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phase one hd
by palerunepleva
1y ago
Welcome to WordPress. This is your first post. Edit or delete it, then start writing ..read more
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Financial Tips from Millionaires
phase one hd
by Anna Maria Valencia
3y ago
You might wonder why there are people, we call them millionaires, who are successful in managing their money. It would be best to get some financial tips from millionaires who managed to beat the odds of life’s uncertainties, how they were able to build a fortune, and the financial and budgeting habits they practice every day. Here are some financial tips and advice we learned from millionaires. Buy Used, Sell Your Junks Learn to be thrifty and frugal. It is not because you have money to spend, you will spend it on any stuff just to satisfy your whims and fancies. As such, buy clothes at thrif ..read more
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8 Incredibly Easy Ways to Save More While Spending Less
phase one hd
by Anna Maria Valencia
3y ago
Economics has taught us the concept of man’s unlimited wants given the scarce resources. And that we need to spend less than what we earn. Suffice to say that money indeed is a scarce resource. We need to stop and rethink our values, particularly those related to money. It translates that we need to save more while spending less. Marketing and finance have further reinforced the concept that we need to strive in order to maximize and enjoy the value of money. It emphasizes that we need to make full use of the value of our earnings. And that we should be wise spenders and critical of every cent ..read more
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Investing for Beginners is Made Easy
phase one hd
by Anna Maria Valencia
3y ago
Gone were the days when investing has been perceived as money-making only for the rich. But now, investing is being made attractive even for beginners or those who have a small amount of money to set aside. There are so many options offered in the market today. Indeed, investing is a smart way to make your money grow. Investing is important. Primarily, it gives you a cushion against inflation. Also, it helps to make your money grow, thanks to the mechanics of compound earnings. Additional earnings are generated because any amount earned is reinvested. The important thing is to start investing ..read more
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Six Tips To Reinvent Your Budget
phase one hd
by Anna Maria Valencia
3y ago
Reinvent your budget is something you need to do if you want it to be attuned to your lifestyle and needs. Yes, budgeting is no easy task. You need to carefully review the numbers, analyze each expense item, and make sure it is aligned to your financial goals. More importantly, the most difficult part to do is –stick to your budget every day. Let’s dive into these six suggestions on how you could reinvent your budget. These tips hope to make budgeting a positive impact on your financial health, rather than it being restrictive on your spending lifestyle. At its heart, a budget is a tool to kno ..read more
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How To Do A No-Spend Challenge
phase one hd
by Anna Maria Valencia
3y ago
Taking on your finances in order and your spending habits in control is a no-spend challenge. It is a fun way of developing healthy habits in managing your hard-earned money. In recent years, the no-spend challenge has become trendy among millennials. Say goodbye to your habit of dining out, coffee shop sprees, clothes and home decor shopping, online shopping, uber rides, self-pampering at the salon, and other similar expenses. These are the expense you can do without. Now, let’s get into how to dive into the challenge! Basically, it’s up to you how you practice it. Just enjoy the fun of it. S ..read more
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How to Budget for Your House Down Payment
phase one hd
by Anna Maria Valencia
3y ago
Jumpstart your home buying journey by setting up a budget for the house down payment. However, it could be that you are seeing if you could swing to a mortgage payment. A house is one of the largest single purchases you will ever make for a lifetime. And, it would never sound impossible if you could set aside enough for a down payment. With a budget plan, you could save for a down payment for the home of your dreams. Firstly, a great way to start with is to figure out how much home you can afford. As a result, you could get realistic expectations for the down payment. Read on for some tips and ..read more
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Money-Saving Challenges for Smaller Budgets
phase one hd
by Anna Maria Valencia
3y ago
For a lot of people, saving money is a challenge, what with their small budgets and earnings. Social media and many others have echoed much on the benefits of saving money, and yet many have no savings at all. Maybe it is time to ride on money-saving challenges in order to drive you to spend less in order to save more. These money-saving challenges have increasingly become popular much more during this pandemic when many individuals and families have become economically displaced. These challenges encourage you to become a saver by economizing in many creative ways. The struggle to save would ..read more
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How to Get a Month Ahead on Your Bills
phase one hd
by Anna Maria Valencia
3y ago
What would be the best way to pay your bills each month? We have read a lot about budgeting tips and we even have already practiced those. They are just as simple and straightforward as money-saving tips. One thing that poses a challenge though is to live on what you have earned last month.  The idea is that this month’s spending depends on your last month’s earnings. How do you go about this? Firstly, assign every dollar you earned to each expense category. In this way, no waste and every cent are accounted for. Then, take extra care of all ‘extra’ money you can get.  The extra mon ..read more
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How Millionaires Build Passive Income
phase one hd
by Anna Maria Valencia
3y ago
Have you ever wondered how millionaires build their passive income? We would think that during their younger years, they had earned a lot and had built a fortune of savings. Millionaires are enjoying several streams of income. This seems tiring at first thought, but it’s not. It is because most of these streams are passive income. Let’s start to differentiate active income versus passive income. Active income is when you work and get paid for your work. Bluntly, this could mean, no work, no pay. Passive income is when you receive a payment that is not directly tied to hours worked. Sources of ..read more
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