TLDR: Food is the #1 budget priority for my money coaching clients. But it's complex! In this article I'll show you how to create a healthy food budget that takes everything into account. I'll also show you ways to conquer your eating out spending and I'll even show you how to start cooking at home to save even more! How Food Affects Your Spending My first career was in culinary arts. My second was finance. I've fused the two to provide you with a rare insight into how deeply connected these two areas are.  After essentials like housing and transportation, Americans sp ..read more

Are you one 69% of Americans who have less than $1,000 dollars in savings? If so, this article's for you. I’m going to show you how to transform a haphazard mess into a logical, organized savings system. Even lifelong savers can boost their results using this system. TLDR: Saving money is essential but challenging for most people. Counter to popular belief, savings are meant to be spent (at the right time on the right things). Money you invest is meant to grow and build wealth. There are three buckets of savings & investments:  Revolving Savings - 1 month of take-home ..read more

Money is the top anxiety for nearly 3 out of 4 of Americans. We worry about earning it, saving it, spending it and investing it. That’s a lot of worrying! The best way to reduce your money stress is the thing you least want to do: make a budget. This article provides step-by-step instructions about how to set up a realistic, easy-to-follow budget. Once you’re ready to choose online budgeting software, check to see which of my top picks suits you best. Setting Up Your Budget My Top 5 Budget Software Picks How to Stick to Your Budget Why People Hate Budgeting The road to financial security invol ..read more

At some point, you’ll want or need to stop working. You'll also want to live in peace and comfort which means you have to save enough money to be able to do so. Whether you’re just getting started in your career, or if you’re closer to retirement than you’d care to admit, this guide will teach you the basics of retirement planning and how to get started. Planning and saving for your retirement is about consistently saving money (that you don’t touch until retirement) so you can afford to live comfortably after you stop working. Legal Disclaimer: Vibrant Money is an education company. Professio ..read more

Three Steps to Landing Your Dream Job with Virginia Frazer Sick of the grind? Boss from hell? Dead-end with no chance of a raise? Most women who feel this way face three main choices: look for a new job, stay in their profession and switch industries, or launch a whole new career. If that's you, why not go for your dream job? I recently sat down and talked to veteran HR exec Virginia Frazer about how to ace the first 3 stages of landing your dream job. Virginia has over 25 years’ experience as a global human resources executive. Her wealth of HR knowledge and insight comes a stellar care ..read more

I know! You feel so damn lucky just to HAVE a job, you don’t dare rock the boat by asking for a promotion and/or a raise. My response is, if you can prove your value to your company, go for it! I love this quadrant breaking down value versus impact. Nobody ever has to wonder if the folks on the bottom right are awesome. They’ll let you know! These big talkers don’t actually do jack for the company. Then you have the “who?” people in the bottom left: the invisible people who totally kick ass at their job but stay under the radar for decades.  Where do you fall on the quadrant? If you ..read more

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The step-by-step guide that banks credit card companies don’t want you to see! Introduction: This step-by-step guide will show you how to get out of debt. I'll cover how debt is hurting you and give you what you need to know to get out and stay out of debt and rebuild your credit. Banks and credit card companies would rather you not know a lot of what I’m about to share with you. As a money coach, I’ve spent my career counseling people on their financial lives. One of the top concerns my clients start with is debt. The minute my client says they want to get out of debt, I feel like an Olympic ..read more

Whether you're an individual looking to get a new job or negotiate for a promotion, or if you're a small business owner looking to generate more sales, knowing how to leverage these six influence tactics will translate into generating more income and revenue for yourself. I want to walk you through the six influence tactics that I've used in both my career and in being an entrepreneur to generate more income. TABLE OF CONTENTS Service Mindset > Sleezy Sales Summary of the Six Influence Tactics including Examples #1 Commitment and Consistency #2 Liking #3 Authority #4 Social Proof #5 S ..read more

Spending is back! And with it comes the temptation to overspend or blow up your budget. Stay connected and build spending into your plan!  Table of Contents: Consumer Spending is Up! Chaotic Schedule = Chaotic Spending Emotional Triggers to Watch Out for Recommendations Consumer Spending is Up! In 2020 consumer spending completely dropped off in April. Then spending slowly started to creep up and resumed some normalcy even though it remained under pre-pandemic levels. As we entered 2021 there's a spike up. The reason for this increased spending? Well ..read more