50PlusOnFIRE
510 FOLLOWERS
We are Todd and Wendy Christensen (aka 50+ and 50-), an average couple on an extraordinary journey from mediocre finances to Financial Independence to Income to Retire Early. As a couple, we don't want to retire on Social Security and a limited IRA.
50PlusOnFIRE
2y ago
Starting the 4-year Road to FI in Pennsylvania Two months after moving 50- and our two boys at home from Idaho to Pennsylvania to increase our opportunities to become financially independent, life near Scranton is starting to settle into a routine. My early morning writing routine, however, doesn’t seem to want to cooperate. I just… Read More »Our FIRE Journey-October 2021
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50PlusOnFIRE
2y ago
My Apologies for the delay in posts. As mentioned earlier, 50- and I decided to move our family across the country, from Idaho to northeast Pennsylvania to take advantage of the hot housing market where we were living and the affordable housing market where we are now. On August 11, two days before closing on… Read More »Coming Back
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50PlusOnFIRE
2y ago
Scranton or Bust… without Going Broke One flat and two bald tires, four interstate freeways, one visit to the Elkhart ER, four hotel nights, one truck, one SUV, two dogs, nearly 5,000 miles, 400 gallons of gas, and two teenagers. If you think moving a family of four 2,500 miles east is easy, think again.… Read More »Our Literal Journey toward Financial Independence
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50PlusOnFIRE
2y ago
From Niagara to Rochester to Scranton – It’s Been a Busy Month New This Month The first of July found 50-, our two youngest boys, and me in the Rochester, New York area looking for a possible place to move to. We found a nice neighborhood that would have worked, but the homes were either… Read More »Our FIRE Journey-July 2021
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50PlusOnFIRE
2y ago
7 Steps to Convert Your Home Equity into Financial Independence Now could be the perfect time to use your home equity to achieve financial independence and retire early (FIRE). If you own a home in a skyrocketing housing market, you’ve likely considered selling your home to take advantage of all the unearned equity you see… Read More »Using Your House to Retire Early in Your 50s
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50PlusOnFIRE
2y ago
Big News! We’re Moving! The past month and a half have taken us on quite a ride. After a couple of months of speculating what we would do if we sold our home to take advantage of the $1,000/day rising value/equity, we’ve decided to sell our home and move. Moving Away Obviously, you need a… Read More »Our FIRE Journey-June 2021
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50PlusOnFIRE
2y ago
55 Motivational Quotes that Clarify Real Financial Independence You can’t possibly retire early (or ever) without some form and amount of passive income. For most Americans, their passive income in retirement takes the form of Social Security benefits while some receive passive from returns on 401K and IRA investments, rents from investment properties, or income… Read More »Passive Income Quotes to Inspire Early Retirement
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50PlusOnFIRE
2y ago
The Best Retirement Strategy for 50-year Olds If you still want to retire early and don’t have at least $1M in your retirement account by age 50, you have to change your thinking about what it means to retire while also taking a different path to retirement. What is the best way to retire early… Read More »To RETIRE Early, Change Your Expectations
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50PlusOnFIRE
2y ago
The 6 Must-Listen-to Podcasts in a Post-COVID World As we head into the (hopefully) final phases of the COVID-19 pandemic, many of us want to pursue a new passion and certainly take better control of our future. Financially, 50PlusOnFIRE is all about creating income streams that stretch far into the future. Creating financial independence involves… Read More »Favorite Financial Independence Podcasts 2021
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50PlusOnFIRE
2y ago
Starting the 4-year Road to FI in Pennsylvania Two months after moving 50- and our two boys at home from Idaho to Pennsylvania to increase our opportunities to become financially independent, life near Scranton is starting to settle into a routine. My early morning writing routine, however, doesn’t seem to want to cooperate. I just… Read More »Our FIRE Journey-October 2021 ..read more