
Commerce Code Podcast
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Stay connected and get the latest insights, analysis and news from the leading fin-tech companies, merchants and payments including Microsoft, Mastercard, Samsung, LVMH, Hilton and more. The podcast features insights and interviews from Digital Commerce Alliance (formerly CardLinx) members around the world.
Commerce Code Podcast
3M ago
This week on Commerce Code, we speak with Atif Mirza from VantageScore and Paul Siegfried from TransUnion. VantageScore is a credit score modeling and analytics company focused on innovation and financial inclusion, and TransUnion is a major credit reporting agency and a global information and insights company focused on building trust in global commerce.
Today we are talking about:
Credit health for consumers overall
The growth of BNPL and where that fits in
What it means for the outlook for 2025
We briefly contemplate what the world would have been like if consumers had even more access to ..read more
Commerce Code Podcast
4M ago
This week on Commerce Code we speak with with Miraj Patel, CEO & Co-Founder of Harness. Harness is a leading financial technology platform that helps nonprofits, financial institutions, and brands grow Revenue, Engagement, Loyalty, and Community. Today we are talking about major changes in the college sports world - and in particular the financing of college sports, something that’s changing in a huge and unpredictable way right now. Harness has jumped into that fray by powering something called GameChange - you’ll hear on the show what that is and what it does ..read more
Commerce Code Podcast
4M ago
This week on Commerce Code we speak with Ahmed Siddiqui, Chief Payments Officer at Branch, and learn more about transforming employee and contractor payments ..read more
Commerce Code Podcast
5M ago
This week on Commerce Code we speak with Avinash Chukka of Cardlytics and Brett Watson and Jeff Hudson of The Coupon Bureau.
Listeners to Commerce Code will know who Cardlytics is - they were a pioneer and primary player in the CLO industry from the start. The Coupon Bureau (TCB) is a nonprofit industry association, like DCA-CardLinx, that was created to develop and promulgate a universal standard for digital coupons. As TCB says, their mission is to seamlessly connect manufacturers, retailers, and consumers with secure, cutting-edge coupon solutions.
Notice the word manufacturers in there - a ..read more
Commerce Code Podcast
6M ago
Episode 180: Reimagining Global Offers: Tokenization’s Impact on Issuers, Merchants & Consumers
This week on Commerce Code we speak with Peter Schultze, Chief Executive Officer of Kigo, and Ben Straley, President and Chief Product Officer at Kigo. Kigo has developed a tokenized offer delivery system that complements existing card-linked offer networks. Today we're talking about how their approach makes it possible to reimagine value delivery for issuers, merchants and consumers.
Through tokenization, the Kigo system is able to deliver more content, more merchant flexibility, instant value ..read more
Commerce Code Podcast
6M ago
This week on Commerce Code we speak with Peter Vogel, Chief Revenue Officer at vLoyalty. vLoyalty provides an automated loyalty enrollment and tracking system based on users' credit cards, with text confirmation and marketing to consumers via SMS text. Most importantly, it automates the parts of loyalty programs that tend to break down in a retail environment.
In today's episode, we're talking about:
How rare it is for front-line staff at merchants to even ask customers if they are members of the merchant's loyalty program - and the huge missed opportunities at the merchant as a result
Point ..read more
Commerce Code Podcast
8M ago
This week on Commerce Code we speak with Christian Widhalm, Chief Executive Officer of Bloom Credit. Bloom Credit's goal is to help everyone from startups to established banks easily access and furnish accurate credit data. The goal is to support the creation of accessible, unique financial products for everyone. Today, we are talking about a new product Bloom has developed that makes it easy for consumers to permission access to their payments data in a way that can dramatically improve credit file accuracy and access to credit for consumers ..read more
Commerce Code Podcast
9M ago
This week on Commerce Code we speak with Joe Fitzgerald, Co-Founder & Chief Executive Officer of Dfinitiv. Dfinitiv has introduced a new platform they call SmartOffers, focused on significantly improving CLO benefits for FIs, merchants and consumers. Today we are talking about:
The growing gap between app-based consumer experiences - especially what Gen Z is most used to - and what CLOs currently deliver
The big forces reshaping the CLO environment - and how that may or may not fix the "stuck flywheel" of CLO
What is a CLO anyway ..read more
Commerce Code Podcast
10M ago
This week on Commerce Code we speak with Jeff Richardson, Senior Vice President & Head of Marketing at VantageScore, and host of The Score podcast, a source for credit score related news and analysis. VantageScore's mission is to innovate to deliver more predictive, innovative and inclusive credit score models for the US market. Today we are talking about:
The most recent VantageScore market adoption study, and what it tells us about the state of credit risk
Lenders' attitudes towards 2024, as we come out of a bit of a rough year in 2023
Innovations that are changing the market for consum ..read more
Commerce Code Podcast
10M ago
This week on Commerce Code we speak with Ingrid Wilson, Head of Partnerships & Client Growth at Olive. Olive builds digital commerce platforms for fintechs - and those platforms offer consumers fundraising, financial wellness, and membership and loyalty solutions. Today we are talking about:
The buy vs. build decision fintechs are making as they create customer-facing capabilities
Risks that change that buy vs. build decision - and other factors like speed and cost
The talent market - and the size of fintech in the global scheme of things ..read more