Marie Van Asch of Futurity about education funding solutions. This was a great discussion, hope you enjoy it.   [Website] [Disclaimer ..read more