The Continuum Review, Freehold Condo at East Coast District 15 Delve into the rich history and cultural heritage of District 15 with The Continuum Review. Discover unique stories, local legends, and the secrets behind this vibrant community’s lasting legacy. Table of Contents Discover The Continuum, a unique development by Hoi Hup and Sunway Property in District 15, combining two freehold plots to create a luxurious and innovative living experience. Unprecedented Design and Connectivity The Continuum is a groundbreaking project comprising three blocks with 408 units on each par ..read more

Key Factors to Consider Before Purchasing a Second Property in Singapore As the property market continues to evolve, many Singaporeans are considering investing in a second property. It’s essential to thoroughly examine your financial situation and assess the various factors before taking the plunge. This comprehensive guide covers eligibility, affordability, and your intentions for purchasing a second property, ensuring you make an informed decision. Table of Contents Eligibility for Owning a Second Property in Singapore Public Housing Owners Suppose you currently own a public h ..read more

The Ultimate Guide to Real Estate Investing for Beginners Real estate investing is a highly sought-after investment strategy that offers numerous benefits. This guide will explore the various ways to invest in real estate, its advantages, and potential risks. Table of Contents Property investment is an attractive option for individuals looking to generate income and build wealth over time. Whether you’re a seasoned homeowner or new to the property market, this comprehensive guide covers the basics of investing in property. Comparing Investment Options Before diving into property ..read more

Understand Your Finances Finding out how much you can actually afford to pay and setting a budget for your new home should be the first step when making a property purchase. Bank Loan The amount money that you can potentially borrow depends on your creditworthiness and the Loan-To-Value limit imposed by the Monetary Authority of Singapore. You can expect to obtain up to 75% of the property price on your first housing loan but this is subjected to the loan tenure. Additionally, there is the Total Debt Servicing Ratio (TDSR) to consider as it allows you to utilize up to 60% of your salary on deb ..read more

Benefits of Owning a Freehold Property in Singapore One of the key benefits for owning a freehold property is the perpetuity of ownership that grants the owner the peace of mind that the lease will never run out. Such properties are especially useful for legacy planning because they allow owners to pass them down from generation to generation since there is no time limit to their ownership. A word of caution – It is still possible for governing bodies to take back that land for national development projects. So, make sure to take a long-term view when selecting the properties to avoid land loc ..read more

If you are not intending to engage with a property agent, choosing to sell your property may be a bit of a hassle. Not only do you have to settle most of the paperwork yourself, being able to market your property and look for a buyer may not be an easy task for many of us. However, if you are still reading this article, you are most likely looking to sell your property by yourself. And as surprising as it may be, doing the job yourself may not actually be as difficult as many of us make it out to be. This article will give you a rundown of what you have to do to properly sell your property ..read more

Blockchain has been hailed ‘the great disruptor’ of the decade for more reasons than one. Not only will it purportedly revolutionise the music, finance, healthcare, insurance, education, security, and government industries, but it is also set to upend the real estate industry by improving the leasing and purchase and sale process, among countless other things. Blockchain, the world’s most transparent distributed ledger, is revolutionary in its ability to fully encrypt personal data on the internet, enabling the global digital translation of assets and meaning there is no longer a need for a tr ..read more

Public housing is the most common form of housing ownership here in Singapore, with over 80% of Singaporeans residing in one. Yet, there are also private houses, in which upgrading to one is subjectively deemed as rising towards the upper echelons of society. Perhaps, after living in your humble abode for a while now, it may have crossed your mind to either upgrade or purchase a private house, namely a condominium. Before you begin, you ought to consider your eligibility in purchasing or upgrading to a condominium. You will only be able to buy a condominium if you have met the following requi ..read more

1. How do people make money from property? Capital Appreciation Capital Appreciation occurs when the value of the property increases above its purchase price over time. For instance, when a property that you paid $500,000 for rises in worth over time and commands a value of $800,000, the Capital Appreciation of the property is said to be $300,000. If the property were to be sold off for a price greater than its purchase price, you would be able to reap earnings known as Capital Gains through Capital Appreciation. Therefore, it is imperative to watch out for elements that can contribute to Cap ..read more

Working out your finances to understand your budget The amount money that you can potentially borrow depends on your creditworthiness and the Loan-To-Value limit imposed by the Monetary Authority of Singapore. You can expect to obtain up to 75% of the property price on your first housing loan but this is subjected to the loan tenure. Additionally, there is the Total Debt Servicing Ratio (TDSR) to consider as it allows you to utilize up to 60% of your salary on debt repayment. However, if you are purchasing an Executive Condominium, the TDSR will be limited to up to 30% of your salary. Moreover ..read more