Start before you’re ready
The Wealthy Pinay
by Lyn Joy Cruz
3y ago
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Opportunities are everywhere
The Wealthy Pinay
by Lyn Joy Cruz
3y ago
Literally everywhere… I always tell this to people who want to quit their hated job but are so scared to do it. Because, indeed, opportunities are everywhere. Since I returned to the Philippines, I was presented with so many business opportunities and most of them don’t require big investment at all. From being a reseller of a product or service to joining a multi-level marketing group, to having your own brand for beauty products, shoes, etc. I can choose to invest P999, P99,999, or any amount in between. I don’t encourage others to quit their permanent jobs to find thei ..read more
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Manifesting – the practical way
The Wealthy Pinay
by Lyn Joy Cruz
3y ago
“You know LynJoy, I believe in manifesting but my family think it’s unchristian.” I get you babe. I heard so many times how the law of attraction is unGodly and we should never pray or ask things from the Universe. Somehow, manifesting is like this witchy thing you do that is too magical or woo woo. Aren’t we supposed to pray to God (or Allah or Buddha, or <insert any Divine Being you pray to>)? When I started harnessing my abundance mindset, it was very clear what are the roles of my God and the Universe. God is the end-all and be-all. He is ..read more
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Can you be rich and introverted?
The Wealthy Pinay
by Lyn Joy Cruz
3y ago
I’m a self-confessed lazy introvert. Lazy in the sense that I don’t like household chores and I can probably read a book the whole day and not have a headache after. I can finish one season of any series on Netflix with just a few pee breaks in between. I love me-time. I love solitude. I love being alone. But even though I’m lazy and introvert, I still make LOTS of money. Because honestly, being rich doesn’t require you to have a specific kind of personality or skill. You can be smart, stupid, hustle-master, lazy, good, bad, asshole or kind ..read more
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When you don’t know your next move
The Wealthy Pinay
by Lyn Joy Cruz
3y ago
Do you feel stuck? In an ideal world, we know all the answers. We’re clear of what we want and need to do then do it. But we’re not living in an ideal world. Many times we don’t know where we’re going. We don’t know our next move. Our plans never materialized so we stopped planning. Sometimes we don’t have plan B. Risk forward It’s a philosophy of life meaning moving forward even if it feels risky. If taking risks seems scary then just think of it as taking chances. All of us have this wisp of an idea, something interesting and excites us, but then we loo ..read more
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Are you crazy, too?
The Wealthy Pinay
by Lyn Joy Cruz
3y ago
Let me tell you the story my book. It started with an idea... "What if I write a book?" The thought was screaming C-R-A-Z-Y for me because 1) I don’t know anyone personally who wrote a book 2) Who am I to write one? I mean, writing for a blog doesn’t mean I’m a writer, right? (That’s wrong. If you can write your ideas, then you’re a writer. Simple.) But one thing about myself is that I’m crazy and impulsive. Not the type that will run amok holding a machete while drooling but one that has a screw-me-I-will-do-it attitude. Impossible is not really in my v ..read more
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Should you monetize your passion?
The Wealthy Pinay
by Lyn Joy Cruz
3y ago
What sparks you? Is there anything that interests you or make you excited? I’ve written a post about Finding Your Passion and if you’re wondering what’s yours then I encouraged you to read it first. Done reading? Now, my next question is, should you monetize your passion? Some would say, don’t. They say if you mix passion with monetization, you’ll start hating your passion in the long run. That’s sad. In a way that’s true. Let’s take myself as an example. I realize that blogging is one of my passions. I enjoy writing my thoughts, my experiences, and whatnots. I ..read more
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Be consistent: 5 steps to get things done
The Wealthy Pinay
by Lyn Joy Cruz
3y ago
What is one thing you need to be successful? Is it luck? Be hardworking? Network with others? Join a mastermind group? Every Thursday, I write a newsletter. It doesn’t matter if I don’t feel like it or I don’t have anything to say, I make sure a newsletter will come out every week no matter what. Consistency. That’s the answer. Anyone successful in business, in saving money, in family life, in gardening, in playing a piano - has all one thing in common. They’re consistent. Consistency is all about doing it even though you’re lazy, or down, or sad, or busy. Consistency is ..read more
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Money Goals for 2021
The Wealthy Pinay
by Lyn Joy Cruz
3y ago
New year, new money goals Happy New Year! I hope your first few days of 2021 have been amazing. If you’re into numerology, it’s no surprise that 2020, being Universal Year 4, turned out to be what we know it turned out to be. It was predicted that 2020 wasn’t going to be a social and fun-loving year. That there would be hard work and discipline involved. To be fair to 2020, it also says that the year was about big changes and new beginnings - I’ll take them as a positive. With all the uncertainty we experienced last year, most of us share a collective ..read more
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5 tips to enhance your intuition
The Wealthy Pinay
by Lyn Joy Cruz
3y ago
I'm always asked this question, "how would you know if it's the right thing to do?" My answer has always been the same. If the decision excites you more than it scares you, then go for it. Ask yourself the question, "what's the worst thing that can happen anyway?" The other day, my friend who is highly intuitive shared with me that she's doing tarot reading. She never told anyone except me due to fear. Filipinos are very religious and can be quite unaccepting of other beliefs aside from theirs. Anyway, I asked about her Youtube channel the other day and had ..read more
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