Money makes the world go around. This is especially true in today’s tough economic landscape. With the continued rising cost of living, increasing interest rates, and stagnant wages, it's more important than ever for Canadians to stay on top of their finances. Luckily, financial technology (FinTech) has come to the rescue. With a range of innovative and user-friendly financial apps available in Canada, money management has never been easier. Whether you're a beginner or more experienced with personal finance, you'll find an app that fits your needs. From budgeting to investing, the following ..read more

Summer in Canada doesn't last long, and before you know it, back-to-school season is upon us. For many Canadians on a budget, shopping for the school year can seem overwhelming. Canadians spend roughly $900 per year on school anticipated purchases. But, with the right strategies and savvy money savings tips, you can make this year's shopping experience stress-free and a little more budget-friendly. Whether you prefer seeking online shopping deals or exploring stores in person, there are plenty of ways to save money while getting ready for the school year ahead. It's about taking some time to ..read more

Access to a vehicle is essential for many Canadians - but it can be expensive. Luckily, there are financing options available to help buyers afford the cost of getting a vehicle. But, things don't always go according to plan. There may be times you’ll need to return your financed car, even if you haven’t yet paid it off in full. The process for returning a financed car can be complex, so you should know what options are available. For example, missing a car payment or returning the car without paying off the loan may result in negative effects on your credit score. It doesn't always have to h ..read more

Canada's population is rising - and so too is the unemployment rate. As more people seek alternate forms of income, they may look to payday loans as a potential solution to help cover essential costs. Payday loans are short-term cash advances that can provide borrowers with instant funding. Although the term 'payday' suggests that you must be employed to be approved, many payday lenders provide payday loans accepting unemployment benefits to those not currently working. If you’re receiving unemployment benefits in Canada, you can be approved for a payday loan. While the requirements may be di ..read more

When searching for a place to call home, one of the biggest decisions Canadians face is whether to rent or buy. The choice isn't easy, as it carries profound implications for your financial future and overall quality of life. The rising cost of living, including rising interest rates, isn't making the decision any simpler. Both renting and buying come with distinct advantages and drawbacks, and understanding these is crucial in making an informed decision. Whether you live alone, with family, or are planning to start a family, there are some considerations to keep in mind. Renting in Canada m ..read more

As summer draws to a close, there's an undeniable urge to make every moment count before things cool off a little and fall comes around. The good news is that there is still plenty of time to take advantage of our seasonably short summer! Need some inspiration? iCASH, a reputable payday loan lender, has some tips for you! Read on for our list of "Top 8 Must-Do Activities Before Summer Ends," a collection of endeavors that will help you savor the last drops of summer! Win a $150 Gift Card to Home Hardware Before we get into that list, we have some great news for you - another iCASH giveaway is ..read more

Being short on cash can be stressful. But, there are ways to bridge the gap when funds are running low, or worse, gone completely. Overdraft protection is a common feature many banks offer their customers when they do not have enough funds for a transaction. Essentially, it allows you to spend more money than what’s available in your account. When considering whether or not to take advantage of overdraft protection, you should weigh the pros and cons. Access to extra funds can be helpful in emergency situations, preventing bounced cheques or declined transactions. However, with high overdraft ..read more

Rent is one of the biggest expenses for Canadians right now. With housing prices skyrocketing, including the price of rent, it’s no wonder that tenants are looking for ways to save money any way they can. Fortunately, you don't need to sacrifice quality accommodation to get a more affordable rental rate - you can negotiate rent with your landlord and potentially save hundreds of dollars throughout your leasing timeframe. If you're looking to rent a new place or stay in an existing lease, you'd be surprised to learn that many landlords may be willing to negotiate your rent to keep you as a ten ..read more

Your credit score plays a crucial role in your financial life, but this is especially true when securing loans and credit. Lenders will use your credit score to assess your creditworthiness (essentially a measure of how likely you are to repay your debts responsibly). Credit scores are like golden tickets that open doors to attractive loan offers, lower interest rates, and more favorable loan terms. However, a poor credit score can result in higher interest rates, fewer loan options, or even rejection of a loan application. Whether you're building credit or repairing it, iCASH will help you e ..read more

Single mothers are often faced with many challenges when it comes to providing for their children. For starters, living in a one-income household means having to stretch the budget to cover all of the essential costs. If there’s an emergency, such as a medical expense, it can be even more challenging. Plus, the high cost of living, including rising rent costs and soaring grocery bills makes it difficult to save. Fortunately, there are a number of emergency funding resources available in Canada designed to assist single parents in need. Staying informed on the latest funding programs is the fi ..read more