Despite its ups and downs, cryptocurrency is still a leading financial trend. Many have praised its ability to be a long-term store of value and an alternative payment method. The most popular cryptocurrencies are Bitcoin and Eretheum since they’re the most liquid, ensuring price stability and less volatility. Unfortunately, one of the emerging cons of cryptocurrency is its scarcity. It requires firepower to mine these, resulting in instances where supply is short of demand. Even the most popular crypto—Bitcoin—experiences wild fluctuations, which is troublesome for crypto traders. Luckily, y ..read more

There is no denying that life can be difficult. It can be challenging to balance jobs, relationships, and personal well-being simultaneously. However, one factor that commonly has an impact on our mental health but is typically disregarded is our financial well-being. Money issues may be a major source of stress and worry. Dealing with growing bills, fighting to make ends meet, or worrying about the future may all have a negative impact on our mental health. Financial stress may cause restless nights, feelings of helplessness, and even strain our relationships. This year, during Mental Health ..read more

Indians have a long-standing love affair with Public Provident Fund (PPF). This savings scheme launched by the Government of India in 1968 encouraged long-term savings among the masses. Over the years, PPF gained immense popularity among Indian investors due to its attractive interest rates, tax benefits, and the guarantee of a risk-free return. PPF is sovereign backed making PPF investments entirely secure. Moreover, the interest rate offered on PPF is fixed and reviewed every quarter thus removing any risk of market fluctuations. This has made PPF an ideal investment option for risk-averse i ..read more

Imagine being able to trade options from the palm of your hand, with real-time updates and access to a wealth of information and analysis. Sounds too good to be true, right? Well, thanks to option trading apps, it’s now a reality.  These apps have revolutionized the trading game, making it more accessible and easier to understand for everyone.  In this article, we’ll explore the benefits of using the best app for options trading and why it’s the perfect tool to take your trading game to the next level.  So buckle up, grab your phone, and dive into the exciting world of options t ..read more

Last week the Reserve Bank of India pressed the “pause” button on interest rate hikes. After six consecutive hikes in the past year, this was a surprise and could be a turning point, triggering a status quo and eventual possible rate cuts in the future. How does it impact investors like you and me and why is it a good time to look at bonds now? Let’s delve into this deeper. But, before that a little explainer of what is a repo rate and how changes in these rates affect us.  What is the repo rate? It is the rate of interest at which commercial banks borrow money from the RBI. A higher repo ..read more

Is oil heading for a century, AGAIN? What do plastics, clothing, fertilizers, perfumes, paints, tyres, medicines, etc. have in common? They are all made using crude oil or products derived from oil. Because of its wide-ranging use, oil is one of the most important global commodities and critical to economic well-being. So when the oil price rises or falls, the world notices.  Price of oil like any other commodity is impacted by its demand and supply. Following a major announcement last weekend, oil prices are set to rise and may even cross the $100 mark.  OPEC surprised global market ..read more

Markets this week This financial year was quite somber for the most part but ended on a spectacular note, logging the biggest one day rise in over 4 months. The fact that this last year was challenging would be, to say the least. Global markets continued to dictate the movement of local indices. RBI’s policy meet to take centre stage next week.  While US banking stocks remained subdued after government announced stringent norms for regulation of mid-sized banks, Nasdaq (tech heavy) has officially entered the bull market after rising more than 20% in last 6 months.  But US dollar is ..read more

10-15 years ago, getting a loan sanctioned was a tedious process. Borrowers had to approach banks for loans, carry out time consuming paperwork and convince them of their credit worthiness. It usually took weeks or even months before loans were sanctioned and processed. Consumption loans or loans to the millennials, Gen Z or “New to credit” category was virtually unheard of. Consumer finance revolution Then came the NBFCs like Bajaj Finance, Tata capital which transformed this consumer leding market. With an army of trained sales employees and credit officers, the lending process reduced drast ..read more

Impact of Interest Rates on Investments in India: What You Need to Know With rising and falling rates making headlines every other day, it’s crucial for investors to understand how these changes can impact their investments. Interest rates are closely monitored by both companies and individuals looking to invest their money wisely. But with the tons of data present on this subject, it can be difficult to know what really counts when making financial decisions. This article illustrates the numerous ways that changes in interest rates impact various investment types in India. Understanding these ..read more

Markets this week Indian equities remained volatile as central banks of the US, the UK continued to raise rates, signaling to investors that inflation remains top priority. The US banking turmoil and interest rate hikes have aggravated the possibility of a global recession. Gold price typically does well in times of stress and uncertainty. The metal has had a remarkable run last year but the party still continues.  Its just not Gold. Bitcoin too is having the time of its life, up 20% in last 1 month. The cascade of bank’ crisis has actually caused Bitcoin to have a moment of glory. They ..read more