Have you ever thought about how much your financial outcomes are affected by your individual money mindset? While we might think of it as all about the numbers, our money lives are often shaped by things like our thoughts, beliefs and emotions – sometimes even patterns we aren’t really aware of.  These beliefs might come out of things we’ve grown up with, attitudes of family members, experiences of friends, or just unique quirks of personality. But identifying these forces and working out what’s helping you, and what might be a hindrance, can be really important as part of improving your ..read more

Gather ’round, fellow summer enthusiasts! We’re about to spill the beans on the top 10 tips for crafting a classic Kiwi Summer – the kind that’s loaded with sunshine, adventure, and a touch of that unmistakable Kiwi charm. So, whether you’re a seasoned (safe) sun-soaker or a summer newbie, buckle up for the ride as we unwrap the secrets to an epic Kiwi Summer. 1. Beach Day Essentials Kicking off our list is a no-brainer: beach days! But before you grab your togs and sunscreen, check out Safeswim.org.nz. It’s like your beachside buddy, giving you the lowdown on weather, lifeguard patrol hours ..read more

Struggling to find that sweet spot between keeping your work, life, and finances singing in harmony? Worry not, because we’ve got some useful tips coming your way. Let’s embark on the journey to zen-like balance – where work doesn’t overpower life, and your finances are happily doing the tango with your goals. 1. The Art of Setting Boundaries Ever feel like work is infiltrating every aspect of your life? Time to draw some lines in the sand. Set clear work hours, make personal time sacred by disconnecting from work gadgets, and don’t forget to broadcast your boundaries to your colleagues and l ..read more

Many of us dream of saving more money but find it challenging to turn those dreams into reality. Whether you’re saving up for a holiday, a special purchase, or an emergency fund, life often throws obstacles in our way. The key to financial success is setting realistic goals that align with your lifestyle and budget. While we’re not here to dish out financial advice, your financial well-being is important to us. So here are some high-level tips to help you get started on your savings journey. 1. Take Stock of Your Finances: To begin your money-saving journey, the first step is to assess your c ..read more

Go in the draw to win the Ultimate Summer Prize Pack! Take out a vehicle loan (car, motorbike, caravan, boat) with Motor Vehicle Finance before 5pm 20 December 2023, and you’ll go in the draw to win this great prize, guaranteed to put the sizzle in our winner’s summer season!†  Here’s what comes with the prize pack! So, what’s in this amazing prize?† We’ve got… $1,000 worth of fuel vouchers to keep your road trips going. $1,000 in Bunnings or Mitre 10 vouchers to help you spruce up your outdoor space. $1,000 Torpedo7 vouchers for all your adventure gear needs. $1,000 Countdown vo ..read more

Hey there, car owners! We all dream of that day when we’re finally free from car loan repayments. Well, guess what? There are ways you can help make that dream a reality sooner than you think! In this article, we’ll explore some practical tips to help you pay off your car loan faster. So buckle up and get ready to hit the fast lane to debt freedom! Before you hit the road with your car loan, double-check if your lender allows early repayments without penalties. Some loans may have additional fees for paying off all or part of your loan early. So, provided there’s no penalties for extra/ early ..read more

So, you’re in the market for a car loan? At Motor Vehicle Finance we’ve got you covered. We’re here to help Kiwis like you find the ideal vehicle finance solutions. But with so many options out there, how do you find the perfect fit? Grab a pen and paper because we’re about to break it down for you. Interest Rates: The interest rate is an important part to factor in when taking out a car loan (or any loan for that matter).  It affects your monthly repayments and the overall interest you’ll pay over the loan term. Keep in mind that, while rates can vary between providers, usually there is ..read more

Purchasing a car is an exciting milestone, but for some people, it often requires securing a car loan. However, obtaining a car loan is not always as straightforward as it may seem. Lenders consider various factors before approving a loan application, and understanding these factors can help improve your chances of obtaining favourable loan terms. In this article, we’ll explore some of the key factors that can affect getting a car loan in Aotearoa.  1. Credit History: One of the most significant factors lenders consider when assessing your car loan application is your credit history. You ..read more

Purchasing a used car can be an excellent way to save money while still obtaining a reliable and efficient vehicle. However, it’s crucial to approach the process with caution and consider several factors to ensure you make an informed decision. In this article, we’ll explore what you should look for when buying a used car, providing helpful tips and guidance along the way. 1. Determine Your Budget: Before starting your search, establish a budget that aligns with your financial capabilities. Consider not only the purchase price but also the ongoing costs such as insurance, maintenance, and fue ..read more

Buying a car privately in New Zealand can be an exciting and cost-effective way to find your dream vehicle. However, it’s important to approach the process with careful consideration to ensure a smooth and satisfactory transaction. In this article, we will explore seven key things to think about when buying a car privately in New Zealand, helping you navigate the process successfully and make an informed decision. Vehicle History Check: Before committing to a private car purchase, obtain the vehicle identification number (VIN) from the seller and conduct a thorough vehicle history check. Serv ..read more