In times dominated by technological advancements, the concept of digital financial assets (DFAs) has emerged as an element of modern finance. These assets, existing purely in the digital realm, are changing how we think about wealth, investments, and asset management.  From cryptocurrencies to digital bonds, the landscape is vast and continues to evolve. This short guide will explore what digital financial assets are, how they differ from general digital assets, their types, their importance, and the key players in the DFA market.   What are Digital Financial Assets? Digital financia ..read more

Misconceptions About Estate Planning Estate planning often evokes thoughts of the wealthy securing their vast holdings for future generations. However, in today’s increasingly digital world, this process is essential for everyone, no matter their wealth or marital status. Digital assets—from social media accounts to cryptocurrency—complicate traditional estate planning, necessitating innovative solutions for securing one’s digital legacy.  Let’s debunk some common misconceptions about estate planning and highlight why everyone needs to take action.   1. I Am Too Young for Estate Plan ..read more

Personal asset portfolios are crucial for anyone looking to secure their financial future. Whether you’re planning for retirement, saving for a large purchase, or simply aiming to grow your wealth, understanding how to effectively manage your assets is key. This article will guide you through the essentials of creating and maintaining a robust personal asset portfolio.   What is a Personal Asset Portfolio? A personal asset portfolio is a collection of investments and assets that an individual owns and manages to achieve financial goals. These assets can range from stocks, bonds, and mutua ..read more

In a world that has transformed dramatically over the last half-century, the ways in which we view and manage our personal assets have changed too. The days when owning a piece of land or a few shares of a company were the pinnacle of personal financial achievement are long gone.  Today’s landscape is a bit more diverse, complex, and digital. From the surge of stocks and traditional financial instruments to the skyrocketing rise of cryptocurrencies like Bitcoin, represented by the smallest unit “Satoshi,” the realm of personal finance has expanded beyond what many could have imagined. Div ..read more

The Shift in Asset Management Over Half a Century The last half-century has witnessed a deep transformation in personal asset management. The days of ledger books and stock certificates have given way to sophisticated digital platforms and a diverse array of investment options. This evolution reflects not just technological advancements but also significant shifts in economic landscapes and investor behavior.   Decade-by-Decade Breakdown: Major Changes from 1970s to 2020s 1970s: The Beginning of Modern Finance The 1970s marked the advent of modern finance theories, such as the Efficient M ..read more

In the journey of life, the legacy we leave behind serves as a reflection of our values, achievements, and care for our loved ones. Financial legacy, encompassing everything from assets and investments to digital footprints, forms a crucial part of this enduring heritage. Ensuring its protection and proper transfer to the next generation is paramount but often overlooked. Here’s where DGLegacy®, a digital legacy planning and inheritance service, steps in, offering a seamless solution to safeguard your financial legacy for when you’re no longer around. DGLegacy’s Role in Endurance of Your Finan ..read more

What is KYC Policy? Know Your Customer (KYC) is a standard in the finance industry that ensures investment advisors, banks, and other financial institutions verify the identity, suitability, and risks involved with maintaining a business relationship with their clients. The KYC process involves collecting and verifying personal identification data, understanding the nature of the client’s activities (to ensure that the funds and assets they manage are not being used for money laundering, terrorism, or other illegal activities), and assessing their risk tolerance, financial position, and financ ..read more

Let’s get the obvious out of the way: Cryptocurrencies – such as Bitcoin, Ethereum, Litecoin, Dogecoin, etc. – have gained extreme popularity, especially in the past few years. There are multiple reasons ..read more

Digital wallets: to store and organize your digital assets. People these days have an ever-increasing number of digital assets – company stocks, investment portfolios, accounts on online trading platforms, company shares, stock ..read more

Password managers have become very popular among people who want to have a single view of the passwords for their various online accounts and digital assets.  The ability to view and use ..read more