‌‌‌‌‌‌‌‌‌‌‌‌‌?‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌?‌‌‌‌‌‌‌‌‌‌‌‌‌  Anyone AGE 50 and older in School ..read more

I don't think you are dense but you do seem to want to get into the weeds of Government and the interpretation of their language, programs and policies. I do wish it was as easy as you seem to think - Things change in SS depending on when laws or rules change so you may have different rules for different time periods or different situations.     So according to the POMS [Program Operations Manual System] of the Social Security System , it would depend on whether or not you are a (1) Divorced Spouse or a (2) Independently ---- entitled divorced spouse The language: NH = Number Ho ..read more

??  States Offer FREE or Low-Cost Classes for OLDER Adults (AARP Article)   *** USE LINK AT BOTTOM OF THIS POST TO READ THIS ARTICLE *** [1] Then enter Email Address you used to sign in to use This Site.   [2] Then enter the password you use.   [3] Lastly, there are 3 LETTERS that will "pop up" as their SECURITY CHECK. Enter those.   [4] Then click log in.   https://www.aarp.org/work/careers/free-college-classes ..read more

  I guess I am just dense. Sorry, but I do not understand your response at all. I wanted to collect using my Ex's record since 50% of his would be more than 100% of mine, even if I waited until I was 90! All I really wanted to know is since he is already collecting and I have reached FRA, do I have to be divorced for two years before i can apply under his benefits? I have read everything on the SS page - it is not clear at all ..read more

@PatriciaC61149    It seems very clear to me in the write ups -   What this is trying to prevent is loop-holes - Ever hear of a primary account holder refusing to file for their Social Security Retirement benefits because they don’t want their X to have access to it - that why the SS rules differ between regular Spousal benefits and Divorced Spousal Benefits in regards to this part of the rule:   . . . . IF you have not applied for retirement benefits, but can qualify for them . . . .  Then on the other hand is another loop-hole which they are trying to fill, that ..read more

This is as clear as mud!   According to AARP (https://www.aarp.org/retirement/social-security/info-2016/divorced-social-security-benefits.html), it states that the two year rule ONLY applies if the ex-spouse has not started collecting SS yet.   Exact quote from above link:   "Unlike a current spouse, a divorced person can get benefits if their ex is eligible for retirement benefits but has not yet claimed them. However, if your ex hasn’t claimed, there’s a twist to the eligibility rules: In addition to the age and marital criteria noted above, you must have been divorced for at ..read more

‌‌‌‌‌‌‌‌‌‌‌‌?‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌?‌‌‌‌‌‌‌‌‌‌‌‌  Anyone AGE 50 and older in School ..read more

??  States Offer FREE or Low-Cost Classes for OLDER Adults (AARP Article)   *** USE LINK AT BOTTOM OF THIS POST TO READ THIS ARTICLE *** [1] Then enter Email Address you used to sign in to use This Site.   [2] Then enter the password you use.   [3] Lastly, there are 3 LETTERS that will "pop up" as their SECURITY CHECK. Enter those.   [4] Then click log in.   https://www.aarp.org/work/careers/free-college-classes ..read more

Personally, I wouldn’t take anybody’s word for something so important to your finances - I would always verify at the source and have the source noted for any reference.  The SSA (Social Security Administration) has a LOT of new people working there, they are really behind and so it is probably a stressful environment.   Straight from the “horse’s mouth” - the link SSA.gov - Benefit Planner / Retirement / Benefits for Your Family   Look under the Heading of:  BENEFITS FOR YOUR DIVORCED SPOUSE    I am only copy/pasting the part that answers your question here + a l ..read more

‌‌‌‌‌‌‌‌‌‌‌?‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌‌?‌‌‌‌‌‌‌‌‌‌‌  Anyone AGE 50 and older in School ..read more