Greetings fellow investors! After a rather long silence, we are very excited to come back with an announcement of a new collaboration! We are proud to be partnering with something the p2p industry has long needed – a platform providing an aggregated view of the current loan market offering and shedding light on the actual risk-return potential of various loan investment opportunities. The platform – Welfio – is a Latvian based project developing the ultimate investing guide to help p2p investors make more informed and smarter loan investments. The project is currently led by Ričards Kraupša (C ..read more

Greetings fellow investors and welcome to my long overdue portfolio update! After a 3 month hiatus, I am back with an update to let you all see how my portfolio is faring, during these turbulent times. Thank you to those concerned souls who got in touch to ask if everything was ok – the reason for the break in content has been twofold: Primarily, I have been extremely busy; excluding this blog (which I count as a hobby) I am now juggling no less than 3 different business streams, any of which could be full time jobs in their own right (and only one of which is supposed to be!). On top of that ..read more

Greetings fellow investors and welcome to my July portfolio update! There is quite a lot of news within the peer to peer industry this month, and not a whole lot of news in my personal life, so I’ll skip the intro and get right into it! My portfolio returned a profit of just over €10k in July and the snapshot currently looks like this – read on for a more detailed look. Peer to Peer Industry recent news Here is a round up of news that caught my eye since my last update. * Mintos updated their Terms of Service (ToS) which became effective from 12th August. You can see the differences between ..read more

  We are excited to announce the inclusion of Kviku.finance in The €10K Club from August 1st 2020! As you may know, The €10K Club is our flagship peer to peer platform tracking portfolio where we invest €10k each into a variety of European P2P platforms and track the returns over time. Long time investors will no doubt be familiar with Kviku as a loan originator; they have been on the scene for a reasonably long time now. At the time of writing one can gain exposure to Kviku issued loans on no less than 5 other P2P platforms including Mintos (started in Aug 2018), Bondster ..read more

  Hello readers! I hope you are all well and have kept safe during all the craziness of the last few months. 2020 is really proving to be an absolute rollercoaster of a year, and shows no signs of slowing down to let us take stock…just as the coronavirus tide seemed to be starting to turn in Europe, the potential for civil unrest in HK flared again, and the BLM protests gathered momentum. It’s going to be an interesting summer…and let’s not forget we have the US election coming up in November! On a personal level I’ve changed roles at work which is why I’ve been quiet for the last few mo ..read more

Greetings fellow investors and welcome to my June portfolio update! All over Europe and around the world, lockdowns are ending and a new breed of unshaven, unkempt creatures are slowly creeping to the entrance of their respective caves, shielding their eyes from the bright sunlight and welcoming the coming summer. I wish you all the very best of health and happiness as we start to emerge from cover after what has been a wholly unique time in human history. Here in China, as you may know from my previous updates, it has been business as usual since mid-March. We have had a couple of new cluster ..read more

Greetings fellow investors and welcome to my May portfolio update! We had exciting personal news in May; we signed a contract with a house building company in Germany for our new house which is due for completion in August 2021! Due to the current crisis, a heavy amount of friendly negotiation and our ability to pay 100% in cash (rather than rely on bank financing) we were able to extract a sizeable discount. They say “a penny saved is a penny earned” so if we think about the house discount in those terms, May was the most profitable month I have had since I first became a millionaire (the sto ..read more

  We are excited to announce the inclusion of new P2P platform Moncera in The €10K Club from June 1st 2020! Moncera is a newly launched Estonian P2P platform listing loans originated by Placet Group. The two shareholders and directors of the platform are Dmitri Pavlov and Aleksey Telitsyn, both of whom worked at Placet Group for several years before spinning off to start Moncera during 2019, with the blessing and support of the Placet Group managers and shareholders. Dmitri (CEO) also worked in Creditstar Group in the debt collection company and has been working in the financia ..read more

  Just a few short months ago, I added Lendermarket to The €10K Club and today I am announcing a new €160,000 investment in the platform for my main portfolio.     Click to view slideshow.   Here is a look at Lendermarket and why I am trusting them with approx. 12% of my total P2P Lending portfolio. What is Lendermarket? Lendermarket is an Ireland registered P2P platform that lists loans originated by Creditstar group. The platform has very close ties to Creditstar Group, with shared staff/office space and the ultimate beneficial owner of Lendermarket is Aaro Sos ..read more

Greetings fellow investors and welcome to my April portfolio update As it wasn’t so long since my previous update, I will keep my personal comments short other than to say that I hope you are all faring well, wherever you are. Thanks to those of you who got in touch by email and FB message with mildly enraged protests regarding the previous shorter update! Thus by popular demand, this month I am returning to a more familiar format including the individual platform updates for The €10K Club members The portfolio snapshot currently looks like this: P2P Industry recent news The COVID crisis an ..read more