October 2020 SSB issue details Issue Code: GX20100N ISIN Code: SGXZ11734811 Key Dates Application period 1 September 2020 - Opens 6pm 25 September 2020 - Closes 9pm Results: 28 September 2020 - After 3pm Issue date: 1 October 2020 Maturity date: 1 October 2030 Invest S$ 1000 for this month's issue, and you will receive S$ 91 (compared to S$ 89 last month) in interest if you hold the bond till maturity in October 2030. That’s an effective return per year of 0.9% (compared to 0.88% last month). As yields decrease, so are the amount of SSB issued (i ..read more

We have finally gotten our hands on building Mickey & Minnie Buildable Characters [Lego 43179]! Happy Boy had previously blogged about the Lego set here ? [https://happyboy-and-curiousgirl.blogspot.com/2020/06/mickey-mouse-minnie-mouse-buildable.html] There are 1739 pieces for this set of lego and in my opinion, it was quite an enjoyable build because of all the vibrant colours used by Lego. I like how Lego always uses bright colour blocks for the "interior" of Lego display. It makes it much easier to identify the blocks to use and the bright colours puts Lego builders in a happier mood ..read more

This post is to help share the latest update in TraceTogether app which has the SafeEntry feature built in. This helps to speed up the time taken to scan the QR code before we enter a shopping mall or shops while we are out during this COVID-19 period.  Most of us used to scan the SafeEntry QR code via a QR reader or mobile phone camera app which would then open a website for us to input our contact details, before we click "check in".  With the use of the TraceTogether app, our details are already saved. View the 10secs video for a sample of how the easy and fast it is to use ..read more

Happy Boy has surprised Curious Girl with a lego set on one of her favourite characters from the Harry Potter series! That is the dear old owl, Hedwig (?: hoot hoot~). Hedwig was Harry's close companion since Year 1 of Hogwarts and her snowy white feathers made her stood out amongst all the other magical pets in Hogwarts. She was also a heroic pet as it saved Harry from a killing curse. Hence, this was a specially enjoyable build for myself because it reminds me of the character from my treasured childhood novel series. [Cover of the Lego set #75979] [Back of the Lego set #75979] More on ..read more

August's 2020 SBB issue details Issue Code: GX20080E Key Dates Application period 1 July 2020 - Opens 6pm 27 July 2020 - Closes 9pm Results: 28 July 2020 - After 3pm Issue date: 3 August  2020 Maturity date: 1 August 2030 Invest S$ 1000 for this month's issue, and you will receive S$ 95 in interest if you hold the bond till maturity in 2030. That’s an effective return per year of 0.93 ..read more

SNACK by NTUC Income is a new app that allows users to start accumulating insurance coverage from premiums ranging from 30c, 50c and 70c. I chanced upon this new app when searching for a new term insurance plan for myself.  This is not the first time they had launch such plan. Back in Aug 2019, NTUC Income had partnered with Grab to launch critical illness coverage, with a similar concept of deducting small amount of premium for a fix coverage of up to S$200,000. https://www.income.com.sg/about-us/corporate-information/press-releases/grab-and-ntuc-income-launch-southeast-asia%E2%80%99s-f ..read more

While looking for a suitable short term fixed deposit option during the current low interest rate environment, we came across this plausible idea for taking advantage of a privatisation offer for Perennial Real Estate (40S). As of 18 June 2020, the Offeror and its Concert Parties already own  83.35% of issued shares (excluding Shares held in treasury) and 79.96% of maximum potential issued share capital of the Company. http://perennialrealestate.listedcompany.com/newsroom/20200618_132016_40S_TW7IXZYFQQYWOVTS.1.pdf Offer details The consideration for each Offer Share is S ..read more

A review of various hoods and hobs brand for our new home. Considerations ranked in order of preference Hob: Expectation: Inner Flame Stainless Steel 3 burners Narrowed down the following 2 models which was relatively easy given the lack of models with inner burner. Inner burner helps to save time and gas, not sure why its not a popular option with the mass market. Given that Rinnai has the expertise in inner burner, this was an easy choice. Comparing the gas consumption per hour, Rinnai model uses less gas per hour. Hopefully with the advertised efficiency of inner flame, our food will co ..read more