Car insurance—it’s one of those necessary expenses that can sometimes feel like a mysterious black hole in your budget. As you sift through policy options and coverage details, you might find yourself wondering, “Is $100 for car insurance a lot?” Let’s embark on a journey to demystify the world of auto insurance and explore whether that Benjamin is a reasonable investment or a budgetary roadblock. First things first, understanding the basics of car insurance is crucial. Policies typically encompass various types of coverage, such as liability, comprehensive, collision, and more. The cost of yo ..read more

When it comes to purchasing insurance, it’s natural to want the lowest monthly payment possible. After all, who wouldn’t want to save money? However, the adage “you get what you pay for” is very true when it comes to insurance. Opting for cheap insurance might seem like a smart financial move, but it often comes with hidden costs and potential pitfalls that can leave you in a bad position when you need coverage the most. In this article, we delve into the reasons why cheap insurance isn’t always the best option and why investing in quality coverage is essential for your peace of mind. Not Enou ..read more

Homeowners insurance is a crucial protection for your most valuable asset: your home. It provides financial security against unexpected events that could lead to costly repairs or replacements. Let’s explore the different types of coverage available to ensure you make an informed decision. Dwelling Coverage: Dwelling coverage safeguards your home’s structure from covered perils. Personal Property Coverage: Protect your belongings, like furniture and electronics, with personal property coverage. Liability Coverage: Liability coverage shields you from legal expenses due to accidents on your pro ..read more

When it comes to choosing the right insurance coverage, it’s crucial to explore the options offered by leading companies. In this blog post, we will compare Geico, Progressive, Allstate, State Farm, Liberty Mutual, eSurance, and Nationwide, focusing on their car insurance, home insurance, and bundling options. Armed with this knowledge, consumers can make informed decisions to secure the best insurance coverage. Car Insurance: Geico: Geico offers a wide range of car insurance coverage options at competitive rates. With their user-friendly website and mobile app, customers can easily manage th ..read more

Buying a new car? One key step that should not be skipped is purchasing insurance. Insurance protects you and your vehicle in the event of an accident or theft, but it is also legally required in most states. Here are some tips on how to buy insurance when getting a new car: Research Insurance Companies Before you even visit a dealership to buy a car, research different insurance providers and the policies they offer. Compare prices, coverage options, and customer reviews to find the right insurance policy for your needs and budget. Many insurance providers offer online quotes, which make the ..read more

Getting the best car insurance rates is essential for every driver, as it can help save a considerable amount of money in the long run. However, finding the best car insurance rates can be a daunting task, as there are many factors to consider. In this article, we will discuss some tips that can help you get the best car insurance rates. Shop Around The first step in getting the best car insurance rates is to shop around. Don’t settle for the first insurance company you come across. Look for at least three different quotes from different insurance companies. This way, you can compare the rat ..read more

We’ve all driven down the road and seen a sign for a local Statefarm or Allstate office. They are all over the place. This raises a question, does having a physical location change the service you receive or the cost of your insurance? While the answer to that is complicated, one way to decipher and answer is to look at the success of Ally. Ally is newer to the game of insurance than its direct competitors, but is virtual based model has enabled it to deliver more cost effective insurance options. That does not mean cheaper insurance, but instead, better coverage for your monthly payment. So w ..read more

COVID-19 has drastically changed how consumers operate on a daily basis. With limited access to friends and families, restrictions from the quarantine may shape our future forever. Here are the top 3 ways COVID-19 will change the insurance industry forever. Working From Home Is The New Norm: While we will undoubtedly return to offices, how many people and the frequency of visits to the office will change. Many companies are rolling out schedules for their employees of when they can be in the office to limit exposure to COVID-19. We are also seeing many companies like Twitter move to remote wor ..read more

As we approached 100,000 deaths in the US, there is no doubt the Corona virus has deeply affected each of us. When looking at COVID-19 through the lens of the insurance industry, it has been widely affected as well. One the most public areas of adjustments made by the insurance industry was made in the car insurance space. With stay at home orders in place, we are no longer embarking on our daily commutes or jumping the car to drive two states over to visit family. This means we are driving significantly less. Many insurance companies such as Allstate and eSurance have now begun offering disco ..read more

We all have a large stack of bills we have to pay each month. From rent or a mortgage to home and car insurance, there is no shortage of bills! So when there is a chance for your monthly insurance premiums to go down, that can be quite excited. One of the ways you can reduce your monthly premium for car insurance is through time. Yes, time. As part of many companies like Geico, Progressive and The General you will actually see a reduction in your monthly premium when you hit 25. Why would car insurance companies do this? It’s simple. They think you are more responsible once you are over 25. Th ..read more