” The one who knows how to save will be rich soon ” – stockinfopoint The Indians don’t hold much credit cards as compared to other economies due to various reasons . However, holding a Credit card provides various advantages . The credit cards are criticized all over the world however if spent wisely it provides decent returns to the card holder. In search of great return people tend to apply for the credit card they don’t need . Hence, it is important to analysis your present or future spending expenses before applying for a credit card. However, credit card without joining and annual fees m ..read more

Amazon is one of the largest e-commence company in the world . It is one stop solution for purchases for most of the Indians and offers great deals and prices to it’s customers. For Providing better rewards to it’s customers both to Prime & Non-Prime members , ICICI Bank launched a co-branded card of amazon. USP No Annual/Joining Fees Earn 5% back on Amazon.in for Amazon Prime customers* Earn 3% back on Amazon.in for non-prime customers* Earn 2% back on 100+ Amazon Pay partner merchants using this card on Amazon Pay as payment method* Earn 1% back on all other payments* *Earnings will b ..read more

American Express is of the largest Financial corporation in the world. In 2019 it was named as the 23rd Most Valuable brand in the world. American Express is one of the largest card issuer in the united states and is trying to make a mark in India. American Express Credit Cards are one of the best credit cards in India if used properly . They are also very rewarding along with one of the best Customer Support in India . However, there is strong competition from Indian Banks issued credit cards . Let’s see whether American Express credit cards are worth it . The Best thing First The best th ..read more

Nature of Investor & Nature of Portfolio of an investors are two different things altogether. An Investor is either :- Conservative Moderate Aggressive Conservative Investor is one who don’t want to take the risk of losing it’s principal investment. Moderate Investor is one who takes minimal risk and expects stable growth in investment. Aggressive Investor is one who who takes high risk and expects high growth in investment. You can be any investor (based on nature) however your nature of portfolio will not be highly dependent on your nature . You can be called aggressive if you invest h ..read more

Yes , interest rate have been falling and they’ll continue to fall not because of any economic impact rather it inevitable just like in developed economics. It is also interesting to note that Indian Investor are not so much exposed to markets. They are confined to Banks or safer but low return products like Bank Interest , FD etc. In India most of trading happens in AAA rated securities as compared to other economics where even a notch below debts securities are frequently traded. However with falling interest rates at bank , return on AAA rated securities will also fall and eventually less ..read more

Aarti Drugs limited have given return of 556% in a year which is very difficult for a stock to give even it’s lifetime . If the stock was bought on 23rd March at it’s 52-week low of 421 then return would have been around 640%. Since, the stock have run up in very short period of time it would be interesting to know what actually fueled the rally and is there any steam left ? The Company Aarti Drugs Limited (ADL) was founded in 1984 . The Company is engaged in the manufacturing of Active Pharmaceutical Ingredients (APIs), Pharma Intermediates and Specialty Chemicals with its wholly-owned s ..read more

The demand for credit card have been soaring and people are also buying more & more products on EMI . However , those who have taken credit card have at some point of time advised others not to actually have a credit card . Today, we’ll look into how a person who wants to have credit card went to the situation where he don’t want to have credit cards and finally reach to the conclusion whether to actually have a credit card or not ? The Temptation The credit card game not very easy to master. It’s quite complicated due to the unclear T&C’s or the devil in the details things. The Cre ..read more

The demand for credit card have been soaring and people are also buying more & more products on EMI . However , those who have taken credit card have at some point of time advised others not to actually have a credit card . Today, we’ll look into how a person who wants to have credit card went to the situation where he don’t want to have credit cards and finally reach to the conclusion whether to actually have a credit card or not ? The Temptation The credit card game not very easy to master. It’s quite complicated due to the unclear T&C’s or the devil in the details things. The Cre ..read more

Importance of Investment in International market is making lot of noise due to great run of international mutual funds. According to annual survey of RBI the assets of international mutual fund have increased from Rs. 4259 crore to Rs. 5081 crore. The increase in Assets is mere Rs. 800 crore over four years however it is to be noted that it actually got declined in Mar’2018 to Rs. 3999 crore from there it has increased Rs. 1082 crore in a year . The assets of Mutual Funds should further increase in financial year 2019-20 on the basis of solid inflow rather than the actual return. Since dir ..read more

India is the fifth largest economy in the world. The country have been able to achieve growth rate of 6-7% along with china and even surpassing the big neighbor from 2014 to 2018. India has been a consumption driven economy which contributes around 60% to GDP however the government is now moving towards making India a manufacturing hub with the target of achieving GDP of $5 Trillion by 2025. Along with Manufacturing there is also focus on Infrastructure (Significant expenditure in next 5 years) & Agriculture (doubling of farmers income by 2022.) However to achieve all these India also nee ..read more