You might have learned that not spending money on things you don’t really need is the best (and, quite possibly, the only) way to save money in the long run. But, what if I told you that buying things that you want can lead to saving some extra money? In this week’s episode, I’ll share with you four purchases that improved my life (and added some extra joy!).  If you got most of your financial education from old-school financial advisors, you might be all too familiar with the most important “spending” rule ever: don’t waste your money buying things that you don’t need. This includes stuf ..read more

If you want to achieve financial success, building solid money habits is a non-negotiable. Intellectually, almost everyone knows and agrees with that statement. But, how do you choose which habits to build? That’s the million-dollar question. In this week’s episode, I’ll share with you the four money habits that can have the biggest impact on your money confidence journey.  Every self-help book or personal development coach seems to agree on one thing: if you are trying to transform one area of your life, the first thing you gotta do is build good habits.  But, what is exactly a good ..read more

If someone approached you at a family party and asked you to share your biggest money mistake, what would you say? To be completely honest, I’d probably freeze on the spot. Not because I don’t know how to answer, but because a voice in my head tells me that, as a financial counselor, I should know better. Well, that’s not exactly true. And in this week’s episode, I’m going to walk you through the details of my biggest money mistake ever: buying a timeshare.  If you’ve ever vacationed in a resort, you’ve probably heard about timeshares. The concept is very straightforward: in exchange for ..read more

If you still have days when getting a hold of your finances seems impossible, rest assured: you’re not alone! You might not know it, but between you and money confidence stands an invisible, ever-eluding barrier that you gotta tackle first: your money story. In this episode, Pam Covarubias explains how Calladita Culture™️ has disempowered women financially and what can you do to uncover your money story. We all carry money stories, hiding in plain sight and influencing the way we think, act around, and spend our money. Although there are money stories of all kinds, both good and bad, in my exp ..read more

Did you know that, despite the challenges of the current housing market, most Americans still consider homeownership an essential part of the American Dream? And yet sometimes a quick run of your numbers can reveal that owning property may not be as financially advantageous as you initially thought. In this episode, we’ll talk about the real cost of owning a home.  According to a survey conducted by the online platform Lending Tree in July 2023, 94% of respondents still see homeownership as an essential part of the American Dream. However, as the days and months pass by,  the realiti ..read more

When it comes to money talk, do you know what your family is expecting from you? While there’s nothing wrong with freely offering financial help to your loved ones when things get tough, doing so at the expense of your financial well-being is a recipe for future problems. So, how do you navigate financial expectations with your family? How do you get ready to have these potentially triggering conversations? This is exactly what Gigi González, author of the bestselling book, Cultura and Cash, will be talking about in today’s episode. Have you ever been in a situation where a loved one expects y ..read more

Living paycheck to paycheck is not as uncommon as we think: 60% of the US population depends on their bi-monthly deposits to make ends meet. If you are living in this situation, I bet you’ve probably scratched your head more than twice trying to figure out where all your paycheck money went. In this episode, I’ll share with you a savvy paycheck routine that will allow you to understand what’s going on with your hard-earned dollars. Picture your regular payday. Your money has just landed in your account and now is the time to pay those bills. You make all the necessary  payments and for a ..read more

Have you ever felt like you needed an MBA just to get started investing? There are terms, like compound interest, loaded funds, and on and on that feel complex. Therefore, it feels scary to start investing without having ALL  the knowledge. Today we are going to squash all of that so you can invest with confidence.  Did you know that about 42% of Americans don't own stock? That's according to a Motley Fool study. The number of Latinos is likely much lower than that. Of course the reason? Fear of investing. Today I bring you a woman who will help you lose your fear of investing.  ..read more

Guess what the most frequently asked question I get is: "Jen, what budgeting tools do you recommend?" And honestly, I'll tell you that question makes me nervous, surprised, right? In today's episode, I'll explain why, and I'll also guide you on how to choose the right budgeting tool for you. This way you choose one that will help you simplify your finances and always know confidently where you stand. You don't need complex tools to manage your money, the key is finding a simple system that works for you. Today you will learn what to look for in a budgeting tool that suits your needs, as well ..read more

Imagine waking up in the morning feeling relaxed when you think about your finances because you are debt-free. Doesn’t seem  possible for you? Keep in mind that what works for one person may not necessarily work for you, and that's where many people give up. This is where a more holistic approach comes into play which will make a drastic difference in seeing your debt go down. What the heck is a holistic approach? Find out what this looks like and more in today’s episode all about what it really takes to achieve a debt-free life.   Did you know that according to a survey conducted b ..read more