Welcome to WordPress. This is your first post. Edit or delete it, then start writing! The post Hello world! appeared first on Peaceful Investors ..read more

MEANING The meaning of life is hidden in EverythING When we share,we are teach…ING When we listen, we are learn…ING We silently give our shoulder, when someone is griev…ING We don’t judge, when we are accept…ING We are grateful, when we are appreciate…ING We rejoice, when celebrat..ING We live more, if we are laugh…ING Life is …..LivING…. In…. Full…. Enthusiasm!!! We can’t go too far looking back, look forward tackle the hurdles and reach the goal.- From the lens of Rashmi Rao The post LIFE appeared first on PEACEFUL INVESTORS ..read more

     Things are looking gloomy out there.  Not just stock market this time the fear is bigger –it is fear for life.  That is a concern.  Lost money can come back but lost time and life cannot.  Each one of us should take responsibility.  This is when Vasudhaiva Kutumbakam “The world is one family” comes alive.  While battling for life and living how does any other difference matter?  I truly wish people get back to health, rest can be definitely handled.  Its worth introspecting how a tiny invisible virus called corona has put the mo ..read more

     It took years of reading, learning, experimenting and believing to understand there is NO holy grail for investing.  Infact, it is a very simple method which takes lot of hard work to find winning stocks.  The hardest part is executing what we believe in and patiently waiting for compounding to work its magic.  All of us know the power of compounding and have heard of it enough already.  It takes a stable and calm mind to make meaningful decisions in investing.  Therefore, it makes enough sense to learn how to invest our hard earned money.  ..read more

What are ETFs? ETFs are funds that invest in an index or commodity or group of stocks or bonds similar to mutual funds.  However, unlike mutual funds these are listed on the exchange and are not managed by fund managers. Let us see an example. In case you think economy is doing well, you would like to invest in Nifty index.  You can choose a few good stocks and invest.  However, it is not ideal to buy all the 50 stocks listed under “Nifty”.  To earn the return on nifty without investing in each stock included in the index you can invest in an ETF which replicates the return ..read more

It is an interesting question to ask, why do we need money?  Irony is, when there is uncertainty about future even a satisfied person gets shaken.  The most inappropriate place to check our networth is in a hospital waiting room.  However, the most important saving in one’s life is the MEMORY!  Still, the word money touches the right chord somehow.  Is it time or money that is important?  I leave it to you….. In the current situation when most valued employees are asked to leave the job, when your favorite restaurant has run out of business in few months and meet ..read more

Husband: How I wish there are no bills to pay and we never have to work for money anymore…..How much do we need anyway? Wife: Well, nice thought. All we need to calculate is present value of future cash flows along with perfect inflation number, interest rate, life expectancy and calculation of whole lot of other challenges which we have no control on.  Assuming we can keep working until all the goals are ticked for life.  If time permits we can live a bit. Husband: Why do you sound so complex? Wife: Really speaking, bills are always going to be there.  Working for money should ..read more

WORK FROM HOME – Oh YES ! LET NATURE TAKE THE LEAD…. When everyone is talking about work from home and we are actually doing it well; thought of penning down my experience too! Had someone told me I would have to work from home for a month I would be worried.  Now that I have experienced it, I have started appreciating it.  There has been a lot of learning in the process. My heart goes out to all those who have lost their dear ones, or unable to do much at this point in time.  But, this too shall pass.  There is a lot we can do by just being disciplined and keeping the spir ..read more

INVESTMENT AVENUES      What types of investments one should have?      When it comes to investments, the first question to ask is “what is your age?”  The answer is pretty straight.  The next quest would be “What is your risk appetite?”  Now that’s when people start thinking.  It isn’t easy.  The two powerful R’s in investments are Risk and Return.  In simple words what is risk?  Risk is the money you are ready to part now, in expectation of future benefits.  However, there is a probability that the portion of mon ..read more

When we talk about investing in STOCK MARKET there are multiple reactions.  Frankly, whatever the reaction is – one cannot ignore EQUITIES for the simple reason that no other avenue offsets inflation effect, on our net worth, like equity does.  Just to simplify this point equities are the best hedge against inflation.  Let’s assume we bought an article at Rs. 100 in the year 1980.  The same article costs Rs. 1,830 in 2019.  Due to inflation we are paying much higher for the same article.  The value of what we buy may not have changed but the same thing costs much ..read more