Business Bajaj Housing Finance , promoted by Bajaj Finance ,engaged in mortgage lending since 2018, is a Housing finance NBFC means Non-deposit taking housing finance company incorporated in 2015 with key focus on prime housing loans. It offers financing for purchasing and renovating residential and commercial properties. Products include Home loans, Loan against property, Lease rental discounting and developer financing. Bajaj finance ltd and Bajaj Finserv ltd are promoters of this company which are also in the Retail financing and Insurance business respectively. Bajaj Housing Finance is the ..read more

Dear Investor friends, this is my first post on the forum. I would really appreciate a critique of my portfolio. I currently hold 109 stocks in my portfolio and I am looking to reduce it to a maximum of 20. I want to take my investing journey seriously looking forward to your support and hopefully I would like to share my experiences in the future to enrich discussions on the superb platform. 4 posts - 3 participants Read full topic ..read more

Intro Est. in 1993 in Ahmedabad, specializes in designing, manufacturing, and commissioning process equipment for capital goods industry including pressure vessels, heat exchangers, auxilary skids and modular packages. Sectors: Oil and gas, petroleum, chemicals, fertilizers, power & steel. Certifications: SMERA, ASME “U” & “U2” Management Alkesh Rameshchandra Patel, Chairman & MD: 30+ yrs of experience, working since incorporation. Mechanical Engineer by profession. Father was earlier the Chairman until death in 2020 but had 40+ yrs of experience, had worked in Ingersoll Rand f ..read more

NTPC Ltd -15.35% - (68.94%) Profit Samvardhana Motherson International Ltd -14.70% - (130.31%) Profit Jio Financial Services Ltd-13.66% - (3.54%) Profit IDFC First Bank Ltd-11.16% - (11.61%) Loss Ujjivan Small Finance Bank Ltd-10.31% - (8.72%) Loss Indian Renewable Energy Development Agency Ltd- 8.28% - (41.05%) Profit BCL Industries Ltd-7.90% - (5.89%) Loss Indian Oil Corporation Ltd- 6.02% - (90.19%) Profit NHPC Ltd- 5.65% - (118.42%) Profit Shree Digvijay Cement Co Ltd -4.89% - (0.95%) Loss Gateway Distriparks Ltd -2.09% - (8.30%) Profit Hello Value Pickr’s This is the updated portfolio on ..read more

Hello folks, I am utterly new to investing so please bear with me if my doubts sound too naive. I heard about Bajaj Housing Finance IPO yesterday and was just looking at its financials on Screener. It seems to have a significant amount of debt of around 73000 Crores but it seems to be generating profits steadily. Would this be a good place to invest ? What would you recommend ? 1 post - 1 participant Read full topic ..read more

Listened one percent show by Vishal Khandewal hosting Kenneth Andrade. One point strike me when he said valuation and earnings are 2 factors driving the investment return. If entered on very high valuation, you may be riding on only one leg of future earnings and what if earning goes down or industry face headwinds… 1 post - 1 participant Read full topic ..read more

I read that one of the important aspects of a company is its top level management. But it’s very difficult to analyse the management as it is not a quantitative analysis but a qualitative one.Still, there may be some metrics which will give an idea about the management. What would be those? I have watched some videos on YT and the main thing almost all videos are saying is about salary of top management and how aggressive the management is.Its easy to get details of the salary from the balance sheet.But, how to analyse the aggressiveness of the management? I know its a vague topic and there is ..read more

Understanding Thermal Power Producers Power generation companies can be broadly classified as thermal, nuclear, hydro and renewable. Thermal Power Plants are further classified as either coal based or gas based, depending on the fuel used for power generation. The thermal power generation in India contributes almost 85 percent of the total energy supply in India. In the recent years, capacity utilization of coal based thermal plant has witnessed sizeable improvement owing to sharp increase in peak power demand and less than envisaged renewable generation. The Power sector is governed by Centr ..read more

Hi Everyone, I’m relatively new to investing, having started during college with a few thousand dollars. Now that I have a larger amount to invest, I currently have only around 20% of my funds in the market and 80% cash in bank account. While I considered going all in with a lump sum, I decided against it due to the current market conditions. I also tend to have a shorter investment horizon, typically holding stocks for 1 to 5 years rather than the long-term 6-10 years approach. Over the last two years, I haven’t sold much, and most of my current portfolio has been built within the last 6-7 mo ..read more

Fundamentals Ratio ■ Profitability Ratio ●ROE: It measures the ability of a firm to generate profits from its Shareholder’s investments in the company. Net Income ROE= ---------------------- ×100 Shareholder's Equity Shareholders’ Equity = Share Capital + Retained Earnings – Treasury Stock ●ROCE: It measures how efficiently a company is using its capital employed [Debt & Equity]. EBIT ROCE: --------------------------- ×100 Capital Employed Capital Employed = Total assets - Current Liabilitie ..read more