Episode 176: Taking the Temperature of the Market for Consumer Credit
Commerce Code Podcast
by Digital Commerce Alliance
1w ago
This week on Commerce Code we speak with Jeff Richardson, Senior Vice President & Head of Marketing at VantageScore, and host of The Score podcast, a source for credit score related news and analysis. VantageScore's mission is to innovate to deliver more predictive, innovative and inclusive credit score models for the US market. Today we are talking about: The most recent VantageScore market adoption study, and what it tells us about the state of credit risk Lenders' attitudes towards 2024, as we come out of a bit of a rough year in 2023 Innovations that are changing the market for consum ..read more
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Episode 175: Fintech Buy vs. Build Decisions
Commerce Code Podcast
by Digital Commerce Alliance
3w ago
This week on Commerce Code we speak with Ingrid Wilson, Head of Partnerships & Client Growth at Olive. Olive builds digital commerce platforms for fintechs - and those platforms offer consumers fundraising, financial wellness, and membership and loyalty solutions. Today we are talking about: The buy vs. build decision fintechs are making as they create customer-facing capabilities Risks that change that buy vs. build decision - and other factors like speed and cost The talent market - and the size of fintech in the global scheme of things ..read more
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Episode 174: Can CLO and Blockchain Transform Cash-Back Rewards?
Commerce Code Podcast
by Digital Commerce Alliance
1M ago
This week on Commerce Code, we speak with Alex Adelman, CEO & Co-Founder of Lolli. Lolli is a cashback and bitcoin rewards platform that lets users earn rewards at over 25,000 leading stores and brands. Lolli is based in New York City and founded in 2018 by Alex. In the interview, we talk about: Lolli’s bank-integrated card-linked offer platform bitcoin-driven loyalty rewards rich transactional data used to create compelling experiences and offers for consumers, and there are a few detours into psychology, history, finance and technology to boot ..read more
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Episode 173: Innovations in Pay With Points
Commerce Code Podcast
by Digital Commerce Alliance
2M ago
This week on Commerce Code, we speak with Kelli Hobbs, VP, Head of US Business Development at Valuedynamx, and Paras Joshi, Strategy & Development Officer at Valuedynamx. Valuedynamx is a leading global provider of purchase rewards, and they are a part of Collinson, which provides a leading global travel ecosystem.   We are talking about: Challenges in the increasingly competitive loyalty space Ways to maintain or enhance engagement among loyalty program members How to increase value to consumers and merchants by making program points redeemable where consumers most want to redeem th ..read more
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Episode 170: Web3, Risk and the Future of Digital Commerce
Commerce Code Podcast
by Digital Commerce Alliance
3M ago
This week on Commerce Code, Dan is coming back from a conference on Web3 at the University of Chicago - he was there to interview Ryne Miller, the former General Counsel of FTX U.S. They had a fascinating conversation and Dan is reflecting on some of his takeaways from the conference overall:   Scandals and whether they have anything to do with Web3 or innovation Risk and innovation - and different kinds of risk Global markets and innovation   Stay tuned as we creep up and look over the precipice of the volcano at the risks and possibilities of Web3 and cryptocurrencies ..read more
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Episode 168: The Resilient Consumer in 2024
Commerce Code Podcast
by Digital Commerce Alliance
5M ago
This week on Commerce Code we speak with Debby Lee, Senior Director of Partnerships at Cartera, A Rakuten Company. As a division of Rakuten, Cartera is the largest source of Shop & Earn offers in the U.S. and Canada. And as we found out in the interview, Rakuten means “optimism” in Japanese. Indeed it’s an optimistic episode this week as we’re talking about the consumer in 2024 and holiday shopping as we round out 2023. We hit: Changes in consumer behavior - “the great trade-down” to more affordable brands Persistent spending among affluent consumers How this impacts loyalty program plann ..read more
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Episode 167: Simplifying Card-Linked Offers at the Register
Commerce Code Podcast
by Digital Commerce Alliance
6M ago
This week on Commerce Code we speak with Jeff Mankoff, Founder & CEO of vPromos. We're talking about current challenges with the CLO ecosystem and business models, as well as process and technology simplification as a potential disruptor in CLO and fintech more broadly ..read more
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Episode 166: Optimizing Paid Media - The Power of Expertise and AI
Commerce Code Podcast
by Digital Commerce Alliance
6M ago
This week on Commerce Code we speak with Jeremy Frick, Amy Mullins and Natali Ryzhikova from BN, an Augeo Company. We're talking AI, humans, paid media and organic media. Brand Networks describes itself as pioneers in AI-driven social technologies that revolutionize global audience engagement—empowering organizations to deliver unrivaled brand experiences through authentic, scalable solutions that define the social landscape through technology innovation. We’re going to unpack that in the interview - What does that mean in practice? What’s the role for human expertise? Where does AI fit in? H ..read more
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Episode 165: Receipts, Insights and Offers
Commerce Code Podcast
by Digital Commerce Alliance
7M ago
This week on Commerce Code we speak with Jehan Luth, CEO & Founder of Banyan. Banyan uses item-level receipt data to power commercial and consumer applications for merchants and financial institutions. We get Jehan's angles on data, data exchange and data science in this interview ..read more
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Episode 164: Strategic Loyalty and Rewards in Germany and the USA
Commerce Code Podcast
by Digital Commerce Alliance
7M ago
This week on Commerce Code we speak with Sam Panzer from Talon.One, which is based in Berlin, Germany. Sam is the Director of Industry Strategy at Talon.One, helping brands assess the business potential of refining their promotions and loyalty approach. We talk with Sam about: What the retail and payments spaces look like in Germany - how that's different from other markets like the UK and USA - and what that means for loyalty Some of the challenges of different data rules and places where there are opportunities to build out better rewards and offers by being smarter about how to use data ..read more
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