My friends have been doing options in the stock market, buying puts and calls based on where they think the stock will be headed. With that said, one of them have just broken even but made himself pretty busy managing the options and the other have earned some money from it. I was thinking if I should go in and start doing options as well as the FOMO hits hard when they share about their experiences especially when the trade is profitable. But I am lazy and don’t want to be stressing about positions. I did covered calls during the bear market and overall did earn some. But the bull market is h ..read more

I met up with my friend recently and she was mentioning on how she is planning to get a certificate for her career to progress to a better position or even branch out to something slightly different from her role but still in the same field. She shared that many of her friends had side hustles that earn them a supplement income and she wants to have a side gig on the side as well but struggle to know what she can do. Not that I am an expert at it, I recommended her to start recording her travels as she loves to travel and is able to travel frequently due to the nature of her job but she was re ..read more

I came across a lot of videos that talk about how more people in their 20s and 30s are choosing to stay with their parents especially after the pandemic. Definitely, this is partly due to the cost of property and the rising cost of rent and living especially in the cities. In Singapore, I don’t think it is strange to still be staying with your parents in your 30s as we do not have the mentality that you should leave your home at 18 and start living independently. It has it’s pros and cons but it definitely depends on your family dynamics and how your relationship with your parents are. After a ..read more

Woah, another ATH hit after the previous quarter, the later half of this year especially after September has proved the power of the Trump Trade. Euphoria has flooded the market and we can see that from Tesla to crypto which I hold in my portfolio. My portfolio has hit ATHs and went down but it is overall still higher than when the year started, the volatility is still there as we see Bitcoin hit $100,000 for the first time and moving up before going down due FOMC Jerome Powell saying that there will be one less rate cut next year. Although I did not make life-changing money, many others in cr ..read more

Next year, I will be turning 30 years old and I wanted to look back on my twenties and how I managed my finances as well as investments. I think my spending and investments will be significantly different going forward especially when my portfolio has grown, I do want to reduce investments into the riskier and more volatile investments. Finances in my 20s I think my 20s was where I survived on a just nice salary in my early 20s and managed to increase it in my late 20s, it was a nice boost but definitely not as much as I wanted or if compared to peers my age. But overall I was lucky to have ha ..read more

On my previous post, I mentioned about my investment portfolio reaching ATHs. When things get a little too high, I do always wonder if I should be taking profit but at the same time thinking what if I took profit and it continues going up? Or if I took profit, where should I invest it into, ETFs? It is a dilemma and something that I struggle with in a bull market. In a bear market, you can go ahead and buy as long as you still have income as you know the recovery will come but in a bull market, do you continue to add or sell some to secure some profits? Crypto has really grown in the past few ..read more

My investment portfolio has attained all time highs with it reaching 190,000 SGD at the highest point when both Tesla and Bitcoin were at it’s all time high. Currently, it is about 185,000 SGD after some recline but it is still a high that I didn’t expect before 2024 ends. There might still be volatility approaching the end of 2024/start of 2025 but pretty happy with the portfolio performance. All time high holdings A lot of people would think that it’s great seeing all time highs with Tesla and Bitcoin but like what Ron Baron said on CNBC, Tesla is at the same price as it was at 2022. So it’s ..read more

I feel like time is passing really fast, I thought 2024 just started like a few weeks ago haha but now I am writing the portfolio review for the 3rd quarter of 2024. Crazy crazy how fast time pass. News is also updated at a quick pace, Huawei with the tri-fold phone, then OpenAI raises $6.6 billion, Dyson and Samsung layoffs, Iran and Israel tensions and automation taking over the port and workers striking just to name a few of the bigger news these past few weeks. Every Tesla shareholder is looking forward to 10.10 as Tesla plans to unveil their robotaxi. There is a lot of excitement building ..read more

I went overseas a few times this year, mostly short period lasting 1 week to a little more than a week. After every trip, I felt refreshed and enjoyed the trip and break from work. With this, I do see myself going overseas once in a while to have a good break from the environment in Singapore. Singaporeans tend to travel pretty frequently because domestic travel is not really possible although I am sure we do have staycations or going over to JB but we love winter and experiencing the different seasons in other countries that Singapore does not have. Also, our surrounding countries can provide ..read more

 Twitter has been having lots of discussion on how Ethereum (ETH) will react to the release of ETFs after Bitcoin’s (BTC) successful release which propel BTC to it’s high of almost US$74,000 in March. Some have mentioned that ETH might reach another all time high while some say that there will be a selloff and ETH will lose power from here as it is a much more difficult product to sell than Bitcoin etc. What I think I am not too pessimistic and with Ethereum being the largest portion of my crypto portfolio, I definitely would like it to be performing well. I do see the ETH ETF as a posit ..read more